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What happens if I stop paying my credit cards?

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What happens if I stop paying my credit cards?

  1. 1. What happens if I stop paying my credit cards? I am retired on fixed income. My home was just foreclosed on. My credit is alrea ady ruined. BofA has upped my interest to over 25% and I don't even use the card s to increase debt but have offered to close account and they still won't help a s I don't make enough $ to get approved for a lower payment. That's what they to ld me! So I have 2 credit cards with balances just under $2500 and am unable and

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