1.
N-sure Direct Ltd
Park House,
37 Clarence Street,
LE1 3RW
Tel 01285 626020
Things to Know Before Applying for Unemployment Insurance
Over the last few years, the uncertainty in job has racked up significantly, pushing people to
find an alternative of income to support their lives in case they have to leave their job. That
is what makes the unemployment insurance an excellent choice for working people. But
before you apply for unemployment insurance, you must look into some crucial things.
When is Eligible for the Compensation?
Whether you are eligible for the compensation or not depends on the several factors. So
before applying for the insurance, it is very important that you check it properly with your
insurer.
1. If you quit because your employer basically leaves you no other option, you may still
be able to collect unemployment benefits. Besides, other reasons, which allow you to
get compensation, include lack of work, constructive discharge, medical reasons,
domestic violence,
2. Also, in some cases, you can be eligible for the compensation if you leave the job to
care for a family member of yours.
3. If you quit your job or are fired in any of these conditions, you can be eligible for
unemployment benefits.
But, there are some conditions in which you cannot be eligible for the compensation.
When are you not Eligible for the Compensation?

2.
N-sure Direct Ltd
Park House,
37 Clarence Street,
LE1 3RW
Tel 01285 626020
If you are fired or sacked off due to work-related misconduct, you cannot be eligible for the
compensation. What are the work-related misconducts vary from organization to
organizations. Also, different states have defined misconducts according to their laws and
rules. So what you need to do before you apply for the insurance is to check the
misconducts set by the state where you have been working and living for more six months.
While some states have laws prohibiting termination for legal conduct outside of work,
others not only allow employers to terminate for outside conduct, but disqualify you from
unemployment benefits due to misconduct outside the workplace. These misconducts that
can disqualify from unemployment benefits include criminal violations, violation of the
company’s standards of behavior, or something that is deemed to be against the employer’s
interests.
Besides, there are several other reasons why you cannot be eligible for the compensation.
Some of them include turning down a suitable job, falling a drug test, not looking for work,
being permanently unable to work, getting freelance assignment, committing fraud, etc.
Keep these in mind and choose an insurer providing need based income protection
insurances at the most competitive prices. You can search such insurers online also. If you
have taken loans then it will be better for you to find such insurance company, which also
provides MPPI in the UK at lowest premium. Any enquiries about your policy please visit:
https://www.nsuredirect.co.uk