You have $6,000 in credit card debt and will soon have student loan payments. While working two jobs to pay down credit cards, high interest rates may make bankruptcy a better option to get out of debt. Filing for bankruptcy could eliminate credit card debt and give you a fresh financial start after graduation.

1. Should I file bankruptcy?
I'm 21 and should graduate from school next spring. The first couple years in sc
chool, I went crazy with credit cards. I now have about $6000 in credit card deb
t. Soon after I graduate, loans will be piling since I'll have to start paying b
ack my student loans. I am working 2 jobs right now while going to school full t
ime to try to lower my credit card bills. With the ridiculous interest I'm payin
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