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Presented by:
Vintee Sahni
MBA Banking and Finance
Chitkara University
INTRODUCTION
Government Health Insurance Schemes are the initiative
taken by the Central government of India to provide
so...
SCHEMES
Year of Launch Schemes Objective Coverage Features/ Benefits
2008 Rashtiya Swasthya
Bima Yojana
• ImproveFinancial...
GROWTH TREND
The overall Indian Healthcare
market is worth US$ 100 billion
and is expected to grow to US$
280 billion by 2...
CONCLUSION
 Initiative by government to launch numerous schemes is struggling to fetch
desired results due to poor public...
THANK
YOU...
Vintee sahni
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Govt. Health Insurance Schemes in India

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Vintee sahni

  1. 1. Presented by: Vintee Sahni MBA Banking and Finance Chitkara University
  2. 2. INTRODUCTION Government Health Insurance Schemes are the initiative taken by the Central government of India to provide social security to the poor families. Public investment in health will be increased from 1.04% to 2.5% of GDP by 2020. According to the WHO report, per capita expenditure on health has increased from US$15 in 1995 to around US$ 60 in 2015.
  3. 3. SCHEMES Year of Launch Schemes Objective Coverage Features/ Benefits 2008 Rashtiya Swasthya Bima Yojana • ImproveFinancial protection against catastrophic costs •BPL families( 5 members) • Empowering beneficiary • Portability 1952 Employment State Insurance Scheme • Socio- Economic protection • Workers in factories, educational institutions, etc. • Cash benefits ( physical distress) 1954 Central Government Health Scheme • Provide healthcare facilities • Central Govt. employees and pensioners • Dispensary services • Health education • Consultation 2007 Aam Aadmi Bima Yojana • Provide social security in rural areas • Rural landless household (head of family, age 18- 59 yrs) • Premium equally shared by Central and State govt. 1999 Universal Health Insurance Scheme • Improve the access of health care facilities • BPL families • Reimbursements • Death cover • Compensation
  4. 4. GROWTH TREND The overall Indian Healthcare market is worth US$ 100 billion and is expected to grow to US$ 280 billion by 2020. As per the Ministry of Health, development of 50 technologies have been targeted in 2016, for the treatment of cancer and tuberculosis.
  5. 5. CONCLUSION  Initiative by government to launch numerous schemes is struggling to fetch desired results due to poor public expenditure which is 4.1% of GDP as compared to 17.9% in US.  Most schemes are for BPL and poor families which demand regular investment in the healthcare sector.  National Health Assurance Mission is a limbo with an estimated budget of Rs. 1.6 lakh crore for 5 years.  NIAHS and RIAHS are good initiatives to supply skilled health workforce but these are criticised by IMA.  Therefore, these health insurance schemes need to be reformed and coverage needs to be increased. References: http://financialservices.gov.in/insurance/gssois/uhis.asp http://www.nhp.gov.in/national-health-insurance-schemes_pg http://indianexpress.com/photos/business-gallery/budget-2016-arun-jaitley-education-jobs-agriculture-health-rural/5/ http://www.ibef.org/industry/healthcare-india.aspx
  6. 6. THANK YOU...

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