Learn how might it impact your next trip - even if you’re not going anywhere near China.

1. Does Your Travel
Insurance Cover
Coronavirus?
globelink.co.uk

2. All travel insurance policies are different.
You need to check the terms of your policy
carefully and be sure they apply to you.
Travel insurance covers coronavirus?

3. choose destinations carefully
speak to your travel providers
check your insurance cover and stay abreast
of FCO and local Government advice and
comply with it
Before you go to your next trip:

4. Check the advice of the TravelHealthPro
website according to the FCO and the WHO
website.
Be prepared for your trip:

5. Health outbreaks are a general exclusion on
your insurance, you should be covered for
emergency medical expenses if you contract
coronavirus while on your trip.
If I catch coronavirus while away?

6. The coronavirus isn't an unforeseen event
now. So, if you haven't purchased travel
insurance for your trip, you will not be able to
claim for cancelling your trip, or for extra costs
you may incur because of the coronavirus.
If I buy insurance now, will I be
covered for coronavirus?

7. If this is your disinclination to travel, rather
than complying with the advice of the FCO, or
WHO restrictions, then most travel insurance
policies won’t cover you for lost holiday or
cancellation costs.
Booked your trip but don’t want to
go because of coronavirus?

8. This depends on your travel insurance policy.
If you purchased insurance PRIOR to this
advice, your first port of call should be your
tour operator, airline, or other travel provider.
If I buy insurance for my trip and the
FCO later advises against travel?

9. There is a ‘cooling off period’ (usually 14
days), in which you can change your mind and
get a full refund. But many travel insurance
companies are being more flexible with
cancellations due to the coronavirus now.
Can I get a refund on my travel
insurance if I am not travelling?

10. Most travel insurance policies will not cover
costs incurred resulting from denied entry to a
country due to a health outbreak.
If my transport is denied entry at a
port because of coronavirus?

11. Get in touch with your travel insurance 24
hour Emergency Medical Assistance Service
asap. They may be able to assist with advice
and they'll know if you are covered for any
costs under your travel policy.
If I am put in compulsory
quarantine?

12. Get covered and
have secure
journeys!
globelink.co.uk
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