We Issue Letters of Credit for Individuals and Businesses with No Credit Requirements

1. We Issue Letters of Credit for Individuals and
Businesses with No Credit Requirements

2. What does OnlyTrust do?
• We Issue Letters of Credit (LOC)
Globally for Individuals and
Businesses
• No Credit Requirements
• LOC backed by stable
cryptocurrency, Life Credit Coin
• LOC increases 12% annually for 30yrs
• OnlyTrust platform Integrated with
Smart Contracts and private
blockchain.
• Low fees for LOC
• Streamlined process for LOC
creation

3. Benefits of OnlyTrust
• Low minimum LOC amounts
• No maximum LOC amount
• LOC backed by Life Credit Coin
cryptocurrency stored in Digital
Vault
• Increases 12% annually for 30 years
• Low 5% LOC origination fee
• Low 1% LOC exchange fee
• OnlyTrust doesn’t sell or trade coins,
tokens or offer ICOs
• We only issue LOCs for a low fee
backed by stable cryptocurrency
• Safe and Secure, no worry about
stolen coins or tokens
• No Price Manipulation
• No Pump and Dump schemes

4. Company – Vision – Mission
 OnlyTrust is a company founded in the United States. The company’s sole
purpose is to meet the global needs of credit for individuals and businesses
in today’s difficult and confusing credit markets. We are the first company
in the world that issues letters of credit backed by stable Cryptocurrency,
Life Credit Coin.
 Real time access to management of Letters of Credit by using our custom
built platform and application which uses blockchain and smart contract
technology
 We will provide all the tools necessary to individuals and businesses to
obtain LOCs thru a simple and easy process. The most important parts of a
company’s success is Need, Desire, Affordability, Activity and Hype.
OnlyTrust provides all of these plus much more.

5. Despite an Inevitable Credit Correction,
Debt Demand Will Swell to $62 Trillion
Through 2020
 Governments are persisting with global monetary expansion to support economic
growth and prop up inflation to the detriment of credit quality, particularly for
over-indebted Chinese corporates and U.S.-leveraged borrowers.
 In our base-case scenario, we project global corporate credit demand (flow) of $62
trillion over 2016-2020, with new debt representing two-fifths and refinancing the
rest. Outstanding debt would expand by half to $75 trillion, with China's share
rising to 43% from 35%.
 We estimate that two-fifths (43%) to half (47%) of non-financial corporates
(unrated and rated) are highly leveraged – of which 2% to 5% face negative
earnings or cash flow, based upon a sample of approximately 14,400 corporates.
 With weakened borrower credit quality, a credit correction is inevitable. Our base
case is for an orderly credit slowdown stretching over several years (a 'slow burn'
scenario), but with a series of major economic and/or political shocks, such as the
recent Brexit vote in the U.K. This could trigger system-wide credit contraction
(the 'Crexit' scenario).

6. Market Analysis and Growth

7. OnlyTrust
Application
 Download App for Free
 Use OnlyTrust App to pay for Goods and
Services by exchanging LOC amounts
 Exchange LOC amounts on OnlyTrust
private exchange platform, completely
anonymous to the public
 Letter of Credit amounts increase 12%
annually automatically, real time
updates on the OnlyTrust app
 OnlyTrust App will show exactly how
many Life Credit Coins are allocated as
collateral for your Letter of Credit
 Life Credit Coins stored in a Digital
Vault at OnlyTrust

8. Letter of
Credit
Process Flow

9. Our Platform

10. OnlyTrust Digital Vault

11. OnlyTrust Letter of Credit Collateral
Life Credit Coins Increase In Price
Opening Price
Year 1 - $2.50
Closing Price
Year 30 - $74.90
Therefore each Letter of Credit increases 12% annually
for 30 years at no extra cost

12. According to the US Department of Transportation the statistical value of a human
life is upwards of $9 million. While Australia, France and Sweden have an estimated
human-like value of around $3 million.
Keep in mind:
The concept of Life Credit Coin is that money does not create value – only people
do.
By combining Life Credit Coin and OnlyTrust together and that all human life is
priceless and creates value each and every day.
Along with OnlyTrust’s customized platforms to meet the credit needs of Businesses
and Individuals.
Our formula for success sets it so all parties involved share some risk and reward
equally.

13. Life Measured in Dollars

15. Life Credit Coin vs Bitcoin
Example based on Bitcoin trading at $5,000.00
Budget: $5,000
$5,000 = 1 Bitcoin
Life Credit Coin Budget: $5,000
$100,000 LOC x 5% = $5,000

16. Use as a Hedge
Use OnlyTrust’s Letter of Credit along with Life Credit Coin as a
hedge against the volatility when trading in todays markets.
Whether you’re an individual trader or institutional trader our
program makes complete sense as back up for you or your clients.
Market crashes protect
yourself or your clients
get OnlyTrust’s LOC and
try to recoup investment
losses. The greatest ting
is the unknown of where
this product will be in 30
years.

17. In Closing
OnlyTrust
 No Credit Check
 Initial 5% fee is all the user pays for LOC
 1% LOC Exchange fee
 LOC Never has to be paid back to
OnlyTrust
 LOC remains in effect for infinity
 Life Credit Coin price increases 12%
annually, therefore LOC amount increase
12% annually
 Private LOC Exchange platform where
users can exchange or sell LOCs
anonymously and securely
 The complete unknown is what makes
OnlyTrust LOCs so desirable
 Exchange LOC person to person or to pay
for goods and services
Life Credit Coin
 Price increases 12% annually for 30 years
 Stored in a secure Digital Vault
 Can not steal Life Credit Coins
 Can not “Pump and Dump”
 Secure, stable Coin
 Does not trade on the open market
 Human population increases every day but
Life Credit Coins remain in Digital Vault
storage for infinity
 Price can not be manipulated
 Do you think Human Life now is worth
$2.50 per Life and $74.90 in thirty years?

18. Timeline
Milestone Target Date Scope
White Paper January 1, 2019
Complete project white paper, stating OnlyTrust goals, idea, and
technical means of implementation.
Promo website and
Clickable January 1, 2019 – March 1, 2019
Promo website development, including user interface for
convenient use.
Investor fundraising March 1, 2019 – June 30, 2019
Run fundraising campaign in order to collect funds for further
product development.
PoC deployment May 1, 2019 – July 31, 2019
Test all assumptions and technical implications to identify urgent
bugs/ errors/ omissions. Incl. base UI elements, encryption rules,
SCs, base interfaces, etc.
Alpha MVP deployment July 1, 2019 – September 1, 2019
Fully-working clickable demo to highlight value proposition and
key visualizations (steps) for document resolution of
flow/money/compliance issues.
Beta MVP deployment September 1, 2019 – November 1, 2019
Refinement of Alpha MVP and outputs, bug fixing, further
detailing of items, overall stabilization of the product.
MVP Release deployment January 1, 2020 Fully-workable product ready to be presented to the market.
Life Credit Coin Increases
12% January 1, 2020 - January 1, 2050 Widescale Public Marketing Campaign

19. Team
Robert Carrico – CEO Robert has been the architect and developer of quality technology business solutions for a range of startups, academic
institutions, government agencies, and industry-leading Fortune 500 corporations over the last 25 years. He co-
founded Fast Foundry, LLC, which provides custom software solutions to businesses across the United States. When he
isn't working on technology for customers, he is in his shop fixing up something, or attending and helping in the pit
crew at motocross racing events around the world.
Jeff Bull – Software Architect Jeff has spent nearly 25 years as a technological expert and leader in the high-tech industry. He has been an active part of
large-scale projects for various industries, including retail, government, motion pictures, media, and aerospace. Jeff is the
author of numerous software patents, and typically dreams of new ways to tackle problems, even if they don't yet exist.
Sean Stevens – Senior Software Engineer Sean has over 25 years of experience in technology. He began his career as a design engineer in the audio industry for Sony,
where he designed and developed both hardware and software for digital audio products. Since then, he has been using his
keen problem- solving skills to design and develop software solutions to help businesses across a variety of industries run
smarter and more efficiently through the implementation of state-of-the-art technologies.
Bobby Carrico – Software Engineer Bobby has spent the last 5 years in the field of software engineering, starting his career testing, designing, and supporting
content being created by tech companies within the Boise Area. Following his passion, he is always pushing to better himself
and drive towards a masterful grasp of the Web Development world.
William Carrico – Product Design William is a designer who specializes in creating uniquely creative and innovative designs. Now that he has achieved a
degree in graphic arts, William is hoping to increase his range of skills by moving into web design.
Jeffrey Bull – Software Engineer Jeffrey has assisted in developing and testing web and mobile technology for both small startups and large corporations
across a wide array of industries.
Andrew Syes – Software Engineer Drew has excelled in the technology field since achieving his degree in Web Development and working on various sites and
applications for an array of clients.
Dan Roberts – Project Coordinator Dan has spent more than 13 years as a project manager in the technology field, and another 13 years in similar roles in the
apparel industry at Nike. He thrives on facilitating the delivery of technology solutions that meet the needs of businesses
across the country.
Jack Kornovich – Project Manager Jack has more than 40 years of experience in the Real Estate field, including mortgage banking. His vast experience and
knowledge of the Letter of Credit industry will be a great asset to Only Trust. He understands the market and requirements
pertaining to all aspects of the Letter of Credit industry.
Ihor Bauman – Business Analyst, Blockchain Expert While working at PricewaterhouseCoopers as a Business Analyst of Advisory Services, Ihor gained deep experience in a wide
range of industries (IT, agriculture, development, logistics, retail, public sector, etc.) across the CEE region. From the
beginning of his career at Applicature, Ihor has been responsible for strategic and operational advisory services, digital
transformation of business, smart-contract/business logic setup, and the overall blockchain injection process into real/existing
businesses.
Applicature Team – Advisors Applicature is blockchain development agency with a cohesive team works on projects in blockchain industry implying
development of smart contacts; research, deployment, and customization of blockchain solutions; technical advisory to
blockchain companies and technical consultancy on token offerings.