In this presentation, we’ll be discussing with you several habits and activities you should steer clear from when shopping for guaranteed approval store credit cards offered in the market. Check our list of guaranteed approval store credit cards on this page https://www.newhorizon.org/Info/catalog-credit-cards.htm

1. 4 Habits You Must Avoid when
Shopping for Guaranteed Approval
Credit Cards

2. In this presentation, we’ll be discussing with you several
habits and activities you should steer clear from when
shopping for guaranteed approval store credit cards
offered in the market.

3. Settling for the first line of credit that will be
offered to you.
Keep in mind that it is never wise to
sign up for the first offer you will
receive. After all, a hasty decision will
surely limit your chances of taking out
a credit card program that is tailor fit to
your needs, spending habits and
budget.

4. Instead we suggest that you take the time to
shop around and compare what each issuer is
offering. Pay close attention to the rates of
interest, credit limits, fees and charges, payment
terms and options, and the eligibility
requirements imposed on various programs. And
consider how soon each firm can provide
approval to your credit card application. Then use
the information you will gather from this in
deciding which program to get and from which
issuer. By doing so, you can improve your
chances of taking out a line of credit that will
surely work to your advantage.

5. Not running background checks on your target
issuers.
lways remember that failure to conduct personal investigation on your prospective
issuers actually increases your risk of striking deals with predatory card
companies as well as with scam artists.
This means that before submitting an application, either in person or online, you
should find time to research on the history, government accreditation, and track
record of each firm in terms of providing guaranteed approval store credit cards
to consumers, in general. And don’t forget to visit the website of the Better
Business Bureau where you can find comments and reactions of the past and
current clients of each firm.

6. Being too preoccupied with just one credit card
feature.
Some card applicants tend to focus too
much on just one feature – either the
rate of interest or the credit limit. And
because of their preoccupation with the
interest rate and the spending cap, they
usually fail to examine the other
features of the card programs they
stumble upon. And in the end, most of
them had to settle for a line of credit that
neither meets their needs nor their
expectations.

7. Hence, we encourage card applicants
like you to examine all the features that
will apply to the credit card you wish to
take out, before making a decision. Look
not only at the interest rate and spending
limit but also at the grace periods,
minimum amount of payment required,
the payment terms and options, the
transaction fees and charges you have
to pay while using the credit card, etc. In
so doing, you will most likely end up with
a suitable instant approval credit card.

8. Signing your contract without reading first the
terms and conditions of the card program.
Bear in mind that there’s no more turning
back once you have affixed your
signature on your credit agreement. So
before you do so, read your contract
several times and make sure that you’re
familiar with all the stipulations of your
credit card program. This way, you can
make a smart decision, later on.