The document discusses various home care options for seniors as people are living longer. It outlines that Medicare only covers certain home health care if patients are homebound and have skilled nursing needs. Non-medical home care can help with tasks like housework, medication reminders, and companionship. Long term care insurance may cover home care costs but policies vary. When selecting a home care provider, it's important to consider their licensing, services provided, employee screening process, and availability. State-funded programs also provide limited home care but have eligibility requirements.