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BOB’S RETIREMENT
MODEL PLANNING
MODEL PREPARED BY:
IDRISS ACHOUR
PRESENTED BY
NIKKI DUFOUR
Retirement plan analysis
Feb/15...
Assumptions
Data fixed variable controlled
Bob's Current Age 50 R
Retirement age 65 R
Savings Rate 3% R
Postretirement Inc...
Data used
 Controllable data
 current and retirement age
 Annual Salary and increases
 Rates of return on investement
...
Graphical presentation
50
60
70
80
90
100
110
AgeBobrunsoutof$
% Age of post retirment income
Age Bob runs out of $ Postre...
Graphical presentation
0
20
40
60
80
100
120
55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76
Bobrunsouto...
Graphical presentation
50
55
60
65
70
75
80
Bobrunsoutof$
Bob's annual contribution
Age Bob runs out of $ Bob's annual con...
Sensitivity parameter
56.00 61.00 66.00 71.00 76.00 81.00 86.00 91.00 96.00 101.00
Retirement age
Postretirement Income (%...
Recoomendations
 Suggested age of retirement – 65
 Personal contribution increased
 Modest post- retirement income
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Bob’s retirement model planning model prepared by idriss achour1

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Bob’s retirement model planning model prepared by idriss achour1

  1. 1. BOB’S RETIREMENT MODEL PLANNING MODEL PREPARED BY: IDRISS ACHOUR PRESENTED BY NIKKI DUFOUR Retirement plan analysis Feb/15/ 2014
  2. 2. Assumptions Data fixed variable controlled Bob's Current Age 50 R Retirement age 65 R Savings Rate 3% R Postretirement Income (% of his final salary) 60% R Rate of return on Investments /year up to retirement = 8% R Rate of return on Investments /year after retirement = 5% R Age at death 80 R Age when wife dies 80 R Bob's Current Retirement Fund $ 150,000 R College % Invested 10% R Current Salary $ 100,000 R Bob Average Annual Contribution $ 7,500 R Age runing out of money $ 81
  3. 3. Data used  Controllable data  current and retirement age  Annual Salary and increases  Rates of return on investement  Employer and personal contributions
  4. 4. Graphical presentation 50 60 70 80 90 100 110 AgeBobrunsoutof$ % Age of post retirment income Age Bob runs out of $ Postretirment income %
  5. 5. Graphical presentation 0 20 40 60 80 100 120 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 Bobrunsoutofthe$ Retirement Age Age Bob runs out of $ Retirement age
  6. 6. Graphical presentation 50 55 60 65 70 75 80 Bobrunsoutof$ Bob's annual contribution Age Bob runs out of $ Bob's annual contribution
  7. 7. Sensitivity parameter 56.00 61.00 66.00 71.00 76.00 81.00 86.00 91.00 96.00 101.00 Retirement age Postretirement Income (% of his final salary) Current Salary Rate of return on Investments /year up to retirement = Bob's Current Retirement Fund College % Invested Bob Average Annual Contribution Bob's Current Age Savings Rate Rate of return on Investments /year after retirement = Age at death Age when wife dies Output Measure Parameter Tornado Sensitivity Chart -20 Pct +20 Pct
  8. 8. Recoomendations  Suggested age of retirement – 65  Personal contribution increased  Modest post- retirement income

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