1. Dear Sir,
I have been working for Cham Bank (Islamic Bank) since 2006, currently my position is
Risk Manager, Secretary of Risk Committee – Board of Directors, and Secretary of Governance
Committee – Board of Directors.
I was a member of internal credit committee as a decision maker, and worked as head of
corporate finance. Also I worked as a head of financial accounting in financial control
department for Cham Bank.
(Cham Bank is the first Islamic bank in Syria and a private bank in the charter of a Syrian Joint Stock Company
established on September 2006. The main establishers are Commercial bank of Kuwait – Kuwaiti, and Islamic
Development Bank - International.)
I finished courses of the PhD program majoring in Financial Management with a
cumulative average of 84.6%, and I pass the PhD comprehensive exam in Arab Academy for
Banking and Financial Sciences (AABFS) which I got the Master Degree from majoring in
Corporate Finance with excellent estimation average of 86%, the Thesis' title is "The
Distribution Effects of Market Risks Over Firms Stock Prices".
(AABFS is one of the Organizations for Joint Arab Action, and not-for-profit institution, owned by the League of
Arab States and founded in 1988 and is Jordan-based. It enjoys full diplomatic status, financial, and
administrative independence. AABFS is considered to be the only Arab academic institution that provides an
integral spectrum of activities in education, training, research and publication, consultancy, and global certification.
English Language is a medium of instruction for the courses and programs)
My studies have included courses in Financial Management, Financial Statement
Analysis, Strategic Financial Analysis, Investment Management, Feasibility Study, Capital
Budgeting, Corporate Credit Analysis, Financial Modeling, Financial Accounting, Managerial
Accounting, Financial Theory, Financial Engineering, Derivatives Management, Securities
Analysis, Management Information System, Scientific Research and Statistical Analysis.
I am confident that I can perform tasks effectively, and I am excited about working
through career hierarchy.
Regards,
Ezat Diab

2. C.V
Name: Ezat Diab.
Nationality: Syrian.
Social status: Married.
Place and date of birth:Damascus 22/11/1978.
Address: Expansion of Dumar – Damascus – Syria.
Mobile: 00963 944 323 201.
E-mail: e.diab@chambank.sy
Education background:
Ph-D candidate in the field of Financial Management.
Master degree in Corporate Finance. (Dated on 04/12/2005 from AABFS)
Degree of business administration from Damascus University .
Former student in Syrian Virtual University (SVU) prep year.
Researches:
The Distribution Effects of Market Risks over Firms Stock Prices.
Productivity versus Job Satisfaction.
Courses and Certificates:
Basel II and Risk Management. /Basel Committee on Banking Supervision;
International Convergence of Capital Measurement and Capital Standards/ 2007
Islamic Financial Services Board, (IFSB) /Capital adequacy Standard, (CAS)/2007
Reconciliation of Banking Statements of Accounts. 2007
International Accounting Standards (IAS) and International Financial Reporting
Standards.
Certified from Center Bank of Syria and Osool for Consulting and Training Co2007
Behavior of Employees in Islamic Banks. 2007
Fundamental of Banking Operations. 2006
Management Skills. 2006
Islamic Credit Cards and Banking Products. 2006
Sharia Control in Islamic Banks. 2006
Letter of Credit. 2006

3. Initial Public Offering procedure (IPO). 2006
Alameen Accounting program from the culture Russian center. 2003
Office systems from Sham for Information Technology. 2003
Certificate of Completion from American Language Center / ALC /. 1998 to 2000
Specialization course in marketing in Rainbow Co. 2000
English typing with excellent level 1992
Arabic typing with excellent level. 1991
Work experiences:
Risk Manager, Secretary of Risk Committee – Board of Directors, and Secretary of
Governance Committee- Board of Directors. From 01/2014 till now.
Duties:
- Activation the risk department’s divisions (Credit Risk – Market Risk – Operating
Risk) including all their task.
- Planning, designing and implementing an overall risk management process for the
bank.
- Risk assessment, which involves analyzing risks as well as identifying, describing and
estimating the risks effects over the bank’s business by comparing estimated risks
with criteria established by the bank.
- Preparing Early Warning Indicators.
- Adopting system reports shows related risks exposures.
- Quantify Risk exposure and the costs and benefits of managing risks.
- Establishing and quantifying the bank's risk appetite.
- Carrying out processes such as purchasing insurance policies.
- Implementing healthy and safety measures and making business continuity plans to
limit risks.
- Conducting audits of policy and compliance to standards, including liaison with
internal and external auditors.
- Providing support, education and training to staff to build risk awareness within the
bank.

4. - Achievement of Central Bank of Syria risk reports and requirements, and applying
the rulings of Monetary and Credit Council.
- Applying Basel II and monitor the degree of bank’s compliance with its rules.
- Preparing plan for applying the Covariance guide adopted by the bank and monitor
the deviation of commitment.
- Reporting periodically to Risk and Governance Committees and General Manager.
- Preparing emergency reports in case of need.
- Making stress testing for the bank’s portfolio and make recommendations.
- Preparing reports with recommendations and doing Minutes of Meeting for Risk
Committee and Governance Committee emanating from board of directors.
- Member of most internal committees of the bank .
- Build up the department divisions.
Manager Assistant for Corporate Credit Department of Cham Bank. from 7/2008 to
01/2014.
Duties:
Member of internal credit committee as a decision maker - Review of customers credit
proposals - Analysis for all coming syndication loans –Make financial analysis for
customer's financial statements - Gather information about customers - Visit
customer's establishment - Credit marketing - Apply credit policy over credit
applications and make recommendations – Follow up with acceptable applications
(Draw downs, settlements, revolving, updating files,..)other related tasks.
Head of Financial Accounting in Financial Control Department for Cham Bank.
From 8/2006 to 7/2008.
Duties:
Quarterly Trail Balance and Balance Sheet –Daily Journal Vouchers – Do accounting
effects for head office of the bank – Do calculation of monthly accrual profit for the
bank - Monthly off balance sheet – Monthly reports for central bank of Syria
concentrating of off balance sheet reports – Reconciliation of bank statement of
accounts with correspondent banks – Following up with internal and external auditing
– Maintaining General Ledger, internal and external accounts - Prepare establishing
Balance Sheet – Member in establishing committee for the bank – Supervisor on Initial
Public Offerings (IPO's) registration.

5. Financial Manager, Accountant and Branch Manager in Sham for Information Technology.
From 9/2002 until 10/2007. 4 Years
Duties:
Prepare financial statements and budget – Do accounting procedures and use
accounting program – Pro-rata budgeting –Budget and income statement
analysis - Manage employee tasks - Manage most events in the institution –
Control events and tasks – Supervision over financial bills and cash –Create
accounting system an develop it – Interviewer for candidates.
Financial Manager and Accountant for TeachArabia Company. From 8/2004 To 4/2006.
Duties:
Preparing financial statement and study financial position of the firm – Do
accounting procedures – Do accounting transaction - Do financial reports.
Financial sciences teacher; Pre CMA teacher, and Special courses for Finance
Master Degree students.
Accountant in Al-Dardar company for one year. 2003 – 2004.
I ran my own business in typing, scanning, and printing documents. 2001 – 2002.
Accountant in an engineering firm for two years. 1999 – 2001.
Supervisor on workers, assurance building materials in construction areas during
summer and winter holidays. / 1993 – 1994 – 1995 – 1996 – 1997 /.
.
Languages:
Native language : Arabic.
Foreign language: English: a good level in the four skills.
Computer skills:
IMAL banking system modules; Facility Management Module, Islamic Invest Module,
Accounting module, Nostro-Vostro Module, Customer Service Module.
Commercial programs for accounting and warehouses / AlAmeen program – AlRasheed
program - Sham program – Open Accounting program – AlForkhan 99 program /.
Office systems: Microsoft office.
Operating systems: Dos – Windows.
Internet and E-mail.

6. Conferences:
Prudential Regulatory Measures and Good Practices for Risk Management - Jordan /
Feb.2015
Risk Based Approach According to Latest FATF Guidance. Oct.2014
Credit Guarantee and Financing for Syrian Exports & Investment Oct.2010
Family Business Conference – Syria. Nov.2009
The Second Conference for Financial Markets. Jan.2007
Towards a Modern Banking Sector: Vision & Ambitions. Nov.2006