The document discusses a payroll card solution called FlexFund provided by CardFlex. FlexFund offers employers benefits like reduced costs compared to paper checks, simplified reconciliation, and increased employee satisfaction and retention. It also benefits employees by eliminating check cashing fees and providing convenient access to wages. CardFlex implements customized payroll card programs for employers and provides ongoing support services. Fees for the FlexFund payroll card include no costs for direct deposit, ATM withdrawals, or purchases.

1. PayrollCards
Multi-Function & Easy-to-Use
Prepaid Card Solution…

2. Today’s Meeting
About Us
Our Partners
Overview
Benefits
Employees
Support
About FlexFund
Review & Q&A

3. About Us
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Established in 2007
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Founders Have 50+ Years of Combined Payment Industry Experience
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Leading Provider of Innovative Electronic Payment Systems & Solutions
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Serving 5000+ Clients Offering Both Acquiring & Issuing Services
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Powerful & Reputable Banking Industry Partners
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Payroll Delivery Expertise
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Flexible & Customizable Turnkey Payroll Solutions
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4. Valued Partners
Our Bank Sponsor
Strong and stable financial partner, FCB is ranked as one of the Top 10 Issuers in
USA for stored value cards, including MasterCard, Visa and Discover.
Processing Platform
FIS delivers the most comprehensive range of solutions for the broadest range of
financial markets and holds leadership positions in payment processing and banking
solutions.
Our Card Fulfillment Partner
State-of-the-art and progressive global fulfillment partner, CPI provides powerful
supportive infrastructure and award-winning customer service.
MasterCard Network
Pioneer and innovator of the payments industry since 1966, MasterCard Worldwide
has demonstrated a commitment to making commerce faster, more secure and more
convenient - offering consumers credit, debit and flexible prepaid solutions.
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5. Payroll Card Overview
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Targets “Unbanked” Employees
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Allow Companies to attain 100% Direct Deposit participation.
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http://www.americanpayroll.org/pdfs/paycard/green-states-20110425.pdf
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No cost to Company
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Employees have Free Access to their wages with no monthly fees.
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Reg E Compliant; State by State Compliant
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Notables using payroll cards:
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6. Employer Benefits
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Cost Reduction:
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$2.00 per paper check cost vs $0.35 Direct Deposit - APA
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Lost/Stolen checks; Special Disbursements
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Payroll Check Fraud
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Data suggests Increased Employee Satisfaction & Retention
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Simplifies Reconciliation
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CardFlex handles Cardholder Support:
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Lost/Stolen Cards
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Transactional History
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7. Employee Benefits
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Eliminates Check Cashing fees
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Saves time spent cashing checks & paying bills.
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Security:
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Zero liability protection
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FDIC insured
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Education – Learning the Financial System
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No Overdrafts / ChexSystems reporting
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Pride
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Ability to Shop Online & Places not previously available.
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8. Why CardFlex?
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Support & Service
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Implementation Expertise:
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Marketing Materials to Enroll and Educate Employees
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Written Implement Plan designed around the Company Culture
Managerial Training
Post Deployment Support:
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Comprehensive Follow Up & Adjustments
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Ongoing Employee Education
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Corporate Level Reporting & Involvement
We Build Loyalty!
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9. FlexFund
Our Customized Payroll Card Solution offer a powerful selection of coordinated &
integrated tools & services to save your company time, money and provide better
service to your employees.
Employee
Database
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Employee profiles
Deposit Validation
Powerful Workflow Manager
Reporting by Location, State,
Region etc.
• Robust Analytics Engine
Employee Access
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•
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Transaction History
Online Bill Pay
Card Transfers
Online Activation/Support
Text and Email Alerts
Electronic Pay Stub Delivery
Instant Issue
Cards
• Non-Personalized Cards
available On-Site for new
employees and emergency
disbursements.
• Instant Activation and
Funding
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10. Achieving Success
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Define Success for Each Client
C-Level Support
Usage Tracking
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11. Fee Summary
Add Money:
Get Cash:
Spend Money:
Information:
Caution:
Direct Deposit
Cash Load
ATM (In Network)*
Store Cash Back
Transfer to Bank
Signature
PIN
Customer Service**
Text/Online Alerts
ATM Balance Inquiry
Replacement Card
Abandoned Account
FREE
FREE
FREE
$0.50
$3.00
FREE
$0.50
FREE
FREE
$0.50
$5.00
$3.00
Other fees may apply, see terms and conditions for details.
*$2.50 Out of Network
**$2 for Live Agent Balance Inquiry, DepositVerification
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12. PayrollCards
cliq
fund
pay
Contact: mkennedy@cfinc.com
Direct 1-866-634-3044 #1209 Cell 949-285-3224
report