2. About me 25 years business experience Independent Mortgage Broker Registered with FSCO*: Mortgage Agent License # – M08005900 Licensed with Mortgage Edge – 10680 Member of IMBA* * FSCO – Financial Services Commission of Ontario | IMBA – Independent Mortgage Brokers Association
3. Business Focus Residential Mortgages Single Family (Owner occupied & Rental) Multi residential (Apartments) Commercial/Industrial Mortgages Shopping plaza Mixed Use Construction Mortgages Asset Financing
5. Mortgage Fundamentals Interest Rate Rate Type Amortization Mortgage Term Term Type Pre-payment Privileges Mortgage Penalties Portability Assumability Down Payment Loan to Value (LTV) Mortgage Insurance Loan type Investment strategy Property Investment Mortgage Segments Payment Frequency Accessibility