Open for Business® Business Continuity Training Presentation
FORTIFIED Agent Training
1.
2. Webinar Agenda
Review of NC mitigation credit program
Who is IBHS and what do we do?
What are the FORTIFIED building
programs?
FORTIFIED for Safer Living®
FORTIFIED for Existing Homes™
Review
Questions
20. Hardening the North Carolina Building Stock
7.0%
Annual Probability of Exceedance
6.0%
Baseline: Current Building Stock
What if: Year built Pre-1974
5.0% What if: Year built = 2008
What if: Rebuilt to IBHS Fortified Home
4.0% Standard
3.0%
2.0%
1.0%
0.0%
0 2 4 6 8 10 12 14
Loss amount in $Billions (single family homes only)
20
21. Key North Carolina Risk Metrics -
Percent reduction in State Wide Loss
(Single family homes only)
Average
Scenario Annual 10 yr loss 100 yr loss 1,000 yr loss
Loss
Current Bldg Stock - - - -
What if: Pre-1974 30.7% 37.3% 25.4% 19.3%
What if: 2008 -46.9% -53.7% -42.6% -31.3%
What if: Fortified Home -74.1% -78.6% -71.5% -64.6%
21
22. • Analysis of Wood or
Masonry Residential
Construction in High
Hazard areas in Florida.
• Relativities for other
locations and
configurations may be
different than those
shown here.
22
23.
24. FORTIFI Plan
Design FORTIFIED FORTIFIED Inspection
ED Review
41. All Bronze Hurricane requirements
(Option 1 or 2) completed, plus address:
• Glazed opening protection.
• Entry doors and garage door protection
• Strengthen gable end walls over 4 feet
• Improve anchorage of attached structures
47. • Goal: Minimal damage and loss in
Category 3 storm
• Basic requirements –
• Limit damage to roof and
related water intrusion (Bronze)
• Protect all openings, improve
anchorage of attached
structures (Silver)
• Strengthen large gable end
walls (Silver)
• Improve structural connections
throughout structure (Gold)