It’s time to stop Massachusetts foreclosure with Massachusetts loan modification center and to save money on your residential or commercial mortgage payments with the loan safe solutions that they offer. http://www.massloanmodificationcenter.com/
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Loan Modification Help in Massachusetts Boston
1. Welcome to The Massachusetts
Loan Modification Center
It’s time to stop Massachusetts foreclosure with
Massachusetts loan modification center and to save
money on your residential or commercial mortgage
payments with the loan safe solutions that they offer.
2. • The Massachusetts Loan Modification Center has only one core
mission, and that is to help you save money on your residential
or commercial mortgage payments by favorably adjusting, or
“modifying” your interest rate, your principal balance, the
length of your loan or by forgiveness of past due amounts, late
fees and collection costs. While each person’s current mortgage
and financial circumstances are different, that is why you will
enjoy the benefit in knowing that your no cost consultation will
be with a licensed Massachusetts Attorney who has a record of
success in obtaining loan modifications. You will receive a
complimentary analysis of your loan or loans, as well as advice
on what options you may have available to reduce your
monthly payments or otherwise assist you in obtaining a new
payment arrangement with your lender.
3. A Loan Modification Can
• Lower your monthly payment
• Lower your interest rate
• Lower your principal balance
• Eliminate late fees & attorney fees
• Reduce your stress level
• Help you keep your home
4. HOW TO GET STARTED
• Please gather any letters, paperwork, court
documents, loan documents, promissory
notes, mortgages and anything that you have
that involves your loan, no matter how
insignificant you think it may be.
• Also be prepared to have ready any
documents that state what your income is,
such as pay stubs, tax returns, bank
statements or letters from your employer.
5. WHAT WILL YOU DO FOR ME
• Upon retaining our office, we will diligently gather and analyze
all of your available loan information to prepare and file with
your lender a loan modification application. This is a document
intensive process and we will be in touch with you quite often
at first so we can obtain all the necessary paperwork and
information to persuade your lender to modify your
loan, which will save you money, save your home, or both.
Sometimes, throughout the process, the lenders can request
additional paperwork or change the rules, and we will be
responsive to what your lender is requiring and be in contact
with you on an as needed basis to get your lender everything
they require to make a decision on your case. After your loan
modification application is filed, it can take a long time to get a
response from your lender, anywhere from 90 days to a year is
possible. This is normal and waiting is all part of the process.
6. WHAT WILL THIS COST ME
• The initial consultation with one of our loan modification
attorneys will cost you nothing. This is so we may be able
to discuss your individual circumstances and determine if
it is worthwhile for you to pursue a loan modification.
After consultation, if it is determined that a loan
modification would be beneficial to you, you will discuss
legal fees with the attorney. Most loan modifications are
handled on a flat fee basis, which is a one time fee, with
no hidden or continuing legal fees. With a minimal
investment in terms of what the legal fees cost, you could
end up saving thousands of dollars over the life of your
loan, like many of our clients have already done to their
satisfaction.
7. DO I CONTINUE MAKING MORTGAGE
PAYMENTS
• Whether to make mortgage payments or not,
assuming you are able to, is something that
you and your attorney will discuss during
your consultation. Many individuals are not
able to make mortgage payments due to job
loss or reduction in income, but lenders are
still willing to consider their loan
modification application based on other
factors unique to your case.
8. WHAT IF MY APPLICATION IS DENIED
• If your loan modification application is denied and if
circumstances have changed or there is new information
available to us, we may ask the lender to reconsider their
decision based on these factors. While some individuals
have been denied by their lender, the upside to that is
they have been able to and continue to live rent and
mortgage free for many months and even over a
year, without paying anything to the lender. This affords
people an opportunity to put money aside for a down
payment on another home, apartment or other living
arrangements. In some cases, we have successfully
negotiated with lenders for them to pay money to out
clients to help them with moving expenses and to assure
the orderly transfer of the house back to the lender.
9. FOR MORE SERVICES PLEASE VISIT
OUR SITE
http://www.massloanmodificationcenter.com/