1. Using Cash Management to Build Dynamic Business Relationships Tony Gautney, CCM EVP & Head of Cash Management First Southern Bank
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4. Cash Management Services Online Cash Management Fiserv ITI Premier Ecorp. - BizBanc ACH , Tax Payments & Wires Online Balance Reporting & Transaction Images E-Statements & Online Stops Positive Pay - TAS Remote Deposit Collection Services Liquidity Mgmt. Disbursement Services Fraud Mgmt. Merchant Card Services Heartland Payment Systems Diebold Eras iLockbox (Beta Testing) Diebold Eras iLockbox – Prop. Mgmt & Wholesale Medical Doc. Image Cash Concentration – ACH / Ecorp Automated Billing – ACH Collection or Debit Origination – Diebold Eras iLockbox Charge Card Systems – Strategic Partner Direct Deposit of Payroll ZBA’s & Target Balance Acctg. Payroll Services Business Bill Payment & Presentment – Fiserv/CheckFree Fidelity Money Market Mutual Fund Sweep with “AAA” Tax-exempt fund. Off Balance Sheet Sweep to IBB GovCash Escrow Accounting - sub accounting, interest allocation, & 1099 Reporting CDARS – Certificate of Dep. Acct. Reg. Service Positive Pay – TAS ACH Block – Credits, Debits, or All MFA First Southern Bank Cash Management
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Editor's Notes
Offing a full portfolio of service is available today. Tony - Business Opportunities? Service Income? Low cost deposits? How do the community banks compete with the large banks? Service, Cost, Product Offering? Up selling the business effectively?