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M- Commerce with reference to 
mobile application 
Presented By: 
Sonali Srivastava
What is Mobile Commerce? 
• You all know about the e-Commerce, which 
means you can buy things online without 
going to shop. Any business activity 
conducted over a wireless 
telecommunications network. 
• So e-Commerce has become necessary for 
any business to get good sales over internet. 
• Now a days, mobile companies invent’s new 
smart phones day by day. 
• So user can get all the information online on 
their cell phones.
Mobile commerce from the 
Customer‘s point of view 
• The customer wants to access information, 
goods and services any time and in any place 
on his mobile device. 
• He can use his mobile device to purchase 
tickets for events or public transport, pay for 
parking, download content and even order 
books and CDs. 
• He should be offered appropriate payment 
methods. They can range from secure mobile 
micropayment to service subscriptions.
Mobile commerce from the Provider‘s 
point of view 
• The future development of the mobile 
telecommunication sector is heading more and more 
towards value-added services. Analysts forecast that 
soon half of mobile operators‘ revenue will be earned 
through mobile commerce. 
• Consequently operators as well as third party 
providers will focus on value-added-services. To 
enable mobile services, providers with expertise on 
different sectors will have to cooperate. 
• Innovative service scenarios will be needed that meet 
the customer‘s expectations and business models 
that satisfy all partners involved.
HISTORY…. 
 Mobile Commerce Services were first 
delivered in 1997, when the first two mobile-phone 
enabled Coca Cola vending machines 
were installed in Finland. 
 Since the launch of the iPhone, mobile 
Commerce has moved away from SMS 
systems and into actual applications. (Mobile 
Commerce is Exploding)
Anywhere, Anytime Applications of Mobile 
Commerce 
• M-commerce devices are ideal for accessing 
personal information and receiving targeted 
messages for a particular consumer 
• Through m-commerce, companies can 
establish one-to-one marketing relationships 
with individual consumers anytime and 
anywhere 
• The most successful m-commerce 
applications suit local conditions and people’s 
habits and preferences 
• Examples: banking, stock trading, information 
services, retail, advertisements
M-Commerce Overtakes E-Commerce 
• Accessibility ( anytime on-the-go) 
• Localization ( anywhere) 
• Convenience 
• Easy Connectivity 
• Personalization ( your personal device) 
• Innovation :Can create new business opportunity 
to reach and attract customers. 
• Security
Applications of M-Commerce 
• Mobile Money Transfer 
• Mobile ATM 
• Mobile Ticketing 
• Mobile vouchers, coupons ,loyalty cards 
• Mobile Banking 
• Mobile brokerage 
• Auctions 
• Mobile Browsing 
• Mobile Purchases 
• Mobile marketing and advertising 
• M-wallet 
• And still counting….
Early content and applications have all been geared around information 
delivery but as time moves on the accent will be on revenue generation. 
Entertainment 
• Music 
• Games 
• Graphics 
• Video 
• Pornography 
Communications 
• Short Messaging 
• Multimedia Messaging 
• Unified Messaging 
• e-mail 
• Chat rooms 
• Video - conferencing 
Transactions 
• Banking 
• Broking 
• Shopping 
• Auctions 
• Betting 
• Booking & reservations 
• Mobile wallet 
• Mobile purse 
Information 
• News 
• City guides 
• Directory Services 
• Maps 
• Traffic and weather 
• Corporate information 
• Market data 
M- commerce
Electronic and Mobile Commerce 
Applications 
Many B2B, B2C, C2C, and m-commerce 
applications are being used in: 
– Retail and wholesale 
– Manufacturing 
– Marketing 
– Investment and finance 
– Auction arenas
Mobile Financial Applications 
Mobile Banking 
• Wireless Electronic Payment Systems 
– Wireless Wallets 
m-wallet (mobile wallet) 
Technologies that enable cardholders to make 
purchases with a single click from their wireless 
device 
• Wireless Bill Payments 
– A number of companies now provide the option 
of paying bills directly from a cell phone
Mobile Shopping, Advertising, 
and Content Provision 
Wireless Shopping 
– An increasing number of online vendors allow 
customers to shop from wireless devices 
– Enables customers to use cell phones or 
wireless PDAs to: 
• Perform quick searches 
• Compare prices 
• Use a shopping cart 
• Order 
• View the status of their order
Mobile Shopping, Advertising, and Content Provision…. 
Targeted Advertising 
– Marketers send user-specific advertising messages to 
wireless devices 
– Location-sensitive advertising informs buyers about shops, 
malls, and restaurants close to where the mobile device 
owner is located 
Mobile portal 
A customer interaction channel that aggregates content 
and services for mobile users 
CRM applications 
– MobileCRM 
– Comparison shopping using Internet capable phones 
Voice Portals 
• Enhanced customer service improved access to data for 
employees
B2B M-Commerce and Supply Chain Management 
Use of wireless communication to share information 
along the supply chain and to collaborate with 
partners. By integrating the mobile computing 
device into supply chain communications, it is 
possible to: 
– Make mobile reservations of goods 
– Remotely check availability of a particular item in the 
warehouse 
– Order a customized product from the manufacturing 
department 
– Provide secure access to confidential financial data 
from a management information system
Mobile Payment for M-Commerce 
Mobile Payment can be offered as a stand-alone 
service. 
•Mobile Payment could also be an important 
enabling service for other m-commerce services 
(e.g. mobile ticketing, shopping, gambling…) : 
– It could improve user acceptance by making the 
services more secure and user-friendly. 
– In many cases offering mobile payment methods 
is the only chance the service providers have to 
gain revenue from an m-commerce service.
Mobile Payment for M-Commerce.... 
• the consumer must be informed of: 
– what is being bought, and 
– how much to pay 
– options to pay; 
• the payment must be made 
• payments must be traceable.
Mobile Payment for M-Commerce.... 
Customer requirements: 
 a larger selection of merchants with whom they can 
trade 
 a more consistent payment interface when making 
the purchase with multiple payment schemes, like: 
• Credit Card payment 
• Bank Account/Debit Card Payment 
Merchant benefits: 
• brands to offer a wider variety of payment 
• Easy-to-use payment interface development 
Bank and financial institution benefits: 
• to offer a consistent payment interface to consumer 
and merchants
Advantages of Mobile Commerce 
This m-Commerce is beneficial for both type of 
businesses large scale and small scale. 
The mobile users increase day by day, so 
through mCommerce your business gets 
large and growing market place for wild range 
of goods and services.
Advantages of Mobile Commerce…. 
1. Cover wild distance: Mobile is the only 
technology which is now become necessary 
for any person in social and business life 
than computers. 
So, it is easy to reach users through m- 
Commerce. 
2. Consumer deals: As more users use m- 
Commerce, there are lots of companies use 
m- Commerce site to reach them by giving 
different and better deals in comparison of 
their competitor.
Advantages of Mobile Commerce…. 
4. Savings : Companies try to reach to the 
consumer directly through mCommerce, so 
users have no need to go far to the store 
physically and at the end it saves user’s time 
and money. 
5. Easy to use : There is no need of skilled 
consumer. 
Buyers can have look thousands of items on 
their cell phones and there is no need of 
online checkout process.
Disadvantages of Mobile Commerce 
Every invention has its own merits and 
demerits. It is applicable in this mCommerce 
business also. 
1. Smart phone limitation: Mobile has no big 
screen like desktop or laptops, so sometimes 
users tired to navigate more and more to 
choose just one item from thousands. It 
affects shopping rates.
2. Habituate: Every new technology has some 
problem at the starting phase. Here mCommerce 
is new application, so sometimes people avoid to 
change which are rapidly change. 
As they are habituate to buy products from 
eCommerce. 
3. Risk factor: Each business has its own risk. 
Same Moblie commerce is the growing field and a 
lot of investment in this field is become risky.
4. Connectivity: Mobile commerce needs high 
speed connectivity of 3G. 
Otherwise it is become hectic for user to go through 
entire product purchase process. 
5. Limited capacities: Short battery lifetime. 
6. Security Issues- Malicious Code, Transaction 
Security, Wireless Communication, Physical 
Security of Mobile Devices, Ease of Use
Thank You

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M Commerce

  • 1. M- Commerce with reference to mobile application Presented By: Sonali Srivastava
  • 2. What is Mobile Commerce? • You all know about the e-Commerce, which means you can buy things online without going to shop. Any business activity conducted over a wireless telecommunications network. • So e-Commerce has become necessary for any business to get good sales over internet. • Now a days, mobile companies invent’s new smart phones day by day. • So user can get all the information online on their cell phones.
  • 3. Mobile commerce from the Customer‘s point of view • The customer wants to access information, goods and services any time and in any place on his mobile device. • He can use his mobile device to purchase tickets for events or public transport, pay for parking, download content and even order books and CDs. • He should be offered appropriate payment methods. They can range from secure mobile micropayment to service subscriptions.
  • 4. Mobile commerce from the Provider‘s point of view • The future development of the mobile telecommunication sector is heading more and more towards value-added services. Analysts forecast that soon half of mobile operators‘ revenue will be earned through mobile commerce. • Consequently operators as well as third party providers will focus on value-added-services. To enable mobile services, providers with expertise on different sectors will have to cooperate. • Innovative service scenarios will be needed that meet the customer‘s expectations and business models that satisfy all partners involved.
  • 5. HISTORY….  Mobile Commerce Services were first delivered in 1997, when the first two mobile-phone enabled Coca Cola vending machines were installed in Finland.  Since the launch of the iPhone, mobile Commerce has moved away from SMS systems and into actual applications. (Mobile Commerce is Exploding)
  • 6. Anywhere, Anytime Applications of Mobile Commerce • M-commerce devices are ideal for accessing personal information and receiving targeted messages for a particular consumer • Through m-commerce, companies can establish one-to-one marketing relationships with individual consumers anytime and anywhere • The most successful m-commerce applications suit local conditions and people’s habits and preferences • Examples: banking, stock trading, information services, retail, advertisements
  • 7. M-Commerce Overtakes E-Commerce • Accessibility ( anytime on-the-go) • Localization ( anywhere) • Convenience • Easy Connectivity • Personalization ( your personal device) • Innovation :Can create new business opportunity to reach and attract customers. • Security
  • 8. Applications of M-Commerce • Mobile Money Transfer • Mobile ATM • Mobile Ticketing • Mobile vouchers, coupons ,loyalty cards • Mobile Banking • Mobile brokerage • Auctions • Mobile Browsing • Mobile Purchases • Mobile marketing and advertising • M-wallet • And still counting….
  • 9. Early content and applications have all been geared around information delivery but as time moves on the accent will be on revenue generation. Entertainment • Music • Games • Graphics • Video • Pornography Communications • Short Messaging • Multimedia Messaging • Unified Messaging • e-mail • Chat rooms • Video - conferencing Transactions • Banking • Broking • Shopping • Auctions • Betting • Booking & reservations • Mobile wallet • Mobile purse Information • News • City guides • Directory Services • Maps • Traffic and weather • Corporate information • Market data M- commerce
  • 10. Electronic and Mobile Commerce Applications Many B2B, B2C, C2C, and m-commerce applications are being used in: – Retail and wholesale – Manufacturing – Marketing – Investment and finance – Auction arenas
  • 11. Mobile Financial Applications Mobile Banking • Wireless Electronic Payment Systems – Wireless Wallets m-wallet (mobile wallet) Technologies that enable cardholders to make purchases with a single click from their wireless device • Wireless Bill Payments – A number of companies now provide the option of paying bills directly from a cell phone
  • 12. Mobile Shopping, Advertising, and Content Provision Wireless Shopping – An increasing number of online vendors allow customers to shop from wireless devices – Enables customers to use cell phones or wireless PDAs to: • Perform quick searches • Compare prices • Use a shopping cart • Order • View the status of their order
  • 13. Mobile Shopping, Advertising, and Content Provision…. Targeted Advertising – Marketers send user-specific advertising messages to wireless devices – Location-sensitive advertising informs buyers about shops, malls, and restaurants close to where the mobile device owner is located Mobile portal A customer interaction channel that aggregates content and services for mobile users CRM applications – MobileCRM – Comparison shopping using Internet capable phones Voice Portals • Enhanced customer service improved access to data for employees
  • 14. B2B M-Commerce and Supply Chain Management Use of wireless communication to share information along the supply chain and to collaborate with partners. By integrating the mobile computing device into supply chain communications, it is possible to: – Make mobile reservations of goods – Remotely check availability of a particular item in the warehouse – Order a customized product from the manufacturing department – Provide secure access to confidential financial data from a management information system
  • 15. Mobile Payment for M-Commerce Mobile Payment can be offered as a stand-alone service. •Mobile Payment could also be an important enabling service for other m-commerce services (e.g. mobile ticketing, shopping, gambling…) : – It could improve user acceptance by making the services more secure and user-friendly. – In many cases offering mobile payment methods is the only chance the service providers have to gain revenue from an m-commerce service.
  • 16. Mobile Payment for M-Commerce.... • the consumer must be informed of: – what is being bought, and – how much to pay – options to pay; • the payment must be made • payments must be traceable.
  • 17. Mobile Payment for M-Commerce.... Customer requirements:  a larger selection of merchants with whom they can trade  a more consistent payment interface when making the purchase with multiple payment schemes, like: • Credit Card payment • Bank Account/Debit Card Payment Merchant benefits: • brands to offer a wider variety of payment • Easy-to-use payment interface development Bank and financial institution benefits: • to offer a consistent payment interface to consumer and merchants
  • 18. Advantages of Mobile Commerce This m-Commerce is beneficial for both type of businesses large scale and small scale. The mobile users increase day by day, so through mCommerce your business gets large and growing market place for wild range of goods and services.
  • 19. Advantages of Mobile Commerce…. 1. Cover wild distance: Mobile is the only technology which is now become necessary for any person in social and business life than computers. So, it is easy to reach users through m- Commerce. 2. Consumer deals: As more users use m- Commerce, there are lots of companies use m- Commerce site to reach them by giving different and better deals in comparison of their competitor.
  • 20. Advantages of Mobile Commerce…. 4. Savings : Companies try to reach to the consumer directly through mCommerce, so users have no need to go far to the store physically and at the end it saves user’s time and money. 5. Easy to use : There is no need of skilled consumer. Buyers can have look thousands of items on their cell phones and there is no need of online checkout process.
  • 21. Disadvantages of Mobile Commerce Every invention has its own merits and demerits. It is applicable in this mCommerce business also. 1. Smart phone limitation: Mobile has no big screen like desktop or laptops, so sometimes users tired to navigate more and more to choose just one item from thousands. It affects shopping rates.
  • 22. 2. Habituate: Every new technology has some problem at the starting phase. Here mCommerce is new application, so sometimes people avoid to change which are rapidly change. As they are habituate to buy products from eCommerce. 3. Risk factor: Each business has its own risk. Same Moblie commerce is the growing field and a lot of investment in this field is become risky.
  • 23. 4. Connectivity: Mobile commerce needs high speed connectivity of 3G. Otherwise it is become hectic for user to go through entire product purchase process. 5. Limited capacities: Short battery lifetime. 6. Security Issues- Malicious Code, Transaction Security, Wireless Communication, Physical Security of Mobile Devices, Ease of Use