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A Parent's Guide to Funding Your Child's College Education

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A Parent's Guide to Funding Your Child's College Education

  1. 1. A Parents Guide to Funding Your Childs College EducationMany parents today are concerned about their ability to pay for their childrens education.The main reason for the sense of this fretfulness is due to the tuition and expenses that seemto keep rising. The exorbitant cost of a college education is reaching higher prices every day.As you read on, we will be sharing a few important facts that will help you better understandfinancing your child when they want to attend college.Its important to compare the costs of many different colleges before making a choice. Dontassume that several different colleges will be basically the same in cost; there may be manythousands of dollars difference from one to another. This includes both tuition and livingexpenses.Dont assume that it will automatically cost more to attend a private than a public college.Higher tuition costs might seem intimidating at private colleges, but sometimes there areways to get around this. While public colleges look cheaper at first, they often dont provideas much financial aid as private institutions. Any college will give you a breakdown of theexpenses, but you should also try to find other sources of information. To get a better idea ofthe average cost of attending a certain college, do an online search for information on this. Ifyou think those points on Taxes Are Not Scary - Suggestions for Online Marketers aresomething, then there is more to read as you know plus tons elsewhere. If you think this is allthere is, then you are in for a real treat when you see what else we have written on thematter.Yes, you will not only understand this better, but the knowledge you gain will have a positiveimpact. Not everybody has the initiative to learn more in any truly meaningful way. We allwant to have as much control as possible, even though we know we cannot controleverything, but still - knowledge lets you be in a position to respond better to events.Its fairly common nowadays for students to take time off after graduating high school beforebeginning college. If youre wondering why someone might take time off, there can be a fewpossible reasons. For one thing, many high school graduates arent sure what they want tostudy. Its good to enter college knowing what you really want to do, and sometimes taking ayear off helps a person decide. For students who get jobs, they can accumulate funds thatcan be useful for their education. An extra year can add to the students maturity, making iteasier to study and focus. Parents are also given additional time to gather financial resourcesfor college. Taking a year off is something you may at least want to discuss with your collegeage son or daughter.Textbooks can be a surprisingly large expense during the college year. Textbooks areseldom covered in financial aid, and this expense can be as much as a thousand dollars ormore per year. A student shouldnt automatically buy textbooks for what appears to be themost convenient source.
  2. 2. Always do an online search for a textbook to see if you can get a good price for one. You canbe sure that the college bookstore isnt going to give you a good price on a textbook. Whileused textbooks are cheaper, you have to contend with the tricky practices of textbookpublishers, who update their textbooks practically every single year. Dont assume that youneed the latest edition, as you may find that last years is practically identical. Beforepurchasing any textbooks, search for the lowest price.Even though college can be extremely unaffordable, you can make it affordable by makingcommonsense choices and decisions. By researching colleges, you can make a decision inregard to the appropriate school for your children. Your childs education is not really anexpense, but an investment into their future. Hopefully we have shown you some tips thatcan prevent you from using all of your savings to pay for your childs education.