Guidance, recommendations
Future plans of Sustainable
financing framework

EU Renovation wave
2
Energy performance as the priority in renovation of buildings
Financing – integrated support starting from the renovation idea
Energy performance certificate - mandatory;
Standartised certificate in the machine reading format, digitally available, information
system integrated within EU
Mandatory minimum energy performance standards, energy renovation passports,
digital tool to link the passports with building digital registers
European new BAUHAUS – building ecosystem, sustainability of buildings (design,
environment, human, materials, renewable energy resources etc.)
Skills on sustainable building - how we will get such skills?
160 000 new jobs – possible to create
Coupe with energy powerty – support to socially vulnerable
Deep retrofit
Energy
performance

3
EU Renovation wave

Average renovation process takes 3-4 years!!!
Decision making Documentation Financing of the project
Idea of renovation
• Knowledge of process
• Who is responsible
• Iniciative group
• Capacity
• Apartment owners meetings
• Dialogue with the bank
• Payment discipline for
utilities services
• Technical documentation
• Building company
procurement
• Signing of agreements
• Project management
• Application for loan
• Decision of the bank
• Grant/loan issuance
30% 30% 30% 10%
Information – to be
focussed on minimization of
energy consumption
Information – to be
focussed on minimization of
energy consumption
National support scheme –
potential of the tax system?
National support scheme –
potential of the tax system?
Project management
capacity and quality
Project management
capacity and quality
Building sector capacity,
quality
Building sector capacity,
quality
Ability to pay – payment
discipline issue
Ability to pay – payment
discipline issue
How do we get to more
simple way of renovation?
How do we get to more
simple way of renovation?

5
Energy
passports
Energy
performance
certificates
Motivation-
tax system

To sum up…
6
Long term building renovation
strategy update
Focussed to reach measurable targets, using digital tools, public access
of data – energy performance certificates, energy passports;
National support scheme – to be worked out earlier then 2029, potential
of tax system as motivation to be discussed (real estate tax, personal
income tax,…), Integrated support, flexibility of instruments
Capacity building for apartment owners.
Information to apartment
owners
Focussed on energy passports, energy performance, how to minimize
the consumption, integrated support from state, municipalities
Renovation process
Simple support schemes, mobilized support from housing maintenance
companies on procurement, agreement signing, building process
supervision, project management.
New Bauhaus principles
Information, dialogue on how Bauhaus principles can be applied in
building renovation, prefabricate materials, sustainable building

Thank you!