The United Arab Emirates (UAE) has emerged as a global business destination in recent times and is now home to many foreign nationals www.bayzat.com

1. Healthcare for expats in the
UAE

2. The United Arab Emirates (UAE) has emerged as a global
business destination in recent times and is now home to
many foreign nationals

3. Medical Insurance A Must
All expatriates living, working or visiting the UAE
should have a complete comprehensive
healthcare/medical insurance
As per UAE media reports most expats prefer
private treatments but they are costlier
It is easiest to obtain health insurance, through application of a
health insurance card, which costs nearly USD300 and comes
with one-year validity
If you are new to the country it is advisable to meet a health
insurance broker on how to choose the right expatriate
medical insurance in the UAE for your family needs
Medical facilities in public hospitals are good, and
emergencies are handled free of charge

4. Public Health Insurance
Program for Expatriates –
ISAHD
ISAHD (Insurance System for Advancing Healthcare in Dubai) => It defines a basic coverage (AED
500 to AED 700 (i.e. USD 136 to USD 190) p.a. per insured employee) that employers must provide
to all employees earning less than AED 4,000 (about USD 1,088 per month)
This would cover general physician visits, any referral, surgery, maternity or any emergency

5. Public Health Insurance
Program for Expatriates –
ISAHD
The new law of june 2016 gave health treatment access to expatriates with insurance cover at all the 20 Primary Health
Care (PHC) centres that are spread throughout the emirate from Al Ghusais, Nad Al Hammar to Umm Suqeim and Al
Safa
Health insurance will be linked to the work and residence visa so no company can evade the law
Under the law, employers are only required to cover the cost of health insurance for their employees. They are not
obliged to provide insurance or bear the costs for dependents

6. For employees with a higher salary, the best way is to find a potential
employer who covers expenses of your medical insurance. Ideally,
companies provide this health insurance as part of the salary package -
so it is best to check what any prospective employer is offering and who
funds the health insurance costs
Private Medical Insurance Options

7. If you own a private medical insurance, you are expected to visit a
private hospital for non-emergency cases. Therefore, it is good to know
the location and contact details of your insurance network
Private Medical Insurance Options

8. Prescription Laws
• Some prescription drugs and over-the-counter medicines are not allowed in
the UAE
• If you require a medication and are unsure if it is permitted in the UAE, it's
best to contact the MOH directly to see if the drug is on the controlled list. If
it is on the list, you will need permission to bring it prior to your arrival to the
UAE

9. Prescription Laws
• The Customer Service Centre of the Drug Control Department can be contacted via em
• And by telephone on +971 2 611 7240 or by fax +971 2 632 7644
• Also it is important to seek medical advice and ensure vaccinations are up-to-date befo
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