Why are your credit scores so important? What does it take to get a high credit score? How can you check your 3 credit scores from Experian, Equifax, Transunion free? Get answers to your credit score questions.

1. Do you know your credit score? Do you know all 3 of your credit scores? Learn how to get all 3 absolutely free credit scores

2. You should know all your credit scores.

3. Your credit scores can make a huge difference in whether you can buy a home or car or whether you get any other type of loan.

4. Your credit scores can determine if you get a job offer or a job promotion you've been wanting.

5. And an equally important question is do you know how to make your credit score higher?

6. Your credit scores have probably never been more important. Unemployment and foreclosures have decimated millions of people's creditworthiness.

7. Credit reporting errors can also contribute to lower credit scores. The only way you will know is if you check your scores regularly.

8. Credit seeps into every aspect of your life - loans, credit cards, insurance, employment and more.

9. You may have to put down security deposits with cell phone providers and utility companies for example because of low scores.

10. Without good credit you may have trouble in many ways. You may be paying much more for all your financial products than you should.

11. You could pay over a million dollars over your lifetime in higher interest charges than you should with an average or below average credit score.

12. That's $1,000,000.00!

13. This is why it is critical you work on getting an excellent credit score with all three credit reporting agencies - Transunion, Equifax, and Experian - as soon as possible.

14. One common misconception to boosting your scores is that closing your aged accounts will raise your score. This is not true.

15. When you close accounts you can actually lower your credit score.

16. You are basically throwing away all those years of good credit history when you close your old accounts. So leave them open.

17. People with excellent credit scores have aged accounts 10, 15, 20 years old.

18. And both you and your spouse's credit scores matter. So both of you have to check your scores regularly and know where you stand.

19. 5 Keys to the best credit scores:

20. 1. Spending pattern - Do you pay on time? Do not spend more than you can afford to pay off.

21. 2. Available credit that you are using - Stay under 10% if possible.

22. Do not max out your credit cards.

23. 3. Age of your credit history - Stable, long term loans have better scores.

24. 4. Mix of credit accounts - Home loan, car loan, and a few credit cards make a good credit mix.

25. 5. Number of inquiries - too many inquiries can hurt your score, make sure you know when someone plans to check your credit.

26. Keep in mind that checking your own credit score does not lower your scores though.

27. When it comes to your credit reports and credit scores, what you don't know can hurt you financially for years.

28. See all 3 absolutely free credit scores online in seconds from the major credit reporting bureaus: Equifax, Experian, and TransUnion.

29. Know before you apply for a new loan, get identity theft protection, and dispute errors that are keeping your scores lower than they should be.

30. Get a detailed analysis showing what is affecting your scores. Receive email alerts for certain changes to your credit profile.

31. Plus, get up to $1,000,000 of identity theft insurance.

32. Get your free Experian, Equifax, and Transunion credit scores at www.absolutelyfreecreditscores.com