In the deeply rooted Trillion Dollar industry of Life Insurance and retirement planning, changes comes infrequently and often grudgingly slow. Steeped in tradition and a tendency for the status quo, the massive industry is shrinking at an alarming rate and faces a crisis to grow distribution and replace agents lost to turnover and retirement. Virtual Financial Group VFG has broken the code on this industry-wide dilemma with a decidedly fresh solution. As with most industry revolutions in the past 20 years, the solution is via technology. VFG ‘s proprietary high tech platform, cutting edge tools and unique online model is a true game changer in the world of financial services distribution building. "Working 'virtually', whether it be from a home office or while on vacation, is one of the new freedoms we can all experience. And from a business perspective, no longer do we have to maintain high overhead costs for buildings or transportation. The VFG model becomes a 'win-win' for agents and industry alike," The online model is well suited to today’s ever-busy consumers, agents of every experience level and the industry’s quest for efficiency. Technology is integrated at all levels of the operation from marketing, recruitment and training to online sales presentations and eApps, adding speed and sizzle to an industry often viewed as antiquated. The high tech elements bring the once out-dated processes in alignment with the use of technology eagerly adopted by many consumers and industries during the past decade. VFG – with its revolutionary assembly line process or "Tier System" – allows a new type of individual to enter into the lucrative financial services field on a full or part time basis. While potentially lucrative, industry can be daunting for new agents and a tedious learning curve faces many. By dividing tasks into marketing functions and management, then delegating the sales process to experienced financial consultants the new agents roles are simplified. They can rapidly become Licensed "Virtual Internet Marketers" and focus on simply driving Internet traffic. Using a revolutionary online marketing system and automated follow up tools this fast track allows faster start up, shorter learning curve and opens the door to many who may otherwise be left behind. Additionally the model allows for rapid nationwide expansion and market reach with minimal costs instead of the high overhead slow growth approach of a brick-and-mortar business. Virtual Financial Group celebrated their first year success and launched 2015 with an all-star cast of industry leaders in their revolutionary 3D online Virtual Convention Center. Attendees and speakers at this premier event included cutting edge technology companies, renowned authors, marketing mavericks and industry legends. Speakers and contributors at VFG’s Virtual Conventions have included Tim Wallace CEO ipipeline, Lisa Farrell CMCMO 6connex, Patrick Kelly author “The Retirement M