4. • The roots of the State Bank of India lie in the first decade of
the 19th century
• Bank of Bengal, Bank of Bombay & Bank of Madras re-
organised banking entity took as its name Imperial Bank of
India.
• The Reserve Bank of India, which is India's central bank,
acquired a controlling interest in the Imperial Bank of India.
On 1 July 1955
• The imperial Bank of India became the State Bank of India
6. PERSONAL BANKING
• SBI Term Deposits
• SBI Loan For Pensioners
• SBI Recurring Deposits
• Loan Against Mortgage Of Property
• SBI Housing Loan
• Loan Against Shares & Debentures
• SBI Car Loan
• Rent Plus Scheme
• SBI Educational Loan
• Medi-Plus Scheme
• SBI Personal Loan
• Interest Rates
• e-Invest (ASBA) - IPO
7. • SBI-linking Farmers & Corporate in agriculture
• Contract Farming
• Value Chain Financing
• Warehouse Receipt Financing
• Group Financing
Corporate & Institutional Relationship
8. CORPORATE BANKING
• Corporate Accounts Group (CAG)
• Project Finance
• Lease Finance
• Export Credit
• Strategic Business Units
• Deferred Payment Guarantees
• Term Loans
9. Government Business
• Direct Taxes
• Indirect Taxes
• State Government Taxes
• Pension
• Senior Citizens Savings Scheme
• Passport Seva Kendra
• Online Payment User Guide
• Pension Payment for Autonomous Institutions
• Public Provident Fund (PPF)
• Sukanya Samriddhi Yojana
12. NEW PRODUCT INTRODUCED
• ZERO BALANCE SAVING A/C
• MINOR BANK A/C
• MINOR A/C LINKAGE TO RECURRING A/C
• AGRIKART
• FAMILY TREE A/C
• PENSION A/C
• MULTI CURRENCY A/C
13. • CORPORATE LOAN WITHOUT SECURITY ON
PROFIT SHARING
• 0% FORECLOSURE CHARGES
• RESOURCE RM FOR CORPORATES
14. Zero balance savings AC
– Minimum one year lock-in period
– Will enable us to capture higher market share
15. Minor Bank AC
– Interest rates higher than normal savings AC
– Education loan for the minor at lower interest rate
16. Minor account linkage to recurring AC
– Recurring AC for a minimum deposit of Rs 500/
month
– Linked to family members AC
17. Agrikart
– Post digitalization, bank to act as
middlemen/financers between farmers and
wholesalers/retailers
– Bank branches could be used as warehouses for
agricultural products
18. Family Tree AC
– Savings AC for all members of the family, with a
combined minimum balance of all accounts
instead of individual minimum balance
– Home loan at reduced interest rate, EMI to be
ECSed from all the accounts alternately
19. Pension AC
– Provide non dependency to customers even after
retirement by giving pension amounts
– Pension amount decided based on the customers
average balance maintained in account
20. Multi-currency AC
– Customers can hold their balance in any currency
of their choice
– Bank tie-ups with corresponding country’s banks
to enable multi-currency holdings
21. Corporate loans without security or
profit sharing
– Corporate loans with higher interest rate, but
without security
– Corporate loans with normal interest rates,
without security, but a share in company’s profits
22. Zero percent charges on loan
foreclosing and other banking services
– Zero percent loan foreclosing charges
– No charges on mobile/net banking or ATM
services
23. Resource RM for corporates
• Raising funds through various sources apart
from SBI Loan both national and international,
keeping in mind the cost effectiveness.
• Managing funds and treasury operation.
• Investing the funds in both long term as well as
short term capital needs.
24. Health check-ups
– Bank tie-ups with hospitals to provide regular
health check-ups for customers
– Checks ups at discounted rates
25. Tailor-made health insurance
– Tie-ups with insurance companies for bank
customers’ insurance policies
– Health Insurance schemes as per customers’
choices
