Distracted Driving by Federated Insurance

4. Incident
Description
%of
Losses
%of
Incurred
Losses
Loss
Count
Incurred
Losses
Avg Incurred
Loss
Accident Involving
Vehicle
35.1% 51.3% 2,424 $93,769,054 $38,684
Criminal Act 1.3% 0.6% 88 $1,176,580 $13,370
Weather / Nature 3.4% 3.4% 237 $6,239,530 $26,327
Fire / Smoke 0.6% 3.5% 40 $6,428,892 $160,722
Faulty Work 1.5% 1.0% 105 $1,894,503 $18,043
Defective Product /
Misrepresentation
1.9% 0.6% 131 $1,161,400 $8,866
Misdelivery 2.4% 1.4% 166 $2,585,642 $15,576
Slip and Fall 6.3% 4.4% 433 $8,107,099 $18,723
Fuel Spill /
Pollution
3.8% 5.9% 261 $10,763,899 $41,241
Other Bodily Injury 1.7% 1.9% 120 $3,484,582 $29,038
Discrimination /
Harassment
1.2% 0.9% 82 $1,591,653 $19,410
Workplace Injury 29.6% 21.8% 2,043 $39,819,356 $19,491

5. These losses have a direct
impact on the premiums you
pay, not to mention the impact
on injured employees, their
families, and your business
culture.

6. You may remember Federated’s
previous Distracted Driving Initiative,
‘In the Blink of an Eye.’
It continues to be extremely popular
with our clients and our association
partners.

7. This program was a good
start, but didn’t address one
thing.
Any Guesses?
TEXTING!

8. Further claims analysis and
customer feedback
confirmed this growing
epidemic…cell phones and
their life-threatening
impact on distracted
driving.

9. Let’s begin with a couple of eye-opening facts in
regards to distracted driving in general:
Cell phone use is the LEADING CAUSE of
distracted driving.
Distracted driving accounted for over 421,000
accidents and 3,300 fatalities in 2012.
A driver’s ability to multi-task is a MYTH.

10. Let’s now consider facts about the use
of cell phones and other mobile
devices:
As of December 2012, an average of
SIX BILLION text messages were sent in
the US each DAY.

11. Let’s now consider facts about the use of
cell phones and other mobile devices:
Sending an average size text, while driving,
would require taking the eyes off the road
for roughly five seconds.
In a vehicle moving 55 MPH, the distance
travelled in five seconds is the length of a
football field.

12. Let’s now consider facts about the use
of cell phones and other mobile
devices:
Drivers using cell phones have a
SLOWER reaction time than drivers
with a blood alcohol level of .08 (legally
intoxicated).

13. Our new program titled,
‘What is Important to You?’
was created to raise awareness
and specifically to address the
alarming cultural and economic
consequences of distracted
driving.

14. ‘What is Important to You?’
Will be introduced later this year
and we will work with our clients
and association partners to help
our employees understand the
dangers of driving while
distracted.

15. We will be encouraging firms to:
Step 1 – Adopt a policy. We
will provide a sample Mobile
Device Policy you may
customize to your liking.

16. We will be encouraging firms to:
Step 2 – Hold an employee safety
meetings. We will provide a trainer
outline, an employee handout, and an
employee quiz. We want you to have the
tools to educate your employees and verify
their understanding of the risks of
distracted driving

17. In the end, we want them
thinking about their current
driving habits and how they
can improve.
In one distracted moment, a
tragedy could instantly
impact the lives of so many.

18. We will be encouraging firms to:
Step 3 – Leverage technology. If
you TRULY want to stop distracted
driving, there are several resources
available for purchase that will
disable a driver’s mobile device.

19. Our research found the Aegis Mobility
products to be very reliable and a cost-
effective method for managing a
driver’s cell phone use while driving.
We will share information about the
products they can provide and
instructions for how to contact them
for more details.

21. Our intent is to help you
deliver this important
message in a way that will
have meaningful impact not
only for you and your
employees, but also your
families.

22. Specifically for petro:
1 out of every 7 tanker rollovers
results in a fatality.
We will be reintroducing tanker
rollover prevention training in
the 4th quarter.

23. We can measure accidents that
have happened but we can never
measure those that didn’t.
We owe it to ourselves, our
employees, and their families to
do everything we can to raise
awareness and change habits.

24. Federated Mutual Insurance Company • Federated Service Insurance Company*
Federated Life Insurance Company
Owatonna, Minnesota 55060 | Phone 507.455.5200 | www.federatedinsurance.com
*Not licensed in the states of NH, NJ, and VT © 2015 Federated Mutual Insurance Company
This presentation is intended to provide general information only. The services described herein are for general
information and recommendations for risk prevention only. The content herein should not be considered legal
advice and may be subject to regulations and restrictions in your state. Qualified counsel should be sought
regarding questions specific to your circumstances and applicable state laws.