1. Benchmark Prime Lending Rate (BPLR) of the Bank – 13.75% wef
04.02.2011 – Click here to view on loans/ advances under BPLR
Benchmark Prime Lending Rate (BPLR) – 13.75% w.e.f. 04.02.2011
Note: The ROI furnished below are applicable for loans/ advances
sanctioned before 30.06.2010
Retail Lending Loans
Housing loans (Card rates):
ROI (%) p.a.
Repayment Upto Above Rs.30 Above Rs.1 Above
Rs.30 lacs upto crore upto Rs.3
lacs Rs.1 crore Rs.3 crore crore
Floating
Upto 5 years 10.50 11.00 11.25
Above 5 years & upto 10 years 10.75 11.25 11.75 14.25
Above 10 years & upto 25 years 11.00 11.75 12.75
Additional interest @ 0.25% above the card rates as above for acquisition of second
house/ flat shall continue to be charged
Personal Loans ROI (%) p.a.
Home Improvement loan
Where EMT of the house/flat is available in respect of As applicable
loan availed as part of our housing finance OR where to Housing
housing finance earlier availed by the party from our Finance
Bank is existing (without any overdues)
In all other cases other than the above 13.75
CANARA SITE
i. Loans repayable in 5 years (inclusive of 5 years) 16.25
ii. Existing loans repayable over 5 years (Max. 10 years) 16.25
SWARNA LOAN 14.50
CANARA CASH 16.25
CANARA BUDGET 16.25
TEACHERS' LOAN 16.25
CANARA PENSION (SENIOR CITIZEN LOAN SCHEME) 13.75
CANARA JEEVAN (Fixed ROI) 10.50
Navaratna Others
CANARA RENT 14.75% 15.25%
CANARA MORTGAGE 15.50%
CANARA MOBILE LOANS:
First 12 months 8.50% (fixed rate)
Next 24 months 9.50% (fixed rate)
Above 36 months upto 60 months 11.75%
Above 60 months 12.25%
CANARA TRADE 13.75%

2. Educational Loans:
Particulars ROI (%) p.a.
Upto Rs.4 lacs 12.75
Above Rs.4 lacs upto Rs.7.50 lacs 13.75
Above Rs.7.50 lacs upto Rs.20 lacs 11.50
Non-priority Education Loans 17.00
For students secured admission in Birla Institute of 11.00
Technology, Mesra, Ranchi, Indian School of Mining (ISM),
Dhanbad & Xavier Labour Relations Institute (XLRI),
Jamshedpur
Note:
1. Reduction of 1.00% on the applicable ROI is extended to girl students
for loans sanctioned since 01.12.2005.
2. 0.50% concession in ROI extended on the applicable rate for prompt
servicing of interest during study period/ repayment holiday
ROI (%) p.a.
IPO Financing 14.75
Loans to individuals (secured) against approved 16.75
securities
Loan to individuals (clean OD/DPN other than 17.25
Teachers’ loan)
Loans against Debt Oriented Mutual Funds 14.75
BULC
- upto 90 days 9.25
- Above 90 days upto 180 days 10.00
Loans / Advances to Traders/ Business enterprises
- Upto Rs. 2 lacs 14.25
- Above Rs. 2 lacs 15.50
C. DOCTOR'S CHOICE SCHEME (medical Practitioners' Loan Scheme)
ROI (%) p.a.
Micro Enterprises Small & Medium
Enterprises
Aggregate limit
Working Term Working Term
capital Loans Capital Loans
Upto Rs. 50000 10.50 11.00 11.00 11.50
>Rs. 50000 upto Rs. 2.00 lacs 11.00 11.50 11.50 12.00
> Rs. 2 lacs upto Rs.5 lacs 11.25 11.75 11.75 12.25
> Rs. 5 lacs upto Rs.10 lacs 12.25 12.75 12.75 13.25