1. Million Dollar Baby
Agent Training Use ONLY

2. Imagine setting your
child or grandchild
up for life…
for the cost of
a cup of coffee?
Agent Training Use ONLY

3. “Million
Dollar
Baby”
$25 week for
5 years
$35 week for
2 years
$46 week for
8 years
Subtotal
To help pay for
Total College
Contribution $12,000 x 4yrs
Till age 14 $48,000
$28,800
Down Payment
For a Home
$25,000
Agent Training Use ONLY

4. “Million
Dollar
Baby”
At age 45 Vacation Home
$100,000
Subtotal
Agent Training Use ONLY

5. “Million
Dollar
Baby”
Age 65
$142,263 year
Total
Contribution
$28,800
Agent Training Use ONLY $3,729,575

6. Recap
College Expenses $12,000 x 4years = $48,000
Mortgage Down Payment $25,000
Vacation Condo $100,000
Retirement Income from age 65-89
Tax Free $142,263 x 24 years = $3,414,312
Total $3,587,312
Agent Training Use ONLY

7. Recap
Total Cash Received Tax Free $3,587,312
Death Benefit at age 89 $1,679,396
Income Tax Free
Total Benefit at age 89 $5,266,708
Total Premiums Paid = $28,800
Paid until age 14 then zero after
Agent Training Use ONLY

8. Great College Plan
College expenses taken out
Tax Free
Not included in college aid/grant formulas
Cash Value is owned by parents
Plan completion (even if you can’t)
Agent Training Use ONLY