Facility and Services of Credit card

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Presented By,
ASEEM R
aseem128@gmail.com

2. • Risk Coverage
– The cardholder gets free insurance cover from the
card issuer
– This facility is available only for certain types of
cards.
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3. • Purchase Protection
– This facility protects the purchaser against damage
or loss caused due to fire, dust etc. at no extra
cost from the NEW INDIA ASSURANCE COMPANY.
– This protection is available for a period of 90 days
from the date of purchase of the product using
the card.
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4. • Twenty Four Hour service
– The bank ensures 24 hour extended services to
assist the cardholder and the cardholder gets a
variety of information as required.
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5. • Emergency cash withdrawal
– Certain card issuer provides the card holder the
facility to withdraw cash by using the credit card
in case of emergency from ATM
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6. • Photo Card Option
– Credit cards are now being issued with the
photograph and signature of the card holder
digitally imprinted on the front of the card.
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7. • Fuel Facility
– Fuel facility of Bharat Petroleum outlet is provided
by Bank of Baroda Cards. Similarly Indian Oil
petrol pumps accept Citi Bank Standard Chartered
cards.
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8. • Supplementary Cards
– Card holder of any bank can obtain a maximum of
two supplementary cards at the prevailing card
fees for the immediate family members
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9. • Newsletter
– Bimonthly newsletters offering the cardholder on
exciting range of price, special discounts, and privilege
are sending free of cost
Example: Complimentary subscription of Business World or
Business Today magazine is sent to all cardholders of SBI
card
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10. • Medical Advance Facility
– Card holder can draw cash up to 15,000 in case of
medical emergency for making expenses on
treatment at location other than their home town.
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