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NIFS N AYLOR  I NSURANCE &  F INANCIAL  S ERVICES SUPPLEMENTING MEDICARE
TRAINING OBJECTIVES ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Why do we need to supplement Medicare?
Major Gaps in Medicare Coverage ,[object Object],[object Object]
What Types Of Insurance Policies Are Out There? ,[object Object],[object Object],[object Object],[object Object],[object Object]
Indemnity Policies ,[object Object],[object Object],[object Object],[object Object],[object Object]
Specific Disease and  Specified Accident Policies ,[object Object],[object Object],[object Object],[object Object]
Medical-Surgical Expense Policy ,[object Object],[object Object],[object Object]
Employer Group Plans ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Not all Employer Group Plans are Equal ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Medigap Policies ,[object Object],[object Object],[object Object]
Basic Benefits: Included in All Medigap Plans ,[object Object],[object Object],[object Object]
 
 
2010   Medigap   E , H  and  I  are going away.
2010 Medigap Welcomes
Consumer Protection in Medigap Plans ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
How are Premiums Calculated? ,[object Object],[object Object],[object Object]
Consumer Protection in Medigap Plans ,[object Object],[object Object],[object Object]
WARNING !!! ,[object Object]
Filing Claims ,[object Object],[object Object],[object Object]
Illegal Sales Practices ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Wolf in Sheep’s Clothing ,[object Object],[object Object]
Twisting or Rollover ,[object Object],[object Object]
Pie in the Sky ,[object Object],[object Object]
Duplicate Sales ,[object Object],[object Object]
“ Make the Check Out To Me” ,[object Object],[object Object]
Scare Tactics ,[object Object],[object Object]
Clean Sheeting ,[object Object],[object Object]
Unauthorized Insurance ,[object Object],[object Object]
DO’s  in Supplementing Medicare ,[object Object],[object Object],[object Object]
Do’s  Continued ,[object Object],[object Object],[object Object],[object Object]
Don’ts  in Supplementing Medicare ,[object Object],[object Object],[object Object],[object Object]
 
 
 
Naylor Insurance & Financial Services ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
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Medigap 2008