The document discusses strategies for budgeting and spending money wisely to maximize happiness. It provides examples of budget breakdowns allocating spending across common expense categories like housing, food, transportation, etc. It then explores strategies for spending on various goods and experiences like cars, clothes, wine, travel, food, and homes. The overall message is that happiness depends more on spending money in line with one's priorities and spending wisely to get value from purchases, rather than the amount spent.

1. HAPPINESS
PUTTING A PRICE ON

3. 21%
7%
10%
14%
18%
30%
Housing
Transportation
Food
Savings
Utilities
Everything Else
HEALTHY PERSONAL
FINANCES
Housing
Everything
Else
Food
Transport-
ation
Savings
Utilities

4. 50k 100k 200k
Housing (30%) 15k 30k 60k
Transportation
(18%)
9k 18k 36k
Food (14%) 7k 14k 28k
Savings (10%) 5k 10k 20k
Utilities (7%) 3.5k 7k 14k
Everything
Else (21%)
10.5k 21k 42k
BUDGET APPLIED TO
DIFFERENT SALARIES
after taxes after taxes after taxes

5. 50k 100k 200k
Housing (30%) 15k 30k 60k
Transportation
(18%)
9k 18k 36k
Food (14%) 7k 14k 28k
Savings (10%) 5k 10k 20k
Utilities (7%) 3.5k 7k 14k
Everything
Else (21%)
10.5k 21k 42k
BUDGET APPLIED TO
DIFFERENT SALARIES
HAPPINESS
after taxes after taxes after taxes

7. WINECLOTHES
TRAVEL
CARS
HOME
CHOOSE ONE
(OR MORE)

8. WINECLOTHES
TRAVEL
CARS
HOME
THEN DO IT RIGHT

9. CARS

10. “REGULAR” CARS DEPRECIATE
30k
25k
20k
15k
10k
5k
1yr 2yr 3yr 4yr 5yr

11. CLASSIC CARS APPRECIATE
206%
1963 CHEVY IMPALA’SVALUE HAS INCREASED
OVERTHE PAST 10 YEARS

12. 206%
1963 CHEVY IMPALA’SVALUE HAS INCREASED
OVERTHE PAST 10 YEARS...AND GET
APPRECIATED
CLASSIC CARS APPRECIATE

13. VS
19k$540/mo lease for 3 years =
buy a $30k classic car and drive for 3
years (with $15k maintenance/upkeep)
and still sell for around $43k = S2k
COST OF LEASING A 2013 IMPALA
COST OF OWNING A 1963 IMPALA

14. VS
$540/mo lease for 3 years =
buy a $30k classic car and drive for 3
years (with $15k maintenance/upkeep)
and still sell for around $43k = S2k
COST OF LEASING A 2013 IMPALA
COST OF OWNING A 1963 IMPALA
19kAS LONG AS YOU sell your car for
more than 26k, YOU’VE SAVED MONEY
(AND GOTten A COOLER CAR)

15. NOT HANDY?
INVEST IN A FUTURE CLASSIC
INSTEAD OF AN OLD CLASSIC

16. FUTURE CLASSIC
TIMELESS MODEL
BUYING CHECKLIST
FULLY LOADED
LOOKS AWESOME

17. CLOTHES

18. $100
$60
TRICK QUESTION: WHICH IS CHEAPER?

19. per
COST
WEAR
$1 $1 $1 $1 $1 $1 $1 $1 $1 $1
$1 $1 $1 $1 $1 $1 $1 $1 $1 $1
$1 $1 $1 $1 $1 $1 $1 $1 $1 $1
$1 $1 $1 $1 $1 $1 $1 $1 $1 $1
$1 $1 $1 $1 $1 $1 $1 $1 $1 $1
$1 $1 $1 $1 $1 $1 $1 $1 $1 $1
$1 $1 $1 $1 $1 $1 $1 $1 $1 $1
$1 $1 $1 $1 $1 $1 $1 $1 $1 $1
$1 $1 $1 $1 $1 $1 $1 $1 $1 $1 $1
$1
$1
$1
$1
$1
Worn 2x's a week=8x's a month=96x's a year
$100 Jeans=$1.04 per wear
$2.5 $2.5 $2.5 $2.5 $2.5 $2.5
$2.5 $2.5 $2.5 $2.5 $2.5 $2.5
$2.5 $2.5 $2.5 $2.5 $2.5 $2.5
$2.5 $2.5 $2.5 $2.5 $2.5 $2.5
$60 Shirt=$2.50 per wear
Worn 2x's a month=24x's a year

20. SOME OTHER GOOD BUYS
Worn 5x's a week=20x's a month for 4 months
=80x's a year for 3 years=240x’s total
$187 Persol 649’s=$0.78 per wear
Worn 5x's a week=20x's a month for 6 months
=120x's a year for 5 years=600x’s total
$549 Burberry Jacket=$0.91 per wear
Worn 3x's a week=12x's a month for
=144x's a year for 3 years=434x’s total
$349 Allen Edmonds=$0.80 per wear
HIGH QUALITY & LOW COST PERWEAR

21. SOME NOT SO GOOD BUYS
LOW VALUE & HIGH COST PERWEAR
Worn 2x a month for a year =24x’s total
$64 Trend Tee=$2.66 per wear
Worn 3x's a month for 6 months
=18x's a year for 2 years=36x’s total
$80 Sweater=$2.22 per wear

22. TRAVEL

23. HURRICANE SEASON:
JUNE 1-NOVEMBER 30
PUERTO RICO

24. HURRICANE SEASON
56% OF DAYS IN PUERTO RICO
PICTURED
According to the National Weather Service’s data on cloud cover

25. DROP IN HURRICANE SEASON
Flights to Puerto Rico can fall by up to half
TICKET PRICES

26. TICKET PRICES
*we couldn’t find a specific stat, but trust us, we’re professionals
DROP IN HURRICANE SEASON
Flights to Puerto Rico can fall by up to halfish*

27. FOOD &
WINE

28. IT’S NOT HOW
MUCHYOU
SPEND, IT’S
HOW MUCH
YOU KNOW
FINE WINE
Can Be Cheap

29. TRICK QUESTION: WHICH IS CHEAPER?
95pts
89pts

30. ANSWER: 95pt Herzog Cabernet
95pts $39.99
89pts $80.00

31. IT’S NOT HOW
MUCHYOU
SPEND, IT’S
HOW MUCH
YOU KNOW
GREAT COFFEE
Can Be Cheap Too

32. Everyone Knows
This Debate
VS
Starbucks “Regular” Coffee

33. But What About
This Debate?
VS
Starbucks Gourmet Coffee

34. = $2.67per day
COST OF A STARBUCKS
COFFEE EVERY DAY

35. + +
French Press
$19.99
Conical Grinder
$110
9.125lbs Gourmet Coffee
(1 year’s worth)
$164.25
= $0.8per day
COST OF A GOURMET
COFFEE EVERY DAY

36. TRICK QUESTION: WHICH IS CHEAPER?
HAPPY MEAL BALSAMIC BEEF KEBABS

37. ANSWER: BALSAMIC BEEF KEBABS
HAPPY MEAL BALSAMIC BEEF KEBABS
2.82 Per Serving Homemade2.89 Per Serving at McDonald’s
Also WAY Healthier
according to budgetbytes.com

38. HOME

39. This IKEA Sofa’s Only $999..

40. ..BUT THERE’S
A CATCH“some” assembly required

41. 2K Extra Gets You This...
PERK: Absolutely no assembly required

42. 2K Extra Gets You This...
PERK: Absolutely no assembly required
$0.14

43. $0.14!?ALLOW US TO EXPLAIN

44. FACT 1:The Average AmericanWatches
4 Hours of TV a Day
(i.e. they spend 4hrs
on the couch)

45. FACT 2:The Average Couch Lasts 10 Years.
(Any longer and it starts to look like this)

46. ASSUMING YOU SPEND 14,600 HOURS
ON YOUR COUCH OVER ITS LIFETIME
14,600
$1,000
14,600
$3,000
= $0.06per hour
$0.20per hour
=

47. HAPPINESS
THE KEYTO PRICING
IS SPENDING MONEY
WISELY

48. YOU
THE PRICE OF HAPPINESS DEPENDS ON

49. LIKE THIS DECK?
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