Bank and Financial Institutions Management Course Outline

1. Course Outline
FIN 402 – Bank and Financial Institutions
Summer 2016 [May-August]
Course Instructor and Contact Information
Abdullah Al Yousuf Khan
MSIT (London), MBA (Dublin), PGD
(London) B.Com. (Hon.), M.Com. Finance
& Banking (DU)
Email: aaykhan@iubat.edu
Office: Room # 223
Office Hours: Friday & Saturday
(As office is used by other instructors,
please come with appointment for
academic purposes only.)
Tel: 02 8923469-70, Ext. 172
Mobile: 01678 175 645 (office hours only)
Instructor profile
I am teaching finance and banking courses in IUBAT since
April, 2010 in College of Business Administration. I
started my career as a brokers’ authorized representative
in Dhaka Stock Exchange after graduating in Finance and
Banking from DU in 1996. After working five and half
years I went to UK for higher study where I acquired post
graduate diploma in business and e-commerce. Then I
persuaded an MBA in accounting and finance from Brain
Wells University in Dublin, Ireland. I also acquired a
master degree in information technology from London.
During my study period I worked many organizations like
McDonald’s, GAP, MBNA, ASDA, Tesco, and Starbucks
where I gathered practical management experience.
Class Schedules
Section: B & E
Day
Time Room #
Friday 8.30-10.35 324
Saturday 6.00-6.50 508
Counseling hours
Day Morning Afternoon
Friday 10.35 -
Saturday 4.00
Course objective
By the end of this course, students will understand the
primary participants in the money- and the financial markets,
the operations and the goals of these participants, the
various types of financial instruments and how they differ,
the role of interest rates in the economy and how interest
rates are determined. They will also know the basics of
monetary policy.
Course Description
The course will address the reasons for and the nature of
various financial markets and their importance to the global
economy. Markets reviewed will include the foreign exchange
market, the money market, the capital market for both stocks
and bonds, and the mortgage market.
Financial institutions serving these markets will be studied
with a primary emphasis on the commercial banking industry.
The structure of the banking industry and the keys to
effective management of a bank will be reviewed and
discussed. Competition and regulation in the banking industry
will also be addressed. The nature of other financial
institutions such as savings and loans, insurance companies,
pension funds, finance companies and securities firms will
also be examined.
Learning outcomes
Commercial Bank Management is an in-depth study of
banking institutions, with special emphasis on commercial
banks and their connection to the regulatory body and other

2. financial institutions. A risk management perspective is
adopted, and the fast changing
Required Course Materials & Text Books
1. Rose S. peter and Sylvia C. Hudgins, Bank Management
& Financial Services, 7
th
edition, McGraw Hill Irwin
Reference books
1. Ross S. Peter: Commercial Bank management, McGraw
Hill Irwin, New York, 2003
2. Haslem, John A. Commercial bank management
3. Brick, John R. Bank management
4. Koch W. Timothy, S. Scott MacDonald: Bank
management, Thomson South-western, USA,2003
5. Benton E. Gup, James W. Kolari, Commercial Banking-The
Management of Risk, 3
rd
Edition, Wiley,2005
Evaluation:
Course Contents
Session Date/Day Topic Activities/
Reference
1 06/May/16 PART ONE
Introduction to the course +
Introduction to the Business
of Banking and Financial
Services Management
Orientation
class
2 06/May/16 An Overview of Banks and the
Financial Services Sector
Chapter 1
3 07/May/16 An Overview of Banks and the
Financial Services Sector
Chapter 1
4-5 13/May/16 The Impact of Government
Policy and Regulation on
Banking and the Financial
Services Industry
Chapter 2
6 14/May/16 The Organization and
Structure of Banking and the
Financial Services Industry
Chapter 3
7-8 20/May/16 Establishing New Banks,
Branches, ATMs, Telephone
Services, and Websites
Chapter 4
9 21/May/16 PART TWO
Financial Statements and
Financial Firm Performance
The Financial Statements of
Chapter 5
Banks and Their Principal
Competitors
23/May/16
Monday Shab-e-Barat
10-11 27/May/16 Measuring and Evaluating the
performance of Banks and
Their Principal Competitors
Chapter 6
12 28/May/16 Measuring and Evaluating the
performance of Banks and
Their Principal Competitors
Chapter 6
13-14 03/June/16
Review Project topic
selection
15 04/June/16
1st
Term Exam Written
16-17 10/June/16 PART THREE
Asset-Liability Management
Techniques and Hedging
Against Risk
Asset-Liability Management:
Determining and Measuring
Interest Rates and Controlling
Interest-Sensitive and Duration
Gaps
Chapter 7
18 11/June/16 Asset-Liability Management:
Determining and Measuring
Interest Rates and Controlling
Interest-Sensitive and Duration
Gaps
Chapter 7
19-20 17/June/16
1st
Presentation Based on
Chapter 5 &
6
21 18/June/16 Using Financial Futures,
Options, Swaps, and Other
Hedging Tools in Asset-Liability
Management
Chapter 8
22-23 24/June/16 Risk Management Using Asset-
Backed Securities , Loan Sales,
Credit Standbys, and Credit-
Derivatives
Chapter 9
24 25/June/16 PART FOUR
Managing the Investment
Portfolios and Liquidity
Positions of Banks and Their
Principal Competitors
The Investment Function in
Banking and Financial Services
Management
Chapter 10
25-26 01/July/16 Liquidity and Reserve
management: Strategies and
Policies
Chapter 11
27 02/July/16
Mid Term Written
05-07/July/16
Eid-ul-Fitr
28-29 08/July/16 PART FIVE
Managing Sources of Funds
for Banks and Their Principal
Competitors
Managing and Pricing Deposit
Services
Chapter 12
30 09/July/16 Managing Nondeposit
Liabilities and Other Sources of
Borrowed Funds
Chapter 13
31-32 15/July/16 Investment Banking,
Insurance, and Other Sources
of Fee Income
Chapter 14
33 16/July/16 The Management of Capital Chapter 15
34 22/July/16 PART SIX
Providing Loans to Businesses
and Consumers
Lending Policies and
Procedures
Chapter 16
35 22/July/16 Lending to Business Firms and Chapter 17
Letter Grades Grade Points Marks
A 4.0 90-100
B 3.0 80-89
C 2.0 70-79
D 1 60-69
F 0.0 <60
Quizzes: One in Every week 05%
Class Participation & Attendance 05%
First Term Part of the book 20%
Mid Term Part of the book 20%
Final Term Entire book 35%
Project/Assignment, and 2 Presentations
[5+5+5]
15%
Total 100%

3. Pricing Business Loans
36 23/July/16 Consumer Loans, Credit Cards,
and Real Estate Lending
Chapter 18
37-38 29/July/16 PART SEVEN
Managing the Future in Global
Marketplace
Acquisitions and Mergers in
Financial Services
Management
Chapter 19
39 30/July/16 International Banking and the
Future of Banking and
Financial Services
Chapter 20
40-41 05/August/16
Presentation 2 Based on
chapter 18
42 06/August/16
Ending class
Attendance and Punctuality (academic regulations,
page no. 22, IUBAT bulletin)
You are required to attend all classes or other class meetings
officially designated for this course. You are also required to
complete all assignments. IUBAT or me may make specific
requirements about attendance and class participations. I therefore,
may assign a final “F” grade in the course to you if you fail to meet
any one of the requirements.
Only three absences in a course with acceptable reasons may be
excused by the instructor in a semester. Permission of the Dean is
required to remain absent in three or more consecutive classes for
reasons beyond control (e.g. sickness) by you. Remaining absent in
class in this course without permission will be served with a notice
of warning. Unexcused absences will lead to reduced course grade,
suspension from the course or dismissal from the course.
You must be punctual in attending classes. Coming late in a class will
be penalized. Habitual late comers may be suspended or dismissed
from the course. Late submission of assignments etc. will also be
penalized by reducing the grade earned on the assignment.
You are also required to attend all seminars, workshops, debates,
ceremonies or other officially designated activities. Failure to do so
will reflect on the conduct of the student.
Academic Offenses (academic regulations, page no. 23,
IUBAT bulletin)
The students and faculty are jointly responsible for the academic
standards and reputation of the university. It is well recognized that
intellectual honesty is the basic requirement for development and
acquisition of knowledge. Intellectual honesty is a pre-requisite for
continued membership in the university community.
Forms of intellectual dishonesty are plagiarism, cheating in
examinations, aiding and abetting cheating, use of assignment
prepared by others, impersonation of another student at an
examination, misrepresentation of information, falsification of
academic records, and unruly behavior with instructor.
If a student is detected by the instructor in committing academic
offense, it may result in an “F” grade for the course or even
dismissal of the student from the university.
Dress and Behavior Code for Students
Dress Code: For male students:
Trouser and full/half sleeve shirts with necktie, T-shirts with
collar/golf shirt, Suit, Blazer, Sweater, Jacket, Muffler in winter.
Shawl not allowed. Polished shoes. Sandal/Sandal shoes are not
allowed, Clean shaved ( if not keeping beard and/or mustache),
Decent haircut, Wearing ID while in the campus. * Presentation
attires are strictly to be maintained to Suit, Tie, Dress Slacks and
Dress Shirt * Shirt/T-shirt (with collar)/golf shirt (with collar) to be
tucked in * Dress code may be relaxed for National days and
ceremonial occasions.
For female students:
Salwar, Kamiz and Scarf (up-to-date, preferably cotton), Saree
(professional attire not in class), Jeans, Kurta, Scarf, Skirt, Top,
Scarf, Sweater, cardigan, Jacket, Muffler. Shawl not allowed,
Shoes or Sandal shoes with belt and low heel. Sandals not
allowed, Properly tied up hair, Limited jewelry and make-up,
Wearing ID card while in the campus. * Presentation attires are
strictly to be maintained to Suit, Dress Slacks and Dress Shirt
*Dress code may be relaxed for National days and ceremonial
occasions. *No Tight or revealing clothing.
Behavioral Code:
Speak in English all the time in IUBAT campus. Do not talk loudly and
make noise. Do not run around or use offending words or impolite
language to anyone. Ragging is strictly forbidden in or outside the
campus. Smoking in the campus is prohibited by law.
REMEMBER IUBAT PLEDGE
“We will speak in English among ourselves all the time in the IUBAT
Campus. We shall endeavor to help each other to do so.” WE
SINCERELY BELIEVE THAT THROUGH PRACTICE OF THE ABOVE
SIMPLE RULES, ALL OF YOU WILL BENEFIT FROM IMPROVED
PERSONAL GROOMING FOR CAREER DEVELOPMENT AND IMPROVE
THE IMAGE OF YOUR UNIVERSITY – IUBAT
Miscellaneous
It is a student’s responsibility to read text assignments before the
scheduled classes. It is also recommended that students should
spend at least three hours (on the average) preparing for each hour
of class time.
Assignment, Report, and Presentation:
Assignment is required to complete this subject. Two presentations
are set for improving the communication skills as well as depth in
the subject. A final report towards the end of the course is
compulsory to cover the subject matter to reflect the topical
contents. Assignments, reports and presentations must be
presented on time.

4. Summer 2016 Calendar
May June July August
S M T W T F S S M T W T F S S M T W T F S S M T W T F S
6 7 3 4 1 2 5 6
13 14 10 11 3 5 6 7 8 9
20 21 17 18 15 16 15
23 27 28 24 25 22 23 25
29 30
A total of 42 classes are scheduled for the summer semester
1st
Term Exam: 04 June, 2016 Mid Term Exam: 2 July, 2016
Holidays: 23 May – Shab-e-Barat
5-7 July – Eid-ul-Fitr