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Integrated Financial Applications
using Intuit’s PaaS Solution

George Chiramattel, Intuit
Focus on


     Financial applications for




                Small Business



2
Why Small Business?
Big Market
                               Small Business with < 100 employees represent 99% of employers




Graphics by: FeeFighters.com
Big $$
                               30% of Payroll & 21% of Revenue  7.8 Trillion




Graphics by: FeeFighters.com
Why Intuit
Who we are




7
QuickBooks market share




                                                     SBO
                                                              4 Million
          QuickBooks
            Online
                              QuickBooks
                               Desktop                        22 Million
                                                  Employees


    Reach a potential market of nearly 26 million users within the 4 million small businesses
                           using QuickBooks & QuickBooks Online



                       Clear Market leader with > 95% share

9
QuickBooks Online data alone
How to help SBO
Giving Small Business what big business have
                                      Multiple applications
                                       working together with
                                       the same login and data
                                      A “corporate intranet”,
                                       personalized to your
                                       role
                                      Access to all business
                                       information based on
                                       your role (search, etc.)




12
Small Business Owner would like

• Right-for-me solutions

• Integrate with my financial data

• Access from Anywhere

• Apps that work together well

• Remove IT complexity – Host it for me

• Secure my data with right permissions

• Integrated billing
                                          Owner




13
Intuit App Center - Demo
App Center: Apps that work together




                 http://appcenter.intuit.com/
15
How can I leverage this opportunity?
App publishers would like

     Go to Market Services (required)
     – Unified Navigation
     – Authentication/Authorization
     – Billing
     – User Management
     – Application Store


     Platform Services (optional)
     – Database
     – Storage
     – Hosting
     – Messaging & Data Services



17
Intuit’s Solution
Intuit’s solution: Intuit Partner Platform
        SaaS Applications can SSO
         with Intuit and integrate to
         Intuit (QuickBooks) data
        Apps are marketed to 4M
         QuickBooks customers
        Application providers pay a
         revenue share




19
IPP Provides




20
Vision of the Intuit Platform


         Developers               Intuit             End Users
                                Partner
        “I have a great                              “I have real
        business idea”          Platform           business needs”




                                 Intuit
                                “Enrich the
                                ecosystem”




                     Uniting key stakeholders in success
21
The Network Effect
               Solving a broad range of SMB customer needs

                        Lots of Great Applications




       Attract More                                  Attract More
        Developers            Partner                 End Users
                              Platform




                         Big Market Opportunity


              Centralized place for acquiring the SMB customer



       Developers, End Users, and Intuit all need to win

22
ipp.developer.intuit.com




Intuit Confidential   Page: 23
IPP – Native Development
How it works (1)




     You set up a QuickBase database and then use Adobe Flex
     Builder 3.0 with the IPP SDK to develop the SaaS application

25
How it works (2)




     Publish the application to Intuit WorkPlace. The Intuit
     WorkPlace is also where customers subscribe to applications.

26
How it works (3)




     QuickBooks data is synced and changes to data in your SaaS
     application are reflected within the subscriber's QuickBooks
     product—and visa-versa.
27
How it works (4)




     Determine the pricing plan and Intuit takes care of the rest
     including billing & making developer payments.

28
IPP – Federated Development
Federation - Under the hood

         Intuit Partner Platform Services

                   Intuit App Center
                                                                    Partner SaaS
       Set-Up/                                                          App
                         Reporting     Marketplace
       Sign-In


                 Intuit Data Services
                                                         Steps to “federate” an app
                QuickBooks                 QuickBooks      on IPP
                     Online                   Desktop
                                                         • Set up SSO over SAML 2.0
                                                         • Integrate data through IDS
                   Platform Services                       (Intuit Data Services)
                                                         • Integrate billing &
  Federation/                    User
    OAuth
                  Identity
                              Management
                                               Billing     authorization
IPP with Azure




31
Intuit Partner Platform
  The fastest way to build and deploy SaaS



             Marketplace                              I


               Services              Billing + Identity + Permissions


             Front end UI            Native or Federated


           Integrated data

        Database as a Service

               Hosting               Proven and mature infrastructure


        Platform-as-a-Service
Mobile Apps
Intuit GoPayment




34
Intuit GoPayment




35
Intuit GoPayment




36
Q&A




37
Appendix
Cloud Computing
Economics of Cloud Users

      • Pay by use instead of provisioning for peak


                                   Capacity




                                              Resources
  Resources




                                   Demand                                            Capacity

                                                                                     Demand
                       Time                                        Time

              Static data center                          Data center in the cloud




                                    Unused resources
Economics of Cloud Providers

• 5-7x economies of scale [James Hamilton (Amazon), March 2009] --
 http://mvdirona.com/jrh/TalksAndPapers/JamesHamilton_SMDB2009.pdf

                          Cost in                      Cost in
   Resource                                                          Ratio
                         Medium DC                  Very Large DC
 Network             $95 / Mbps / month         $13 / Mbps / month   7.1x
 Storage             $2.20 / GB / month         $0.40 / GB / month   5.7x
 Administration ≈140 servers/admin >1000 servers/admin               7.1x

 Extra benefits
   – Amazon: utilize off-peak capacity
   – Microsoft: sell .NET tools
   – Google: reuse existing infrastructure
Layers in Cloud Architecture

• Application Layer  Applications delivered on demand in the
  software-as-a service (SaaS) model.

• Platform Layer  Middleware providing application services
  and a platform-as-a-service (PaaS) runtime environment for
  cloud applications.

• Infrastructure Layer  A flexible infrastructure of
  distributed data center services connected via Internet
  (infrastructure as service).




42

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Guide Complete Set of Residential Architectural Drawings PDF
 

Integrated Financial Applications

  • 1. Integrated Financial Applications using Intuit’s PaaS Solution George Chiramattel, Intuit
  • 2. Focus on Financial applications for Small Business 2
  • 4. Big Market Small Business with < 100 employees represent 99% of employers Graphics by: FeeFighters.com
  • 5. Big $$ 30% of Payroll & 21% of Revenue  7.8 Trillion Graphics by: FeeFighters.com
  • 8.
  • 9. QuickBooks market share SBO 4 Million QuickBooks Online QuickBooks Desktop 22 Million Employees Reach a potential market of nearly 26 million users within the 4 million small businesses using QuickBooks & QuickBooks Online Clear Market leader with > 95% share 9
  • 11. How to help SBO
  • 12. Giving Small Business what big business have  Multiple applications working together with the same login and data  A “corporate intranet”, personalized to your role  Access to all business information based on your role (search, etc.) 12
  • 13. Small Business Owner would like • Right-for-me solutions • Integrate with my financial data • Access from Anywhere • Apps that work together well • Remove IT complexity – Host it for me • Secure my data with right permissions • Integrated billing Owner 13
  • 15. App Center: Apps that work together http://appcenter.intuit.com/ 15
  • 16. How can I leverage this opportunity?
  • 17. App publishers would like Go to Market Services (required) – Unified Navigation – Authentication/Authorization – Billing – User Management – Application Store Platform Services (optional) – Database – Storage – Hosting – Messaging & Data Services 17
  • 19. Intuit’s solution: Intuit Partner Platform  SaaS Applications can SSO with Intuit and integrate to Intuit (QuickBooks) data  Apps are marketed to 4M QuickBooks customers  Application providers pay a revenue share 19
  • 21. Vision of the Intuit Platform Developers Intuit End Users Partner “I have a great “I have real business idea” Platform business needs” Intuit “Enrich the ecosystem” Uniting key stakeholders in success 21
  • 22. The Network Effect Solving a broad range of SMB customer needs Lots of Great Applications Attract More Attract More Developers Partner End Users Platform Big Market Opportunity Centralized place for acquiring the SMB customer Developers, End Users, and Intuit all need to win 22
  • 24. IPP – Native Development
  • 25. How it works (1) You set up a QuickBase database and then use Adobe Flex Builder 3.0 with the IPP SDK to develop the SaaS application 25
  • 26. How it works (2) Publish the application to Intuit WorkPlace. The Intuit WorkPlace is also where customers subscribe to applications. 26
  • 27. How it works (3) QuickBooks data is synced and changes to data in your SaaS application are reflected within the subscriber's QuickBooks product—and visa-versa. 27
  • 28. How it works (4) Determine the pricing plan and Intuit takes care of the rest including billing & making developer payments. 28
  • 29. IPP – Federated Development
  • 30. Federation - Under the hood Intuit Partner Platform Services Intuit App Center Partner SaaS Set-Up/ App Reporting Marketplace Sign-In Intuit Data Services Steps to “federate” an app QuickBooks QuickBooks on IPP Online Desktop • Set up SSO over SAML 2.0 • Integrate data through IDS Platform Services (Intuit Data Services) • Integrate billing & Federation/ User OAuth Identity Management Billing authorization
  • 32. Intuit Partner Platform The fastest way to build and deploy SaaS Marketplace I Services Billing + Identity + Permissions Front end UI Native or Federated Integrated data Database as a Service Hosting Proven and mature infrastructure Platform-as-a-Service
  • 40. Economics of Cloud Users • Pay by use instead of provisioning for peak Capacity Resources Resources Demand Capacity Demand Time Time Static data center Data center in the cloud Unused resources
  • 41. Economics of Cloud Providers • 5-7x economies of scale [James Hamilton (Amazon), March 2009] -- http://mvdirona.com/jrh/TalksAndPapers/JamesHamilton_SMDB2009.pdf Cost in Cost in Resource Ratio Medium DC Very Large DC Network $95 / Mbps / month $13 / Mbps / month 7.1x Storage $2.20 / GB / month $0.40 / GB / month 5.7x Administration ≈140 servers/admin >1000 servers/admin 7.1x Extra benefits – Amazon: utilize off-peak capacity – Microsoft: sell .NET tools – Google: reuse existing infrastructure
  • 42. Layers in Cloud Architecture • Application Layer  Applications delivered on demand in the software-as-a service (SaaS) model. • Platform Layer  Middleware providing application services and a platform-as-a-service (PaaS) runtime environment for cloud applications. • Infrastructure Layer  A flexible infrastructure of distributed data center services connected via Internet (infrastructure as service). 42

Notes de l'éditeur

  1. Ok, so what’s behind the integration? What are these apps doing?Working with platform services in IPP, and sharing identity, data, billing
  2. We want to frame IPP in terms of all the things your need to do as a developer to build, deploy and manage a SaaS business. First there is the hosting – the physical infrastructure, people, operations and resources you need to serve your applications to your end-users and keep the uptime expected by customers. Intuit has proven, secure and hardened infrastructure and expertise that’s been running business critical software as a service for years such as Turbo Tax, Quicken, QuickBooks Online and Quickbase. Next is the datastore your SaaS apps need – here we provide QuickBase. QuickBase for IPP is a database as a service – a component of the Intuit Partner Platform . QuickBase for IPP provides a programmable datastore allowing IPP developers to build on the rich, robust, role-based permissions model, user provisioning, e-mail notification and database management capabilities and leverage the enterprise-class, highly scalable and reliable infrastructure of QuickBase. Up the stack is the data and integrated experience your applications can leverage to provide instant value to your applications and your customers. Applications built on IPP today have data synchronization / read / write API access to subset of QuickBooks data – Customers, Vendors and Employees. Over the coming months, we’ll be providing a much richer data set for IPP applications to leverage.On the UI layer – with Flex, developers are able to quickly and easily create highly interactive rich desktop-like experiences on the web and for AIR, that can easily integrate with QuickBooks data. Then Combining Flex with QuickBase, developers are able to deliver on-demand businesses applications that are solid on the back-end, while delivering stunning user experiences that perform consistently across major browsers. Up the stack again, a big pain for developers to have to deal with when building and maintaining SaaS are the Billing, Identity – Authentication and Authorization services required to manage access to your SaaS applications and the associated billing and credit card overhead you need to take care of, instead of the innovation you want to focus on. We also provide a robust app share and data permissions model that again is taken care of for you.Then once you’ve got your app built, you need customers and this is where developers really win, where we use existing and new channels to take your app to market to millions of small business – and we’ll talk about that in a moment.All up, the Intuit Partner Platform is a “Platform-as-a-service” – where you can build &amp; sell engaging and powerful Rich Internet Applications that integrate with QuickBooks data without creating your own data synchronization tools - without the hassle of building your own server, database, billing and identity infrastructure.