Letzbank provides credit cards and offers through their website. A credit card allows the holder to borrow funds at point of sale and must be repaid each month unlike a charge card. To be eligible, an applicant must have a bank account and be considered credit worthy based on their income, assets, and expenses. Credit cards display the cardholder's name, number, validity, issuing bank, and signature. Letzbank offers credit cards from major banks and their offers include discounts on travel, hotels, shopping, and electronics. Credit cards provide convenient payment methods and quick access to low-cost loans without visiting a bank.