1. Bank Balancesheet 1
YOGESH NAMDEO INGLE.MBA (FINANCE), NET
(MANAGEMENT), Ph.D (WIP), G.D.C &A, NCMP.

2.  Covered by the Companies Act, 1956.
 Schedule VI has specified a format for financial
statements of companies.
 On January 2010, the Ministry of Corporate Affairs issued
a road map for India to transition to International
Financial Reporting Standards (IFRS).
 Scheduled commercial banks and urban cooperative
banks will adopt IFRS from April 1, 2013.
Bank Balancesheet 2
YOGESH NAMDEO INGLE.MBA (FINANCE), NET
(MANAGEMENT), Ph.D (WIP), G.D.C &A, NCMP.

3. TRIAL BALANCE
AS ON 11TH JULY 2013.
(000s omitted)
PARTICULARS Rs.
Other Liabilities and Provisions 80,336,70,40
Investments 285,790,07,06
Interest Expended 47,322,47,80
Advances 631,914,15,20
Operating Expenses 20,318,68,00
Fixed Assets 4,412,90,67
Provisions and Contingencies 91,54,85,92
Reserves and Surplus 65,314,31,60
Deposits 804,116,22,68
Borrowings 103,011,60,11
Other Assets 35,112,75,96
Interest Earned 70,993,91,75
Other Income 14,968,15,27
Cash and Balances with Reserve Bank of India 61,290,86,52
Bal with banks and Money at call and short notice 34,892,97,64
Capital 634,88,26
Transfer to Statutory Reserves 6,381,08,85
Transfer to Capital Reserve 114,05,47
Transfer to Revenue Reserve and Other Reserves 529,50,65
Dividend: Interim Dividend 634,88,02
Final Dividend proposed 1,269,76,77
Tax on Dividend 236,75,74
Balance carried over to Balance Sheet 33,93
Bank Balancesheet 3
YOGESH NAMDEO INGLE.MBA (FINANCE), NET
(MANAGEMENT), Ph.D (WIP), G.D.C &A, NCMP.

4. Bank Balancesheet 4
YOGESH NAMDEO INGLE.MBA (FINANCE), NET
(MANAGEMENT), Ph.D (WIP), G.D.C &A, NCMP.

5. Bank Balancesheet 5
YOGESH NAMDEO INGLE.MBA (FINANCE), NET
(MANAGEMENT), Ph.D (WIP), G.D.C &A, NCMP.

6. Bank Balancesheet 6
YOGESH NAMDEO INGLE.MBA (FINANCE), NET
(MANAGEMENT), Ph.D (WIP), G.D.C &A, NCMP.

7. Bank Balancesheet 7
YOGESH NAMDEO INGLE.MBA (FINANCE), NET
(MANAGEMENT), Ph.D (WIP), G.D.C &A, NCMP.

8.  Capital Adequacy
 Asset Quality
 Management
 Earnings
 Liquidity
 Sensitivity to Market Risk
Bank Balancesheet 8
YOGESH NAMDEO INGLE.MBA (FINANCE), NET
(MANAGEMENT), Ph.D (WIP), G.D.C &A, NCMP.

9. Bank Balancesheet 9
YOGESH NAMDEO INGLE.MBA (FINANCE), NET
(MANAGEMENT), Ph.D (WIP), G.D.C &A, NCMP.

10. Bank Balancesheet 10
YOGESH NAMDEO INGLE.MBA (FINANCE), NET
(MANAGEMENT), Ph.D (WIP), G.D.C &A, NCMP.