We want to help you strengthen your client/employee relationships even more through our customized voluntary employee benefits solutions and superior benefit enrollment services. Face–to-face communication, web enrollment, and call center capabilities allow Essenture to empower employees to choose the best coverage with the greatest value. Essenture makes workplace benefits easy.

1. HOW DO YOU KNOW WHAT BENEFITS ARE ESSENTIAL TO YOUR FUTURE?

2. WHY CHOOSE ESSENTURE? BROKERS & CONSULTANTS Do you feel bombarded with all the choices in the insurance industry for workplace benefits? Many brokers have limited time and specific expertise to decipher which insurance companies are essential to their client’s future. We help brokers strengthen client relationships even more by bringing our expertise to assist in finding reliable providers. Essenture knows where employees find value and can increase employee participation for the employer. Workplace benefits are made easy for you with Essenture. Enrollment is something we do; business development is who we are.

3. WHY CHOOSE ESSENTURE? EMPLOYERS At Essenture, we specialize in saving employers’ time, money, and resources through our simple, yet customized benefit solutions. From our solution design, to implementation, to ongoing service we save you time and money. Your employees are your greatest resource, and attracting and retaining quality employees is essential to every organization. Workplace benefits that offer peace of mind at affordable prices are highly valued by quality employees – increasing retention and morale. Employers are also bombarded with representatives from multiple insurance companies stating they have the best product. Why work with multiple insurance representatives when you can work with one company to remove the guesswork, save precious time, money and resources? Essenture will work side by side with your existing broker or consultant.

5. THE ESSENTURE ADVANTAGE CORE SERVICES Custom Benefit Plan Design Analysis of Existing Plan Design Solely Dedicated to Voluntary Benefits and Benefits Communication Focus on Care for the Client Total Core and Voluntary Enrollment Communication One Contact for All Voluntary Benefit Carriers Personal Account Manager Employee Claims Assistance Conduct Group and Individual Educational Sessions Enrollment Summary Data Consolidation New Employee Enrollment and Orientation Annual Review and Re-Enrollment Services Team of Experienced Individuals Pre-Enrollment Communication Post-Enrollment Communication

8. “ I have found Essenture to be an excellent choice for our client’s needs. We use Essenture as a partner to assist us in the plan design, implementation, and servicing of voluntary products for our group clients. Our company places a high value on service after the sale, and Essenture helps us meet those expectations. I would recommend this organization to any agency that is considering a marketing strategy for voluntary benefits.” Tom Gregory Manager-Employee Benefits Hummel Group Inc.

9. “ Voto Sales’ experience with the process from start to finish was very educational and benefited all employees. Essenture was very pleasant and courteous to work with, and they were very knowledgeable about the products. They offered objective advice on the best type of insurance to suit our needs from the most appropriate provider, and at the best possible price!” Nora Boyles Director, Human Resources Voto Sales

10. “ Our producers can always count on Essenture for creative workplace benefit solutions.” John E. Palmer, CLU, ChFC President Mayflower Insurance Group, Inc.

11. PHONE: 877.283.7600 EMAIL: [email_address] WEB: essenture.com FAX: 877.283.7600