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Futurex Secure Key Injection Solution

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Provides an introduction to the Futurex SKI9000 Secure Key Injection solution as well as an overview of DUKPT, the most widely use type of key in retail point of sale devices. this s

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Futurex Secure Key Injection Solution

  1. 1. Futurex Solutions Overview SKI9000 Direct Key Injection Solution
  2. 2. Agenda • About Futurex • SKI Series Overview • Security Features • Regulatory Compliance • DUKPT Key Injection Overview • Contact Details
  3. 3. Futurex. An Innovative Leader in Encryption Solutions. • For over 30 years, more than 15,000 customers worldwide have trusted Futurex solutions to protect their highly sensitive data • Hardware-based solutions with diverse applications in electronic payments and general-purpose data security • Entrepreneurial culture, fostering agility and innovation in the development of hardware encryption solutions with cross- platform, multidimensional applications • Results-oriented engineering team based entirely out of our U.S. Technology Campus, with significant experience delivering First-to-Market Customer Initiatives
  4. 4. SKI Series – Secure Key Injection Futurex SKI Series ATM PIN Pads Key Comp 2 Point of Sale Terminals Secure Injection Facility Cost Effective •Inject up to sixteen POS terminals or ATM PIN pads at a time •Graphical user interface reduces training and administration costs Versatile •Supports most major terminal manufacturers and most key types, including Master/Session and 3DES DUKPT •Provides detailed audit records and the ability to generate key reports Key Comp 1
  5. 5. Why Did Futurex Develop the SKI Series? • Adoption of ASC X9.24 - Part 1, which mandates the use of hardware-based encryption devices, by the major card brands has made it no longer acceptable to use software-based encryption to protect payment keys. • Existing key injection solutions are limited in capability and are outdated, often lacking support for multiple terminal manufacturers and a graphical user interface. • Storing keys as cryptograms or in a Tamper-Resistant Security Module (TRSM) dramatically reduces the risk of key exposure. • As key usage expands, the complexity of managing and tracking keys increases.
  6. 6. SKI Series Features • Eliminates the costly manual process of loading multiple keys • Supports all major key types • Prints labels with device ID and key serial number for convenient tracking • Scalable to perform up to sixteen injections at once • Easy-to-use GUI significantly reduces training and administration costs • Keys exportable to the Futurex RKMS Series Remote Key Management Server
  7. 7. Security Features Physical Security • Two independent front panel locks protected by individual barrel keys that are highly resistant to picking and/or duplication • CD-ROM drive hidden behind front panel • “Puzzle Box” design with hardened steel casing and interlocking components • TRSM with epoxy barrier and sensor wires to protect processor and system memory • Serial ports connected directly to TRSM Logical Security • Dual logins required to access application • User group permissions control privileges within application • Keys stored as cryptograms under MFK or KEK • Key component entry occurs in separate steps, each with individual check digit display • Complete, authenticated audit log files of all activity and access • Standard reports and customizable queries from audit log files
  8. 8. Additional Features and Benefits Feature Benefit Supports easy, compliant direct key loading into POS terminals - Provides flexibility in key loading operations - Reduces training for key loaders - Reduces errors and re-work Loads keys directly from a FIPS 140-2 Level 3-certified Tamper Resistant Security Module (TRSM) - Meets new industry requirements for secure key injection - Improves the security of your online transactions POS terminal keys to be injected can be stored on the hard drive as cryptograms - It is not necessary to re-enter the key for each injection, dramatically improving total injection speed Detailed audit records and ability to easily generate reports from these records - Ability to easily manage internal and external TR-39 audits Easy to use Graphical User Interface (GUI) - Reduces training requirements for key loaders - Reduces errors and re-work
  9. 9. Regulatory Compliance – Secure Room • Required for any organization that must undergo a TR-39 audit • Secure room requirements: o Mandatory dual access o No connection to outside networks o Auditable use and visitor logs o Access restricted to authorized personnel • How does the secure room apply to Point of Sale terminal manufacturers? o Clear keys must be loaded within a secure room o Certificate authorities must be generated, stored, and managed within a secure room • Futurex’s CTGA-certified Solutions Architects have secure room expertise and can provide training assistance in the design and implementation process
  10. 10. Overview – DUKPT Key Injection
  11. 11. DUKPT Features • DUKPT (Derived Unique Key Per Transaction) ensures that a different key is used for every transaction • A DUKPT key consists of two parts: – BDK (Base Derivation Key), the working key that is used for encryption – KSN (Key Serial Number), the unique serial number that is injected into each device • After every transaction, a new DUKPT key is derived from the incremented KSN which is used to encrypt the PIN SKI Series Point of Sale Terminals Secure Injection Facility BDK KSN
  12. 12. Overview – DUKPT Key Injection SKI Series POS Terminal Secure Room The SKI Series is fully compliant with the Triple-DES DUKPT standard and is capable of automatically deriving unique IDs for each terminal injected. This is designed to maintain high injection throughput and requires an absolute minimum of configuration and input from key officers Key Comp(BDK) 2 Key Comp(BDK) 1 KSN Point of Sale Host/Bank Excrypt™ SSP Series Hardware Security Module (HSM)
  13. 13. Key Serial Number • The Key Serial Number (KSN) is the unique serial number that is injected into each POS terminal • The KSN consists of five parts concatenated together – Issuer Identification Number • Unique per issuer – Customer ID Number – Group Identifier Number – Unique Device ID • Incremented after every device injection – Transaction Counter • Incremented after every transaction • The KSN ensures that all transactions use a unique key which has been derived from the original BDK
  14. 14. Overview – DUKPT Key Injection SKI Series POS Terminal Secure Room From within a secure room or facility, the Base Derivation Key (BDK) and Key Serial Number (KSN) are loaded onto the SKI Series. To ease the process of loading multiple keys on multiple different terminals, the device is designed with a cryptogram export and import feature. Key Comp(BDK) 2 Key Comp(BDK) 1 KSN Once the BDK and the KSN have both been loaded, the POS terminal can be injected via the point-and-click GUI. The KSN will also increment automatically when keys are shared between multiple terminal types. KSN Components Bit Range Byte Range ID Definition 1-24 1-3 IIN Issuer Identifier Number 25-32 4 CID Customer ID Number 32-40 5 GID Group Identifier Number 41-59 6-~8 DID Unique Device ID 60-80 ~8-10 TC Transaction Counter
  15. 15. Overview – DUKPT Key Injection Once injected, the POS terminals can be instantly deployed into a production environment. The KSN will automatically increment after each transaction, ensuring compliance with the ANSI X9.24 regulations requiring the use of DUKPT. Point of Sale Host/Bank Excrypt™ SSP Series Hardware Security Module (HSM) Host Database
  16. 16. Futurex SKI9000 – Key Exchange Process Flow Diagram This procedure outlines the process by which users may export keys from an external host and import them into the SKI9000, encrypted under a mutually-shared Key Exchange Key (KEK). Futurex SKI9000 External Host Generate Key Exchange Key (KEK) Export KEK Components* *If desired, the generation and export of KEK components may also be performed on the SKI9000 and imported into the external host instead. This functionality requires the SKI9000 Key Generation Add-On Module. Insert KEK via Hosts/Networks Menu Translate Base Derivation Keys (BDK) to Encryption Under KEK Export Key Cryptograms Import Key Cryptograms
  17. 17. Contact Us Visit http://www.futurex.com for more information Greg Stone Sr. Product Marketing Engineer, Enterprise Sales and Virtual Markets Direct: +1 830-980-9782 x1316 Mobile: +1 210-287-2729 gstone@futurex.com