The burden of college loans is one of the biggest obstacles keeping millennials from making meaningful investments. As of 2016, the average student debt stood at a record $37,172. While working to become debt-free, you want to use every trick in the book to increase your income, save money, and pay off your student loan faster. Under the Obama administration, close to 9 million people defaulted on their student loans. If you are among the 44.2 million American citizens carrying a student loan debt at the moment, you need to come up with a plan to avoid paying more interest than necessary or defaulting. Developing a positive attitude is one of the best places to start. Use a loan payment calculator to come up with a solid plan. For more info visit CalculatorService.com