Presentation delivered on August 16, 2016 in Atlanta., GA addressing the factors that are driving the FinTech revolution, the economic significance of micro-investing technologies, recent industry turmoil and emerging tech-centric financial leaders. Video can be viewed at: https://www.youtube.com/watch?v=G0djjmmgyRw&list=PLkN9_AZTFbfhJjhEwffWXxeMoWGg34LF3

1. Welcome to the FinTech Revolution!
Atlanta, GA
August 16, 2016

2. © 2016 Dara Albright Media, All Rights Reserved
@ToTheStoics
@DaraAlbrightMedia
www.Linkedin.com/in/DaraAlbright
Speaker, writer and influencer on topics
relating to Market Structure, New Issues,
Fintech, P2P and Crowdfinance.
About Dara Albright
DaraAlbrightMedia.com

3. “We are in the midst a worldwide FinTech
revolution that is changing the way we
invest, raise capital, borrow, lend, pay for
goods and services and save for retirement.
It is reinventing currency, democratizing the
flow of capital and giving rise to an entirely
new generation of tech-centric financial
leaders”

4. © 2016 Dara Albright Media, All Rights Reserved
The FinTech Revolution is Being Driven By:
• TECHNOLOGICAL ADVANCEMENT
• A PHENOMENON IN GLOBAL COMMUNICATIONS
• A CHANGING REGULATORY LANDSCAPE
• THE UPRISING OF THE MASSES
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2
3
4

5. © 2016 Dara Albright Media, All Rights Reserved
Technology is Snowballing
• Automation has made micro and fractional investing cheaper, simpler
and more accessible
• Technology has made tax-deferred micro-alternative investing an
economic reality
• It has finally democratized diversification (one of the most important
and effective strategies of modern investing)
1

6. “Most would agree that one hundred different $20 investments are
less risky than one $2,000 investment. However, in order to facilitate
these investments across a number of different asset classes, the
baseline cost of investing needed to first be driven down by
technology and self-service. It is this great technological
achievement that has paved the way for micro and fractional
investing to become an economic reality.” - Blaine Mclaughlin, COO of
VIA Folio
Micro-Investing Technologies will Have Epic
Economic Implications

7. © 2016 Dara Albright Media, All Rights Reserved
Global Communications is Transforming
• Businesses are no longer bound by geographical constraints
• Products can be sold to anyone, anywhere and at anytime
• Investments can now be made by anyone, anywhere and at anytime
• Social Media has made affinity investing / crowdfunding possible
• The Internet is increasingly cutting out the “middle man”
• People are more connected than ever before
2

8. “And once you get instantaneous communication
with everybody, you have economic activity that's far
more advanced, far more liquid, far more distributed
than ever before.” - Marc Andreessen, Netscape Founder, Renowned
Venture Capitalist and Visionary
The Planet is Shrinking

9. © 2016 Dara Albright Media, All Rights Reserved
The Rules Are Changing3

10. © 2016 Dara Albright Media, All Rights Reserved
The Masses Are Uprising4

11. © 2016 Dara Albright Media, All Rights Reserved
They Are Demanding Wealth Equality

12. © 2016 Dara Albright Media, All Rights Reserved
They Want Equal Access to Yield

13. © 2016 Dara Albright Media, All Rights Reserved
They Desire Investing Control
This chart that quantifies the dollar value of 1.15% in management fees over the course of one’s career. This chart supposes that a 25 year old invests $300 per
month in a fund that returns 7% per year until he is 65 years old. Over the course of the 40 year period, more than $200,000 – or 25% of his portfolio value –
will have gone towards management fees.

14. Retirement
Assets of
100 CEOs
Source: Center for Effective Government
Institute for Policy Studies
Retirement
Assets of
41% of
American
Families
They Want the Same Chance to Retire Richer

15. © 2016 Dara Albright Media, All Rights Reserved
They Want Crowdfinance

16. © 2016 Dara Albright Media, All Rights Reserved
Let’s Address the Recent Industry Turmoil

17. © 2016 Dara Albright Media, All Rights Reserved
FinTech is Not A Passing Fad

18. © 2016 Dara Albright Media, All Rights Reserved
The Recent Turmoil is Exactly What Progress is
Supposed to Look Like!

19. © 2016 Dara Albright Media, All Rights Reserved
New Leadership is Emerging
“New leaders will rise. Some unexpected
frontrunners will fall. The businesses that
will best be able to oblige the retail
customer, adapt to these regulatory
changes, and penetrate retail’s $14+ trillion
retirement capital will prevail. But of all of
the victors in this new democratized
investing landscape, by far the greatest
winners of all will be the American people.”

20. © 2016 Dara Albright Media, All Rights Reserved
New Leadership is Emerging
Better fixed-income alternative products are being created
Atlanta-based GROUNDFLOOR is the first
and only real estate lending marketplace
open to non-accredited investors.
GROUNDFLOOR offers unaccredited
investors short-term, high-yield returns
backed by real estate.
Typical GROUNDFLOOR loans (LROs) have
returned 12 percent annually on a six- to
12-month term.

21. © 2016 Dara Albright Media, All Rights Reserved
New Leadership is Emerging
Better fixed-income alternative products are being created
AHP is a groundbreaking platform that
uses Reg A+ legislation to create
meaningful social and financial returns for
investors, while keeping families in their
home.
AHP investors average between 9 – 12%
returns.

22. © 2016 Dara Albright Media, All Rights Reserved
New Leadership is Emerging
More powerful gateways to alternative investment products
Worthy is a rising peer investment app
that will redefine how Americans –
especially millennials – save for
retirement.
Worthy is ensuring that every consumer
becomes a saver.

23. © 2016 Dara Albright Media, All Rights Reserved
IRAeXchange is redefining retail
retirement distribution.
New Leadership is Emerging
More powerful gateways to alternative investment products

24. © 2016 Dara Albright Media, All Rights Reserved
New Leadership is Emerging
Retirement vehicles more conducive to today’s investing market are being introduced
IRA Services’ technology is making it simple
and affordable to invest in these alternative
products with retirement dollars; hence,
making tax-deferred micro-alternative
investing a reality!

25. © 2016 Dara Albright Media, All Rights Reserved

26. © 2016 Dara Albright Media, All Rights Reserved
The Future Begins Today!

27. © 2016 Dara Albright Media, All Rights Reserved
@ToTheStoics
@DaraAlbrightMedia
www.Linkedin.com/in/DaraAlbright
Speaker, writer and influencer on topics
relating to Market Structure, New Issues,
Fintech, P2P and Crowdfinance.
About Dara Albright
Thank you!
Reach out anytime:
DaraAlbrightMedia.com