3. +
KSI as ‘Co-operative Society’
A voluntary association of persons;
Working together with common economic
objective;
Providing support to the members;
Self-help and mutual help;
Non-profit motive;
Pooling individual resources for group
welfare;
For common benefit.
4. +
Types of cooperative societies
Ø Housing cooperative
Ø Building cooperative
Ø Retailers' cooperative
Ø Utility cooperative
Ø Worker cooperative
Ø Business and employment co-operative
Ø Social cooperative
Ø Consumers' cooperative
Ø Agricultural cooperative
Ø Cooperative banking (credit unions and cooperative savings banks)
Ø Federal or secondary cooperatives
Cooperative wholesale society
Cooperative Union
Co-operative party
5. +
Main Objectives
Render service, not for profit;
Mutual help, not competition;
Self help, not dependence;
6. +
Voluntary Association
Members coming together voluntarily;
By choice, not by force;
Continues for as long as he likes;
May leave at his will.
7. +
Sources of Finance
Capital contributed by all the members;
May raise loans, investment, donation and
secure grants from government or other third
parties
After its registration.
8. +
Self-help through mutual
cooperation
Co-operative Societies thrive on the
principle of mutual help;
They are the organizations of financially
weaker sections of society;
Converts Weakness to strength by ‘self-help
through mutual co-operation’;
Fights exploitation and secure a place in
society through “Each for all and all for
each”.
9. +
Service Motive
Co-operatives not to maximize profit but to
provide service to its members;
A Consumer Co-operative Store sells quality
goods to members at a reasonable price
retaining a small margin of profit;
In a Cooperative Marketing Society, collects
the products from members, makes
available better marketing & distribution
channels economically
10. +
Consumers’ Co-
operative Society
For protecting interest of general
consumers;
By making consumer goods available at
a reasonable price;
Source goods directly from the
producers or manufacturers;
Eliminates middlemen in the
distribution process.
Baqoola Services
11. +
Co-operative Marketing
Society
Society of small producers and
manufacturers;
Collects the products from members
Makes available better marketing &
distribution channels economically;
Sells in the market.
Trading Services
12. + BAQOOLA AND TRADING
SERVICES SCHEME
KOPERASI SYARIAH IRSYADY BUSINESS OPPORTUNITY
13. + KSI MAY EMPOWER BUSINESS
OPPORTUNITY WITHIN ITS COMMUNITY
FARMERS
KSI MEMBERS
HARVESTING RAW FACTORY/PROCES FINISHED
GOODS MATERIAL SING UNIT GOODS
MAIN
TRADING SERVICES DISTRIBUTOR
BAQOOLA/RETAIL AGENT/RETAI
LER
DISTRIBUTION SERVICES
ENDUSERS
KSI MEMBERS
14. + EMPOWERMENT MODEL to Industry
Model # 2 : Supply Chain OF PRODUCTION
SIDE (IE. AGRIBUSINESS, AND MASS CREATIVE
INDUSTRY)
MOU / PKS
INVESTOR KSI
Project Assignment
Financing
Financing INDUSTRY EXPERT & Admin
Support
Project Supervision/ Payment
Technical Advisory
CLUSTER OF FARMERS/PRODUCERS
Sales & Buying Contract
(Raw Material)
RAW MATERIAL
INDUSTRY TRADER
15. +
BAQOOLA MODEL OF
CONSUMER GOODS
PRODUCERS/FABRICA PRODUCERS/FABRICA PRODUCERS/FABRICA
NTS NTS NTS
WAREHOUSE/BAQOOLA OUTLET
END-USERS
AS KSI MEMBERS
16. +
TRADING SERVICES MODEL
PRODUCERS/FABRICA PRODUCERS/FABRICA PRODUCERS/FABRICA
NTS NTS NTS
HARVESTING GOODS FINISHED GOODS
KSI TRADING UNITS OR
TRADING COMPANY
END-BUYERS
17. + WHAT KIND OF SUPPORT
NEEDED?
KOPERASI SYARIAH IRSYADY REQUIREMENTS
18. +
KSI REQUIREMENTS
PROFESSIONAL
MANAGEMENT
SKILLED AND TRAINED
HUMAN RESOURCES
GENERAL BASIC
REQUIREMENTS STRONG CAPITAL
LOYALITY OF KSI
COMMUNITY
19. +
KSI STRATEGIC PLAN
FOCUSED BUSINESS PLAN
DETAILED MILESTONE
GENERAL PROGRAMS
MILESTONES
PHASE OF DEVELOPMENT
FULL EXECUTION WITH
STRONG CONTROL
20. +
KSI CHAMPION
PRODUCT/SERVICES
10 STORES AS PILOT AT YEAR 1
BAQOOLAH STORE (MEET KSI STANDARD MODEL)
OR RETAIL
OUTLETS FINANCING BUDGET PER STORE
(“BAQOOLAH AROUND IDR 200.000.000,- AND
DISBURSED THRU KSI
TOKO”) (MUDHARABAH SCHEME)
PILOT LOCATED WITHIN KSI
HEADOFFICE
21. +
KSI STANDARD OF BAQOOLAH
REFER TO REPUTABLE RETAIL OUTLET MANAGED BY
PROFESSIONAL MANAGEMENT LIKE ALFAMART,
INDOMARET, ETC.
INTERESTING AND ATTRACTIVE OUTLOOK (KSI SPECIFIC
MODEL)
SUPPORTED BY SKILLED AND ETHICAL EMPLOYEES
LOCATED ON MOST STRATEGIC LOCATION, AND MAY
CLOSE TO KSI COMMUNITY
FULLY PROFIT MOTIVE (NON SOCIAL UNIT)
22. +
KSI CHAMPION
PRODUCT/SERVICES
TARGET MARKET : SUCCESSFUL
ENTREPRENEUR OR
PROFIT SHARING BUSINESSMAN OF KSI MEMBER
INTO EXISTING
BUSINESS OF KSI KSI PROVIDES FINANCING TO
MEMBER EMPOWER HIS BUSINESS THRU
INVESTMENT OR WORKING
(“BERSAMA CAPITAL SCHEME
SAUDAGAR”)
PRIORITIZE TO NOT START-UP
COMPANY (MUST BE
ESTABLISHED)
23. +
KSI CHAMPION
PRODUCT/SERVICES
TARGET MARKET : COMMON
PUBLIC THAT HAVE
PROFIT SHARING SUCCESSFULLY RUN
INTO OTHERS OWNBUSINESS
EXISTING
KSI PROVIDES FINANCING TO
BUSINESS EMPOWER HIS BUSINESS THRU
(“BERSAMA INVESTMENT OR WORKING
CAPITAL SCHEME
MASYARAKAT
LUAS”)
TO ENLARGE THE TARGET OF
KSI COMMUNITY
24. +
KSI CHAMPION
PRODUCT/SERVICES
PRIORITIZE TO PRODUCE BASIC
CONSUMER GOODS (9 PRIMARY
PRODUCTS)
ESTABLISH
MANUFACTURING KSI JOIN AS INVESTORS INTO
OR FACTORY UNIT ESTABLISHED UNIT OWNED BY
MEMBER THRU PROFIT SHARING
(“PABRIK SCHEME
SEMBAKO”)
KSI MAY CONTRIBUTES ALSO IN
PROVIDING THE EXPERTISE,
INVESTMENT AND WORKING
CAPITAL