This document discusses ethics in banking, specifically focusing on Landbank of the Philippines. It begins by defining business ethics and exploring two approaches - shareholder-focused and stakeholder-focused. It then discusses the concept of ethical banking, noting that banks play an important intermediary role in the economy and have the potential to support sustainability through lending policies, products, and internal practices. The document also explores how ethical banks differ from conventional banks in their emphasis on both internal ethics regarding employees and customers, as well as external ethics through socially and environmentally responsible practices.