More than Just Lines on a Map: Best Practices for U.S Bike Routes
6 secret ways to make money ebook
1. 1
6
Secret
and
Real
ways
of
creating
Wealth
If
you
read
through
this
,I
guarantee
you
,you
can
easily
triple
your
wealth
!!!!!!!!!!!!!!!!!!
Give
the
person
money
and
his
true
colors
will
be
revealed.
What
are
your
true
colors?
Money
is
an
enormous
illusion.
Only
4%
of
money
exists
on
paper,
rest
96%
is
on
numbers
in
computers.
Money
is
also
not
backed
by
anything
such
as
gold
and
is
working
on
trust.
Its
only
intrinsic
cost
is
the
paper
cost.
This
system
is
running
because
we
believe
in
it.
I
have
seen
in
life,Money
Losers
don’t
listen
to
Winners.
They
tend
to
take
their
advice
from
other
Losers.
They
frequently
take
their
financial
advice
from
well-‐meaning
family
and
friends
who
do
not
have
complete
knowledge.
Go
see
professionals
for
advice
or
take
it
from
people
who
have
accomplished
the
goals
that
you
desire.I
remember
when
I
started
with
few
dollars
,I
made
my
first
million
in
6
months.
Creating
wealth
is
really
not
that
difficult
.
Rich
people
really
do
think
differently
from
the
poor
and
even
middle-class
people.
Yes,
money
does
not
buy
happiness
but
poverty
can’t
either.
Money
has
the
potential
to
exponentially
increase
your
happiness,
for
that
you
have
to
be
happy
before
you
start
making
MONEY.
The
very
first
important
rule
is
Rule
no.1
Have
a
Mentor:
Mentor
is
a
wise
and
trusted
counsellor
or
teacher.
Very
few
people
achieve
great
success
without
personal
mentors.
Here
are
some
important
things
about
mentors
you
need
to
know
1.
Every
successful
person
has
mentors,from
Bill
gates
to
Richard
Branson.
2.
Mentoring
is
a
powerful
form
of
leverage.
3.
Mentors
don't
need
to
be
people
(Anything
that
causes
you
to
Change
course
in
your
life
can
serve
as
mentor)
5.
Constantly
seek
out
mentoring
relationships.
2. 2
6.
Assemble
a
dream
team
of
your
favourite
heroes,
present
and
past
7.
Set
a
goal
to
search
out
at
least
one
millionaire
a
month
and
read
about
the
person
eg.
Manappuram
Gold
Loan
in
India
Mr.
V.P
Nandakumar.
Are
you
aware
,
to
be
financially
free
Money
must
come
from
expected
sources
and
you
will
learn
it
in
this
course
but
money
must
also
come
from
unexpected
sources
and
you
must
learn
how
to
expect
money
from
unexpected
sources.
This
happens
when
you
start
making
money
from
expected
sources
and
life
brings
an
unexpected
fortune.
All
rich
people
have
made
money
this
way
by
first
making
money
from
expected
sources.
For
this,
the
art
of
money
magnetism
must
be
learned.
Rule
no.2
Financial
Freedom
PASSIVE
INCOME
Monthly
Passive
Income
>
=
2.5
*
(Monthly
Expense)
Thus,
if
your
monthly
expense
is
Rs.100000
and
your
monthly
passive
income
is
Rs.2,50,000
than
you
are
financially
free.
Passive
Income
3. 3
Passive
income
is
the
income
to
earn
which
you
don’t
have
to
work
hard.
Weather
you
work
or
NOT,
this
income
will
keep
flowing
into
your
bank
accounts
for
the
rest
of
your
life.
Different
ways
of
having
an
assured
income
and
becoming
financially
are
following:
1.Invest
in
GOLDEN
AND
SAFE
stocks
like
–
ITC
,NESTLE
INDIA
,GODREJ
CONSUMER
,DABUR
INDIA
,GLAOSMITHKLINE
CONSUMER
INDIA
,MARICO
.They
will
easily
multiply
your
wealth
at
30%
per
year.Also
with
FDI
entering
india
in
Retail
sector
,there
is
going
to
be
boom.These
stocks
grew
15
%
in
2008
stock
market
crash
even
when
all
stocks
even
TATA
stocks
fell
70%
.
2.Buy
properties
in
excellent
locations
and
refinance
them
to
buy
another
property
to
rent
it
out
or
to
do
business
in
that
property.Thereby
having
two
properties
in
place
of
one
as
after
few
years
,both
the
properties
will
increae
in
price.Remember
to
buy
at
good
location.When
buying
property,criteria
is
LOCATION,LOCATION,LOCATION.
80%
of
the
millionaires
are
first
generation
so
a
new
person
can
create
wealth.
There
are
literally
millions
of
millionaires
in
the
world
over.
Some
of
these
people
took
Years
to
accumulate
their
wealth,
some
took
less
than
a
year,
some
even
less
than
90
days.
Wealth
exists
on
both
physical
and
mental
level.
On
the
physical
level,
Wealth
is
often
confused
with
money.
Billionaires
do
not
carry
billion
dollar
cash
with
them.
Their
wealth
lies
in
assets.
So
called
Money
is
misunderstood
with
wealth,
money
is
simply
a
tool
used
to
transact
the
exchange
of
goods
and
services
between
people.
To
other
entrepreneurs,
it
has
been
described
as
‘energy.
Money
has
no
intrinsic
value
except
for
the
paper
cost;
it
is
not
even
backed
by
anything.
Successful
people
make
a
subtle
change
and
go
after
tangible
things
that
money
symbolises
for:
Investments:
Accumulating
shares
of
stock,
bonds,
Fixed
Deposits
with
banks,
Buying
GOLD/Silver
4. 4
Real
Estate:
Owning
properties
in
their
name.
If
the
money
is
the
issue
then
employing
the
Law
of
Interdependence
3-‐4
persons
can
buy
a
property
together
Business:
Marketing
and
selling
products,
services
or
idea
Internet:
Unlimited
possibilities,
Learn
internet
marketing,
SEO-‐
Search
engine
optimization
to
improve
your
website
rank
on
Google.
An
internet
home
based
business
can
be
a
great
way
to
manifest
money.
There
is
no
other
medium
having
as
much
exposure
as
the
internet.
It
is
the
only
channel
that
allows
you
to
connect
to
anybody
and
everybody
across
different
nations,
continents.
Rule
no.3
The
power
of
compound
interest
Here's
how
much
your
money
would
grow
if
you
make
a
lump
sum
(one-‐time)
investment
and
leave
it
untouched.
The
interest
rate
has
been
assumed
to
be
10%.
Amount
(INR/AED/USD)
Years
100000
200000
300000
400000
500000
5
161,051
322,102
483,153
644,204
805,255
10
259,374
518,748
778,123
1,037,497
1,296,871
15
417,725
835,450
1,253,174
1,670,899
2,088,624
20
672,750
1,345,500
2,018,250
2,691,000
3,363,750
25
1,083,471
2,166,941
3,250,412
4,333,882
5,417,353
30
1,744,940
3,489,880
5,234,821
6,979,761
8,724,701
The
real
power
of
compounding
comes
with
time.
The
earlier
you
start
saving,
the
more
your
money
can
work
for
you.
To
attain
a
certain
amount
of
corpus
within
a
set
period
of
time,
a
pro-‐active
investment
5. 5
style
is
preferable.
Thus,
no
matter
how
young
you
are,
the
sooner
you
begin
saving
for
the
future,
the
better
it
is.
With
time
and
consistency
on
your
side,
investing
$45.40
each
Month,
your
earning
potential
would
be:
@14%
to
16%
10
years:
$11,763
to
$13,284
20
years:
$59,084
to
$78,395
30
years:
$249,430
to
$397,500
36
years:
$580,050
to
$1,037,017
Now
you
may
spend
$49.95
here
and
there
but
if
you
can
invest
it
then
just
look
at
the
returns.
If
you
are
somewhat
startled
by
how
simply
you
can
multiply
your
money,
then
consider
this
rather
impressive
scenario:
Instead
of
saving
and
Investing
$49.95
each
month,
let’s
see
what
happens
when
you
invest
$90.86
A
month
and
it
compounds
itself
at
16%
before
taxes.
In
10
years
at
16%
you
would
have
$26,583.
In
20
years
at
16%
you
would
have
$156,870.
In
31
years
at
16%
you
would
have
$2,000,955
You
can
say,
I
don’t
want
to
wait
for
so
long,
but
your
net
income
is
increasing
in
the
process
also
and
of
course
time
will
pass
so
it
is
better
you
are
with
this
power
of
compound
interest
rather
than
with
0
balance
after
30
years.
Now
if
you
buy
one
unnecessary
item
as
a
liability
worth
$10000,
then
you
have
lost
this
opportunity
to
invest
it.
Then
at
a
modest
interest
rate
of
9%
you
are
losing
around
$
300,000
in
40
years
not
just
$10000.
This
is
because
money
grows
still
30
times
if
you
invest
for
40
years
at
compound
interest
with
modest
rate
and
even
more
at
a
higher
rate
Money
makers
are
good
at
calculations
(Rule
of
72)
especially
percentage,
multiplication.
This
is
a
very
powerful
secret
that
most
non-‐
money
makers
do
not
know.
This
gives
them
the
ability
to
forecast
not
only
with
emotions
but
with
analysis
too,
so
sharpen
your
skills.
Learn
to
calculate
the
price
of
properties,
interest
rates,
and
profit
percentage.
6. 6
Rule
no.4
–
80/20
LAW
Focus
on
a
few
good
things,
rather
than
making
many
investments.
80%
of
your
income
comes
from
20%
of
your
clients.
Focus
your
attention
on
those
few
good
sources
of
revenue
.This
is
Pareto
principle
by
Italian
economist.
Sometimes
lot
of
options
reduces
focus.
In
this
world
80%
of
the
wealth
is
with
20%
of
people.
This
is
a
clear
example
that
most
people
have
strange
beliefs
with
money.
Your
job
is
then
to
organize
your
workday
and
your
work
life
so
that
you
spend
more
and
more
time
doing
more
of
the
things
that
you
do
best
and
get
the
best
results
from
it.
This
is
a
master
principle,
if
you
apply
it
in
your
life
then
your
life
is
about
to
change.
Don’t
argue
with
people
who
ask
for
advice
but
don’t
want
the
advice
you’re
giving
them.
End
the
discussion
immediately
and
go
on
minding
your
own
business.
Why
few
businesses
find
it
hard
to
survive
in
this
world.
The
reason
is
simple;
they
concentrate
too
much
on
attracting
new
customers,
and
end
up
ignoring
the
existing
ones.
After
all,
it
costs
6
times
more
to
draw
a
new
customer,
than
to
retain
an
existing
one
FROM
WHERE
80%
OF
YOUR
INCOME
COMES.
EX-6
Write
down
from
where
is
your
80%
income
coming
and
how
much
%
attention
are
you
giving
and
how
much
more
needs
to
be
given
to
increase
your
income.
7. 7
Rule
no.6
Do
not
reinvent
the
wheel:
Entrepreneurs
do
not
waste
half
of
their
life
in
inventing
a
new
method
to
earn
money.
Nothing
is
invented,
when
ever
there
was
a
necessity
on
this
planet
a
new
method
or
principle
was
revealed
to
us.
Entrepreneurs
are
not
inventors
but
innovative
people
who
find
solutions
to
problems.
They
follow
principles
that
are
hit
and
innovate
and
improvise
as
they
go
along.
The
Law
of
Cause
and
Effect
says
that
if
you
do
the
good
things
what
other
successful
people
do,
you
will
eventually
get
the
same
results
other
successful
people
get.
It
is
a
universal
law.
The
simplest
of
the
easy
ways
to
make
money
is
to
copy
someone
who
has
a
proven
track
record
in
making
lots
of
money.
Many
of
these
people
want
to
share
their
success
and
will
mentor
you
your
own
success.
You
don't
need
to
reinvent
the
wheel,
do
something
that
is
proven
to
make
money.
It
is
highly
effective
to
copy
successful
people.
Vision
Statement:
Create
a
“Vision
Statement”
for
your
life
and
for
customers
of
your
product.
For
example,
for
many
years,
the
mission
of
AT&T
was
to
“bring
telephone
service
within
the
reach
of
every
American.”
It
took
almost
one
hundred
years
for
AT&T
to
complete
this
mission,
but
the
mission
never
changed
until
it
was
achieved.
Rule
no.6
Speed
of
execution:
The
difference
between
successful
entrepreneurs
and
others
is
that
the
former
implement
and
execute
their
ideas
immediately.
They
start
the
testing
of
idea
immediately.
The
longer
you
wait
the
more
doubt
you
create
and
lose
confidence
on
the
project.
According
to
research,
it
is
not
education,
experience,
background,
networking
or
intelligence.
The
critical
difference
between
success
and
failure
is
contained
in
the
habit
of
taking
the
initiative.
EX-35:
Rate
yourself
out
of
10
in
the
speed
of
execution.
Be
a
value
generator
for
others
People
want
to
extract
value,
for
eg.
My
salary,
my
share
but
if
you
have
to
become
a
successful
entrepreneur
and
really
big
then
instead
of
becoming
value
extractor
8. 8
you
must
become
value
generator
i.e.
one
should
create
value
like
entrepreneurs
do.
So
solve
people's
/customer's
problems
by
new
ideas,
it
will
create
value.
All
leading
companies
and
entrepreneur
generate
value
for
millions
of
people
and
people
in
return
pay
them
in
huge
amounts.
Create
value
for
others;
your
value
will
come
to
you
in
millions.
Think
of
any
product,
Nothing
is
sold
or
traded
that
does
not
satisfy
someone’s
problem.
So
start
thinking
of
solving
people’s
problems
and
having
a
helping
nature.
If
you
give
a
decent
structure
and
a
system
then
this
value
will
come
to
you
in
billions.
Go
out
in
the
world:
There
is
a
famous
joke
about
a
man,
who
kept
praying
every
day,
“Please
God,
please,
let
me
win
the
lottery,
oh
please
years
passed,
he
kept
praying,
and
finally
God
said,
“Hey
Mike!
Buy
a
Lottery
Ticket!”
Go
outside
and
use
what
you
have
learnt.
I
trust
you
liked
the
content
and
knowledge
of
this
books
,see
below
to
know
about
the
person
who
is
called
as
a
God
sent
Mentor
for
people.
He
is
a
“
Breakthrough
Man”
who
creates
breakthroughs
in
people’s
Wealth
and
Love
life.
You
can
also
logon
to
http://www.thetahealing.in
to
change
your
life.
9. 9
About
SUMANT
KAUL
:
The
three
brothers
Rajan
Mittal,
Rakesh
Mittal
&
Sunil
Mittal
were
small
time
businessmen
of
400000
dollar
in
1995
who
are
now
worth
4.9
billion
dollars.
Mr.
Kaul,
Founder
IHF
also
helped
them
reach
this
stage.
Mr
Sumant
Kaul
along
with
Delhi
Police
Commissioner
Mr.Kakkar
along
with
Former
Vice
Chairman
of
Congress
Seva
Dal
&
famous
Gandhian
philosopher
Navin
Bhai
Shah,
Mr
Rajan
Bharti
Mittal
Vice
Chairman
and
Managing
Director
of
Airtel
world’s
second
largest
Mobile
telecom
company
(125th
richest
person
along
with
his
brother
Mr.Sunil
Mittal
according
to
Forbes)
inaugurating
AIRTEL
SHOWROOM
in
India
owned
by
Mr
Kaul
founder
INTERNATIONAL
HEALING
FOUNDATION
Mr.S.K.Kaul
Founder
of
International
Healing
Mr.S.K.Kaul
hosting
Delhi
Police
Foundation
and
Create
Wealth
through
Commissioner
10. 10
Mr.Kakkar
Law
of
attraction
with
Mr.Tommy
Erickson
at
the
inauguration
launch
party
of
Airtel
Mg.
Dir
of
Erickson
Telecom
Cellular
showroom
in
India.
during
the
dealer
Conference
Of
Mobile
phone
(2nd
largest
mobile
Dealers
in
India.
Under
Hi-Tech
Brand
owned
by
Mr.S.K.KAUL,
company
in
the
world)
which
revolutionised
the
sales
of
mobile
telephones
in
India,
dealers
were
highly
motivated
to
increase
sales
and
think
big.
Mr.S.K.Kaul and his wife Mrs .Neeta Kaul Mr.S.K.Kaul with CEO of BPL
with Film star Aditya Pancholi at launch Cellular (now Vodafone)
of first BPL franchisee in Maharashtra, India Mr.Samuel
Silvakumar
during the inauguration of
BPL showrooms owned by
Mr.S.K.KAUL. This resulted in a
mobile boom in Maharashtra
bringing other investors in
mobile telephony.
11. 11
Our
Marketing
FRONT
PAGE
ADS
WORTH
CRORES
for
Airtel
and
BPL
MOBILE
TODAY
AS
VODAFONE
the
only
2
succesful
Telecom
companies
in
India.Mr.Kaul
was
the
first
person
in
India
to
give
free
Incoming
calls
in
1998
,when
even
the
Telecom
companies
and
governmant
of
India
had
not
hought
of
free
Incoming
calls
until
2006
22. 22
OUR
TRAINING
AND
SEMINARS
ALL
OVER
WORLD
First
World
Thetahealing
Congress,
Mr
&
Mrs.Kaul
with
Founder
of
Thetahealing
Vianna
Stibal
along
with
husband
Respected
Guy
stibal.
(Left
to
Right
–
Founder
of
Thetahealing
Respected
Vianna
Stibal,
Mr.Sumant
Kaul
Founder
International
Healing
Foundation
&
Administrator
Thetahealing
Institute
of
Knowledge
India,
Mrs.Neeta
Kaul,
Respected
Guy
Stibal
(President
Rolling
Thunder
Publication,
Goran
Karna
Thetahealing
Serbia
&
Croatia
Representative,
Hiro
Miyaki
Thetahealing
Japan)
23. 23
A
GLIMPSE
OF
THE
VARIOUS
CLASSES
TAUGHT
BY
SUMANT
KAUL