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Heading Home A Seminar for First-time Homebuyers PRESENTED BY: Cynthia S. Smith

On Your Way to Your First Home ,[object Object],[object Object],[object Object],[object Object]

Why Buy Instead of Rent? ,[object Object],[object Object],[object Object],[object Object]

Where Do I Begin? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

How to Begin? It’s as Easy as 1, 2, 3. ,[object Object],[object Object],[object Object],[object Object],[object Object]

THE BASICS THE BASICS The Basics

How Much Home Can I Afford? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

How Important Is My Credit? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

To Establish or Improve Your Credit Rating ,[object Object],[object Object],[object Object],[object Object],[object Object]

How Much Do I Need for a Down Payment? ,[object Object],[object Object],[object Object],[object Object],[object Object]

What About Closing Costs? ,[object Object],[object Object],[object Object],[object Object]

How Large a Loan Can I Be Approved For? ,[object Object],[object Object],[object Object],[object Object]

What Does My Mortgage Payment Include? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

MAKING CHOICES MAKING CHOICES Making Choices

Government Loans ,[object Object],[object Object],[object Object],[object Object]

Conventional Loans ,[object Object],[object Object],[object Object],[object Object],[object Object]

New, More Flexible Loan Programs ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Which Type of Loan is Right for Me? ,[object Object],[object Object]

Make it a Point to Ask About Points ,[object Object],[object Object],[object Object],[object Object]

The Annual Percentage Rate is Key ,[object Object],[object Object],[object Object],[object Object]

Know When to Lock and When to Float ,[object Object],[object Object],[object Object],[object Object],[object Object]

THE PROCESS THE PROCESS The Process

What Can I Expect at Application? ,[object Object],[object Object],[object Object]

What Can I Expect at Application? ,[object Object],[object Object],[object Object],[object Object]

Can Somebody Please Make the Mortgage Process Go Faster? ,[object Object],[object Object],[object Object]

So What Happens Next ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

HELPING HANDS HELPING HANDS Helping Hands

The Seminar Is Done But You’ve Just Begun ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Let’s Get There Together ,[object Object]

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