This a general presentation I did in November about the cliams process in the event of a client been diagnoised with an illness. Very useful for clients to look at and understand the claims process

1. BNI Presentation 19/11/09 Ian McLoughlin Financial Advisor

2. Products Life & Specified illness cover Retirement Planning Medium – Long term savings plans Investments

3. Life & Specified Illness Claims 99% Life Claims paid out 90% Specified Illness claims paid out Well above industry average on claims

4. Specified Illness Claim Example 1 Quickest Claim Claim for prostate cancer SA €12,698 61 y/o male Policy commenced 1996 Claim submitted 21.08.08 (including histology) Claim paid 27.08.08 => claim paid within 6 days

5. Specified Illness Claim Example 2 Largest Claim Claim for cancer SA €550,000 36 y/o male Policy commenced 2002 Claim paid within 11 weeks

6. Declined Specified Illness Claim 1 Policy commenced 2001 43 y/o female SA €51,000 Cancer claim Non-smoker on application Declared at claim stage to be a smoker of 20cpd since 1981 Claim declined & policy voided

7. Declined Specified Illness Claim 2 Policy commenced 2006 43 y/o male SA €55,000 Claim for Rheumatoid Arthritis Policy definition requires widespread joint destruction with major clinical deformity Claimant did not have this Claim declined

8. New Initiatives Specified illness Booklet Benefits Simple definitions of medical definitions that makes it easy for the client to understand illnesses that are covered on the policy Only company offering this

10. Quick turn around from application to decision

12. Thank You Any Questions

13. Contact Details Ian McLoughlin Financial Advisor Telephone No: 087 7767688 Email: ian.mcloughlin@fcd.canadalife.ie Address:50 Hophill Grove Tullamore Co. Offaly

14. Type of Products I offer free financial advice that is easy to understand and gives you, the customer, a understanding of financial products in the following areas: Life & Serious illness cover Pensions Savings Investments On the next couple of slides are examples of what I offer.