Buy to Let’ investment is a favourite amongst the UKs Contractor community and we have many clients that have invested aggressively, building from an initial purchase to a whole portfolio of properties. With rental demand higher than ever and attractive yields on offer in many areas of the UK it is easy to understand why. Find out more at http://goo.gl/dWgKOt

1. Invest For a Life After Contracting With Buy to Let
www.contractormoney.com

2. Invest For a Life After Contracting With Buy to Let
• ‘Buy to Let’ is a favourite amongst the UKs
Contractor community
• We have many clients that have invested
aggressively, building from an initial purchase to a
whole portfolio of properties
• With rental demand higher than ever and attractive
yields on offer in many areas of the UK it is easy to
understand why

3. Reasons to Consider Investing in Buy To Let?
• Unlike other investments, buy to let easily allows you
to ‘gear’ any initial funds
• Rental yields represent additional current income
and a potential future pension
• Exploit high demand from tenants unable to buy
• You don’t have to prove your income (unlike
residential mortgages)

4. How do you Secure Competitive Buy to Let
Contractor Mortgage Rates?
• You must have a fair sized deposit to invest to secure a
buy to let contractor mortgage
• For instance, if you have a deposit of 25% or more then
you can expect to gain access to some very competitive
mortgage rates
• AND we will be able to convince any lender that your
employment status is academic as long as the rental
income is sufficient to cover a margin above the
mortgage repayments

5. 3 Things to Consider when Buying a
‘Buy to Let’ Property.
Think about who you will be renting to - For instance, if you are
hoping to rent to students then you will want to choose a house which
lends itself to multiple occupancy and is close to the university and
nightlife
Too Busy to Find the Right Property? Let us do the Searching For You -
Our Contractor Home Search service is available to busy contractors
who are looking to invest in Buy to Let but don’t have the time to
search for properties themselves
Have a Contingency Fund - As a landlord, it is important to have a
contingency fund saved so that you can cover any unexpected costs
that may arise. It is also essential that you have a comprehensive
insurance policy in place to protect yourself against major structural
damage or loss of rent if a tenant defaults
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6. ‘Let to Buy’
• If you are struggling to sell your home because you don’t
want to accept a low offer, but are still keen to move then
let to buy could offer you a quick and hassle free solution
• By remortgaging your current property on to a buy to let,
which you can then rent out, we are able to release money
for the deposit on your new property
• The new lender is then able to ignore the buy to let
mortgage as it’s deemed to be self funding and apply the
full income multiplier to your contract based income,
therefore maximising your borrowing potential

7. Why Choose Contractor Money for your
Buy to Let Mortgage?
• We’ll find a competitive mortgage available for you on the market
• Free Service – we don’t charge you a penny in fees for our service
• We have built strong relationships within key individuals within the
mortgage processing units of major lenders ensuring a speedy service
• You won’t have to prove your income
• We can help you find the ideal investment property
• We aim to have you investment sewn up within 4-8 weeks
• We’re The Contractor specialists having helped over 22,000 individual
Contractor clients

8. For more information on Buy to Let Contractor
Mortgages, please visit Contractor Money