Data breaches are now part of life, and you need to know how to protect yourself. Since hackers are going after the companies that hold your information, it’s hard to stop them from getting your information. All the same, you can take steps to minimize the damage. Even if you haven't been hacked yet, many of these moves can make your information less easy to find and less usable if you are caught up in a breach. 1. Get a Replacement Card If you've been told you're in a data breach, don’t ask…tell the company that you either get a new card or close the account. You’re not likely to get any pushback from the already embarrassed company. If you do, don’t back down...

1. How To Protect yourself Against Credit Card
Hacks and Prevent Virus-Malware-Spyware
online/Internet Computer Hackers from
Stealing your Money and Your Identity
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Data breaches are now part of life, and you need to know how to protect yourself. Since hackers
are going after the companies that hold your information, it’s hard to stop them from getting your
information. All the same, you can take steps to minimize the damage. Even if you haven't been
hacked yet, many of these moves can make your information less easy to find and less usable if
you are caught up in a breach.
1. Get a Replacement Card
If you've been told you're in a data breach, don’t ask…tell the company that you either get a new
card or close the account. You’re not likely to get any pushback from the already embarrassed
company. If you do, don’t back down.
Read Source: how to protect your identity prevent identity theft,credit card hacking,computer
virus http://www.antivirusinternetsecuritytrend.com/2015/05/how-to-protect-your-identity-
prevent.html
2. Check Your Account Online
Don’t wait to check it when the statement arrives; check today. Keep checking daily for at least
30 days after your new card arrives. If you find a suspicious charge, dispute it immediately.
3. Freeze Your Credit
If you are caught up in a data breach, call each of the three main credit bureaus and request that
your credit report be frozen. Freezing doesn’t allow anybody to access your credit report without
your approval. Creditors probably won’t approve an application without having access to the
person’s credit report.

2. If you're deeply worried about potential breaches, you can also freeze your accounts; you don't
have to be a fraud victim. However, this step makes getting any kind of credit exceedingly
cumbersome for you and and the potential lender, so you may want to think twice about taking it.
Read Source: how to protect your identity prevent identity theft,credit card hacking,computer
virus http://www.antivirusinternetsecuritytrend.com/2015/05/how-to-protect-your-identity-
prevent.html
4. Order Your Credit Reports
You get one free credit report per year by law, but you’ll probably be eligible for more frequent
free reports if you were a victim of fraud. Even if you haven't been targeted yet, be proactive and
get your free reports. Ideally, order one every four months so you've covered the year.
5. Watch for Phishing Scams
Just because thieves have your credit card number doesn’t mean they also have the expiration
date and the three- or four-digit CVV number. Beware of phishing, a scam where the thief might
send an e-mail or call in an attempt to gain the rest of the information. Don’t give your
information to anybody unless you call them. If somebody leaves a message, go to the
company’s website and find a contact number to make sure it matches what the person in the
message provided. For even more security, call the company directly and make sure the person
who called you is legitimate.
6. Don’t Sign Up for High-Priced Fraud Protection
In the panic of the moment, you might be tempted to shell out up to $300 per year for credit
monitoring services. Don’t do it. By closely reviewing the information you get free of charge,
you can monitor your own accounts. If a company provides the information to you free of
charge, make sure to cancel the service before the renewal date.
7. Be Smart About Passwords
You aren’t going to prevent a breach by employing all of the password rules, but you don’t know
what kind of information thieves were about to steal. Employ strong passwords (those random
letters and numbers) and change your password frequently. Remember, if it’s easy for you to
remember, it's probably easy for a savvy cyber thief to crack.
Read Source: how to protect your identity prevent identity theft,credit card hacking,computer
virus http://www.antivirusinternetsecuritytrend.com/2015/05/how-to-protect-your-identity-
prevent.html

3. The Bottom Line
If you haven't been a victim yet, act proactively to make yourself less vulnerable.
If you have, don’t panic. It’s going to take time to clear everything up, but you won’t pay for any
charges that weren’t yours. Call your credit card company, tell it about any incorrect charges and
be patient as it works to clear them from your account.
Read Source: how to protect your identity prevent identity theft,credit card hacking,computer
virus http://www.antivirusinternetsecuritytrend.com/2015/05/how-to-protect-your-identity-
prevent.html