TDC2018SP | Trilha Arquitetura - Transformacao digital no mercado bancario com Enterprise Architecture

1. Classificação da informação: Uso Interno
Digital Transformation in the
Banking Industry with
Enterprise Architecture
07/2018

2. Share a digital business vision and
insights with Enterprise Architecture
• Master in Information Science
• +25 years of experience in IT
• University teacher
• Enterprise Architecture enthusiastic
• Superintendent of Enterprise Architecture at Sicredi
• Worked in companies as IBM, Citibank, Deutsche
Bank and Itaú.

3. Sicredi
Cooperative Financial Institution
2017 Results US$ 750 MM
Profit
7º
Profitable Bank
2º
Rural Loans
1.490
branchs
3.7
customers

4. Digital Market
What is going on in Digital Transformation?
How market is dealing with Digital Transformation
88%of companies are
undergoing digital
transformation
Altimeter Group
25%of companies have a
clear understanding
of digital touchpoints
Altimeter Group
85%
of enterprise decision-
makers say they have a time
frame of two years to make
significant inroads into
digital transformation or
they will suffer financially
and fail behind their
competitors PWC

5. Digital Transformation
What is a Digital Transformation?
What we should consider in the Digital Transformation?
Innovation and Disruption will depends
on the perspective of the company
Innovation can come
from anywhere

6. Market
NewMarket
Department
Company
Architectural
Innovation
Disruptive
Innovation
Incremental
Innovation
Radical
Innovation
Current
Current
New
New
Technologies – Business
Markets
Digital Business
Transformation
Digital
Optimization
Innovation
Innovation creating a Digital Transformation
Which level an innovation can transform a business
What kind of digital innovation your
company want to achieve?

7. Who will guarantee the synergy of
the current and the new structure?
Culture and Vision
How to change culture and vision in a company?
Thought must be far from operational activities
Changing the mindset of teams
to create a top performers for a
Digital Transformation
Current + New
Usingthe
SameStructure
New
Current
Creating
NewStructure
Current
New
Innovation
Center

8. Changing to Digital
What should be planned for change?
Who could help?
Strategy
What kind of
business
transformation?
1
Market
How is the
Market at the
moment?
2
Objective
What are the
best actions to
achieve the
goals?
3
Changing
How to structure
the change
defined?
4
Success
How to ensure
the success of
the actions?
5

9. Architect skills for each type of
competence
TOGAF structure can address Business,
System, Information and Technology
needs for a Digital Transformation
Enterprise Architecture
Enterprise Architecture leveraging Digital Transformation
Helping with techniques in all domains and professional skills Is it possible to succeeded without
Enterprise Architecture?
5 Success
4 Changing
3 Objective
2 Market
1 Strategy
People - Skills

10. Digital Banking Market
And the Fintechs?
What is the best choice? How to become a Digital Bank?

11. Banking Market
And the Fintechs?
What are fintechs doing in USA market?
Main risk to traditional bank

12. 100% Digital Bank
100% Digital Bank?
Do you know one of these banks?
Source - thefinancialbrand.com/69560/25-direct-online-digital-banks/
...

13. Enterprise Architecture
Attention Points
Insights for a better result
It is a great opportunity to put Enterprise Architecture in a executive
perspective, helping the company in the Digital Transformation journey.
It is necessary to achieve a good level of skills in all Enterprise
Architecture domains, mainly the Business Architecture (TOGAF 9.2).
The Digital Transformation of a company should be at the level desired
by executives.
Enterprise Architecture practices must show all ways that the company
can choose in your Digital journey.
The market is experiencing a series of frustrated initiatives, make sure
that your company is not the next.

14. Thank you!
Jorge Fabre
jlfabre@live.com
https://www.linkedin.com/in/jorgefabre
www.enterprisearchitects.com.br
jorge_fabre@Sicredi.com.br