Machine-to-machine (M2M) traffic can provide additional revenue sources for operators struggling against reduced revenues from voice services. When compared to human-initiated traffic, individual M2M events contain a lesser amount of data, lower ARPU and reduced bandwidth requirements.

1. Comarch M2M Transaction Gateway
Introduction to M2M
Machine-to-machine (M2M) traffic can provide additional revenue sources for operators
struggling against reduced revenues from voice services. When compared to human-initiated
traffic, individual M2M events contain a lesser amount of data, lower ARPU and reduced
bandwidth requirements.
The number of connectable machines is 5 times greater than the amount of humans (source:
ETSI), and the number of machines currently connected is extremely low. Gartner predicts that
the level of mobile M2M modules is growing at a rate of 28% CAGR up until 2011.
As the level of M2M traffic grows and M2M devices become more common, the prices of
individual M2M hardware components fall, boosting M2M popularity even further. An additional
bonus for the M2M business originates from the falling prices of data services. Together these
two issues render an increasing amount of M2M business cases viable – scenarios that a couple of
years ago were deemed useless, due to the higher costs related to them.
Comarch is able to offer support to companies looking to enter the M2M business, through
providing the Comarch M2M Transaction Gateway, a tool capable of processing high amounts of
data for charging and rating purposes, and which is suitable for multiple types of industries and
business models.

2. Comarch M2M Transaction Gateway - Overview
The Comarch M2M Transaction Gateway is designed to process high amounts of data and to
support the operators and companies (e.g. utilities) in their M2M business operations. In addition
to the rating and charging, the solution can be extended by additional features such as customer
invoicing, customer self-service and partner management, depending on the requirements of the
M2M enterprise.
Customer
Resource Customer
Management Self Service
Voucher &
M2M Transaction Invoicing,
Top-Up
Management Gateway Reporting
Ra ng
ting r gi
C ha
Partner
Mediation Management
Management
Usage Data
System
Partner’s
administrator
Telco
Operator’s
Network
The M2M Transaction Gateway is service-agnostic, thus capable of processing data for many
types of industries. It is possible to run the gateway either on a telecom operator’s platform or on
the platform of a company that uses M2M services. Because the solution is highly customizable,
it can be used in various industries and support numerous types of business models.

3. Comarch M2M Transaction Gateway – Features
The Comarch M2M Transaction Gateway is a central component of the solution, specialized in
processing information about various transaction types. Processing can be configured using rules
and may include configuration for data loading, pre-processing, rating, aggregating, statistics
building, correlating with other events and storing in the database.
Configuration
Rated
Event M2M
Event
Data Transaction
Data
Records Gateway
Records
Statistics
Extensive configuration possibilities render the solution useful for various industries. The types
of services do not limit the use of the platform - when it comes to its most commonly used feature
– rating, the M2M Transaction Gateway supports multiple pricing models:
• From flat-fee to usage-based fees,
• From market segmentation to custom pricing,
• Product bundling,
• Cross- and volume discounting,
• Rule-based models for custom pricing scenarios.
In many cases, event processing is connected with rating, although the component may perform
many additional, user-defined calculations, which are not solely connected with calculating the
price for events but may for example correlate events, calculate taxes or make other decisions
based on decision trees.
The M2M Transaction Gateway is optimized for high volumes of mass data and has no technical
limitations in transactions per second. The scalability of the M2M Transaction Gateway makes
the solution suitable for small and large enterprises.

4. Comarch M2M Transaction Gateway - Benefits
• Capability to process vast amounts of data:
o Mass and real-time, rule-based data processing;
• Single platform for various type of services:
o Service-agnostic data processing for multiple types of industries;
• Flexible integration with external systems:
o Standardized interfaces;
o Modern and open technology;
• Stability:
o Due to advanced technologies, development and testing practices;
• Deployment flexibility.