Ce diaporama a bien été signalé.
Nous utilisons votre profil LinkedIn et vos données d’activité pour vous proposer des publicités personnalisées et pertinentes. Vous pouvez changer vos préférences de publicités à tout moment.
eCommerce Infrastructure ( Credit Card Payment Processing Concepts)
Payment Processing: Defined  <ul><li>On-Line Payment Processing </li></ul><ul><ul><li>The buying and selling of products a...
Payment Processing: Components AUTHORIZE... Cardholder Issuing Bank Cardholder / Customer Processor Credit Card Associatio...
Payment Processing: Phases  <ul><li>Settlement (Batch Deposit) </li></ul><ul><ul><li>Verifies that the card is active </li...
Putting it all together: Authorization Cardholder / Customer Payment Gateway Processor Cardholder Issuing Bank Processor P...
Putting it all together: Settlement Cardholder / Customer Payment Gateway Cardholder Issuing Bank Processor Acquiring Bank...
Infrastructure: Components <ul><li>IBM WebSphere Payment Manager </li></ul><ul><li>Wintel Servers </li></ul><ul><li>IBM HT...
Infrastructure:  Components Internet (https) App Server Payment Mgr Web Server Database Wintel Servers Java/J2EE Payment G...
Payment Processing: Fraud <ul><li>Card Present vs. Card Not Present </li></ul><ul><li>Authorization vs. Address Verificati...
Payment Processing: Summary <ul><li>Coordinating the flow of secured transactions among a complex network of processors an...
Prochain SlideShare
Chargement dans…5
×
Prochain SlideShare
E commerce infrastructure
Suivant
Télécharger pour lire hors ligne et voir en mode plein écran

5

Partager

Télécharger pour lire hors ligne

E commerce infrastructure

Télécharger pour lire hors ligne

Livres associés

Gratuit avec un essai de 30 jours de Scribd

Tout voir

Livres audio associés

Gratuit avec un essai de 30 jours de Scribd

Tout voir

E commerce infrastructure

  1. 1. eCommerce Infrastructure ( Credit Card Payment Processing Concepts)
  2. 2. Payment Processing: Defined <ul><li>On-Line Payment Processing </li></ul><ul><ul><li>The buying and selling of products and services by businesses and consumers over the internet </li></ul></ul><ul><li>eCommerce </li></ul><ul><ul><li>Coordinating the flow of secured transactions among a complex network of processors and financial institutions </li></ul></ul>
  3. 3. Payment Processing: Components AUTHORIZE... Cardholder Issuing Bank Cardholder / Customer Processor Credit Card Associations Settlement Acquiring Bank Payment Gateway Merchant Bank Merchant
  4. 4. Payment Processing: Phases <ul><li>Settlement (Batch Deposit) </li></ul><ul><ul><li>Verifies that the card is active </li></ul></ul><ul><li>Authorization </li></ul><ul><ul><li>Capture </li></ul></ul><ul><ul><li>Verifies Cardholder has sufficient credit </li></ul></ul><ul><ul><li>Cardholder’s Open-To-Buy is reduced </li></ul></ul><ul><ul><li>Cardholder account is charged </li></ul></ul><ul><ul><li>$$ deposited to Merchant Bank Acct </li></ul></ul>
  5. 5. Putting it all together: Authorization Cardholder / Customer Payment Gateway Processor Cardholder Issuing Bank Processor Payment Gateway Merchant Merchant
  6. 6. Putting it all together: Settlement Cardholder / Customer Payment Gateway Cardholder Issuing Bank Processor Acquiring Bank Merchant Bank Merchant
  7. 7. Infrastructure: Components <ul><li>IBM WebSphere Payment Manager </li></ul><ul><li>Wintel Servers </li></ul><ul><li>IBM HTTP Server (Apache) </li></ul><ul><li>IBM WebSphere Application Server </li></ul><ul><li>IBM DB2 Database </li></ul><ul><li>JAVA Programming Environment </li></ul>
  8. 8. Infrastructure: Components Internet (https) App Server Payment Mgr Web Server Database Wintel Servers Java/J2EE Payment Gateway eCommerce Web App
  9. 9. Payment Processing: Fraud <ul><li>Card Present vs. Card Not Present </li></ul><ul><li>Authorization vs. Address Verification (AVS) </li></ul><ul><li>Card Verification Value (CVV) </li></ul><ul><li>Fraud Protection Programs </li></ul>
  10. 10. Payment Processing: Summary <ul><li>Coordinating the flow of secured transactions among a complex network of processors and financial institutions </li></ul>
  • TeenaDelMundo

    Feb. 7, 2018
  • roshnimunawat

    Mar. 26, 2017
  • AUGUSTINEYEBOAH1

    Oct. 27, 2015
  • latheefpdk

    Aug. 12, 2015
  • rakeshgiri11

    Dec. 17, 2013

Vues

Nombre de vues

32 546

Sur Slideshare

0

À partir des intégrations

0

Nombre d'intégrations

15

Actions

Téléchargements

550

Partages

0

Commentaires

0

Mentions J'aime

5

×