1. The bank offers various investment instruments such as time deposits, bonds, and stocks for long, short, and intermediate-term investing.
2. Minimum placement fees vary depending on the investment term and instrument, ranging from a few thousand pesos for time deposits to no minimum for mutual funds.
3. Interest rates also vary but short-term investments generally offer lower risk and liquidity while long-term may provide higher returns through interest compounding.
4. Stocks carry higher risk but also higher potential returns, while bonds balance risk and return. The financial advisor can help determine the best options based on an individual's goals, timeframe, and
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Bank Request Letter
1. UNIVERSAL COLLEGES OF PARAÑAQUE INC.
8273 Dr. A. Santos Ave., Sucat Road, Parañaque City
Telephone Number: 820-2222
March 26, 2015
Banco De Oro (BDO)
Walter Mart Branch
Dear Ma’am/Sir:
We, student of Universal College of Parañaque, requesting permission to
conduct an interview. This is a good opportunity to have an interview
with you to know more about how people invest their money or property
and what interest rates are better.
In line with this, we are asking for your permission to conduct a short
interview on March 30, 2015 at your most convenient time.
Thank you so much for considering this request
Sincerely,
Czarina Patalod
Christine Libardo
Jolina Curiano
Eugene Jawerga
John Kenneth Mateo
Noted By:
________
Eliza Carla P. Diez
Instructor
Received By:____________
Date:_____________
2. UNIVERSAL COLLEGES OF PARAÑAQUE INC.
8273 Dr. A. Santos Ave., Sucat Road, Parañaque City
Telephone Number: 820-2222
March 31, 2015
Philippine National Bank (PNB)
Sucat Branch
Dear Ma’am/Sir:
We, student of Universal College of Parañaque, requesting permission to
conduct an interview. This is a good opportunity to have an interview
with you to know more about how people invest their money or property
and what interest rates are better.
In line with this, we are asking for your permission to conduct a short
interview on at your most convenient time.
Thank you so much for considering this request
Sincerely,
Czarina Patalod
Christine Libardo
Jolina Curiano
Eugene Jawerga
John Kenneth Mateo
Noted By:
________
Eliza Carla P. Diez
Instructor
Received By:__________
Date:_____________
3. UNIVERSAL COLLEGES OF PARAÑAQUE INC.
8273 Dr. A. Santos Ave., Sucat Road, Parañaque City
Telephone Number: 820-2222
March 31, 2015
Philippine National Bank (PNB)
Sucat Branch
Dear Ma’am/Sir:
We, student of Universal College of Parañaque, requesting permission to
conduct an interview. This is a good opportunity to have an interview
with you to know more about how people invest their money or property
and what interest rates are better.
In line with this, we are asking for your permission to conduct a short
interview on at your most convenient time.
Thank you so much for considering this request
Sincerely,
Czarina Patalod
Christine Libardo
Jolina Curiano
Eugene Jawerga
John Kenneth Mateo
Noted By:
________
Eliza Carla P. Diez
Instructor
4. UNIVERSAL COLLEGES OF PARAÑAQUE INC.
8273 Dr. A. Santos Ave., Sucat Road, Parañaque City
Telephone Number: 820-2222
March 31, 2015
Security Bank
Sucat Branch
Dear Ma’am/Sir:
We, student of Universal College of Parañaque, requesting permission to
conduct an interview. This is a good opportunity to have an interview
with you to know more about how people invest their money or property
and what interest rates are better.
In line with this, we are asking for your permission to conduct a short
interview on at your most convenient time.
Thank you so much for considering this request
Sincerely,
Czarina Patalod
Christine Libardo
Jolina Curiano
Eugene Jawerga
John Kenneth Mateo
Noted By:
________
Eliza Carla P. Diez
Instructor
5. UNIVERSAL COLLEGES OF PARAÑAQUE INC.
8273 Dr. A. Santos Ave., Sucat Road, Parañaque City
Telephone Number: 820-2222
March 31, 2015
Security Bank
Sucat Branch
Dear Ma’am/Sir:
We, student of Universal College of Parañaque, requesting permission to
conduct an interview. This is a good opportunity to have an interview
with you to know more about how people invest their money or property
and what interest rates are better.
In line with this, we are asking for your permission to conduct a short
interview on at your most convenient time.
Thank you so much for considering this request
Sincerely,
Czarina Patalod
Christine Libardo
Jolina Curiano
Eugene Jawerga
John Kenneth Mateo
Noted By:
________
Eliza Carla P. Diez
Instructor
Received By:________________
Date:_______________
6. UNIVERSAL COLLEGES OF PARAÑAQUE INC.
8273 Dr. A. Santos Ave., Sucat Road, Parañaque City
Telephone Number: 820-2222
March 31, 2015
Land Bank of the Philippines
Valley 2 Branch
Dear Ma’am/Sir:
We, student of Universal College of Parañaque, requesting permission to
conduct an interview. This is a good opportunity to have an interview
with you to know more about how people invest their money or property
and what interest rates are better.
In line with this, we are asking for your permission to conduct a short
interview on at your most convenient time.
Thank you so much for considering this request
Sincerely,
Czarina Patalod
Christine Libardo
Jolina Curiano
Eugene Jawerga
John Kenneth Mateo
Noted By:
________
Eliza Carla P. Diez
Instructor
7. UNIVERSAL COLLEGES OF PARAÑAQUE INC.
8273 Dr. A. Santos Ave., Sucat Road, Parañaque City
Telephone Number: 820-2222
March 31, 2015
Land Bank of the Philippines
Valley 2 Branch
Dear Ma’am/Sir:
We, student of Universal College of Parañaque, requesting permission to
conduct an interview. This is a good opportunity to have an interview
with you to know more about how people invest their money or property
and what interest rates are better.
In line with this, we are asking for your permission to conduct a short
interview on at your most convenient time.
Thank you so much for considering this request
Sincerely,
Czarina Patalod
Christine Libardo
Jolina Curiano
Eugene Jawerga
John Kenneth Mateo
Noted By:
________
Eliza Carla P. Diez
Instructor
Received By:_________
Date:____________
8. UNIVERSAL COLLEGES OF PARAÑAQUE INC.
8273 Dr. A. Santos Ave., Sucat Road, Parañaque City
Telephone Number: 820-2222
March 31, 2015
Bank of the Philippine Islands
Sucat-Waltermart Branch
Dear Ma’am/Sir:
We, student of Universal College of Parañaque, requesting permission to
conduct an interview. This is a good opportunity to have an interview
with you to know more about how people invest their money or property
and what interest rates are better.
In line with this, we are asking for your permission to conduct a short
interview on at your most convenient time.
Thank you so much for considering this request
Sincerely,
Czarina Patalod
Christine Libardo
Jolina Curiano
Eugene Jawerga
John Kenneth Mateo
Noted By:
________
Eliza Carla P. Diez
Instructor
9. UNIVERSAL COLLEGES OF PARAÑAQUE INC.
8273 Dr. A. Santos Ave., Sucat Road, Parañaque City
Telephone Number: 820-2222
March 31, 2015
Bank of the Philippine Islands
Sucat-Waltermart Branch
Dear Ma’am/Sir:
We, student of Universal College of Parañaque, requesting permission to
conduct an interview. This is a good opportunity to have an interview
with you to know more about how people invest their money or property
and what interest rates are better.
In line with this, we are asking for your permission to conduct a short
interview on at your most convenient time.
Thank you so much for considering this request
Sincerely,
Czarina Patalod
Christine Libardo
Jolina Curiano
Eugene Jawerga
John Kenneth Mateo
Noted By:
________
Eliza Carla P. Diez
Instructor
Received By:_________
Date:____________
10. UNIVERSAL COLLEGES OF PARAÑAQUE INC.
8273 Dr. A. Santos Ave., Sucat Road, Parañaque City
Telephone Number: 820-2222
March 31, 2015
China Bank
Parañaque-Sucat Branch
Dear Ma’am/Sir:
We, student of Universal College of Parañaque, requesting permission to
conduct an interview. This is a good opportunity to have an interview
with you to know more about how people invest their money or property
and what interest rates are better.
In line with this, we are asking for your permission to conduct a short
interview on at your most convenient time.
Thank you so much for considering this request
Sincerely,
Czarina Patalod
Christine Libardo
Jolina Curiano
Eugene Jawerga
John Kenneth Mateo
Noted By:
________
Eliza Carla P. Diez
Instructor
11. UNIVERSAL COLLEGES OF PARAÑAQUE INC.
8273 Dr. A. Santos Ave., Sucat Road, Parañaque City
Telephone Number: 820-2222
March 31, 2015
China Bank
Parañaque-Sucat Branch
Dear Ma’am/Sir:
We, student of Universal College of Parañaque, requesting permission to
conduct an interview. This is a good opportunity to have an interview
with you to know more about how people invest their money or property
and what interest rates are better.
In line with this, we are asking for your permission to conduct a short
interview on at your most convenient time.
Thank you so much for considering this request
Sincerely,
Czarina Patalod
Christine Libardo
Jolina Curiano
Eugene Jawerga
John Kenneth Mateo
Noted By:
________
Eliza Carla P. Diez
Instructor
Received By:_________
Date:____________
12. QUESTION
1. What are the different investment instrument that this bank offers?
When it comes to:
Long Term Investment
Short Term Investment
Intermediate Investment
2. How much is the minimum placement fee for the investment terms?
3. What are interest rates for this investment?
4. What are the advantages if I invest in short term? Long Term?
Intermediate Term? Which is more favorable to investors?
5. How about stocks?
6. What would be the advantages/disadvantage?
7. We have heard about high risk and traditional investment? Which is
more favorable?