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Engine Yard - Confidential

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Ryan GurneyDirector, Security & Compliance Engine Yard rgurney@engineyard.com 02/28/2012

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• Overview of PCI• Make PCI Manageable• Scope Effectively• PCI on PaaS• Q&A 02/28/2012 3

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Requirements for storing, processingor transmitting payment card data Endorsed by the major card brands Four levels of validation depending on transaction volume Enforced through incentives, fines or termination of privileges 02/28/2012 5

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Data Security Key Areas of FocusBuild andMaintain aSecure NetworkProtectCardholder Data Information NetworkMaintain a Security SecurityVulnerability PoliciesManagementProgram PCI EncryptionImplement Strong Remediation Logging Key Management Log ReviewAccess Control Strategy Access ControlMeasures & ManagementMaintain anInformation File IntegritySecurity Policy MonitoringRegularly Monitorand Test Networks Vulnerability Management 02/28/2012 6

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• Being PCI compliant does not provide assurances that a data breach will not occur. Of the card accepting merchants that sustained a data breach in 2009, 21% of them had previously been validated as PCI-compliant.• The average cost of a data breach globally is $3.43 million -- or $142 per 1 Ponemon Institute and PGP study customer record. In the U.S., the cost is $6.65 million or Insider threats matter! $208 per customer record. 02/28/2012 7

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PCI compliance is required,however meeting compliance has Scope Specifictraditionally placed a high cost intime and money on organizations.– Only 21% of companies Fail One Low achieve PCI compliance their Control, Regard Fail for Risk first time through the process. Audit Process– PCI is not something that can be “crossed off the list” once your organization attains an Vendors Costly initial certification. Regular Manage Point in time audit, but not Audit point in time governance! 02/28/2012 8

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Document • Determine the payment Card card data entry, processing, storage andLocations exit points • Map the logical flow of Map Data data throughout the Flow environment • Includes all Identify systems, apps, Infrastructure DBs, and network devices supporting the data flows 02/28/2012 10

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http://www.engineyard.com/partner/braintree 02/28/2012 12

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• Process Evaluation: Do we needRequirements to retain the full PAN? • Outsourcing: Can someone else Reduction handle the transactions and compliance burden? • Environment Redesign: Can we consolidate our payment Scope environment? • Tokenization Reduction • Network Segmentation • Point-to-Point Encryption 02/28/2012 14

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The Platform Can I meet myI expect a certain level customer’sof security in my securityenvironment. requirements in the Cloud? Your Customers Regulators IaaS Provider 02/28/2012 16

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Your DataRisk Evaluation, Roles & Roadmap, & Responsibilities Improvement PaaS Provider Logging & Security Monitoring Capabilities Access Controls 02/28/2012 17

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More Information:• PCI Council http://ey.io/PCI-council• Cloud Security Alliance http://ey.io/cs-alliance• Engine Yard PCI whitepaper http://ey.io/paaspciFeedback / Questions:• Ryan Gurney - rgurney@engineyard.com 02/28/2012 19