1. Cox Insurance GroupFor all the things that matters to you Established 2004 Cindy Cox Licensed Insurance Agent

2. Rising Insurance Cost in The State. Florida Now #1 in Nation for Insurance Fraud. Too Many Underinsured Drivers in The State. Too Many Drivers That are Uneducated About Insurance Coverage's. Customer Satisfaction. Customer Service. The Problem

3. MissionProvide the highest standard of professionalism and service to all clients.VisionTo always be a reliable partner in the Non-Life Insurance field.ValuesWe value our Employees, Agents and Customers and will always strive to provide excellence in customer service.StrategyFocus on increasing market share. Emphasize value instead of price. Build long term relationships. More personal attention.

4. The US Non-Life insurance market shrank by 2.1% in 2008. In 2014 the US Non-Life insurance market is forecast to have an increase of 17.3% since 2009. The US Motor Insurance market grew by 2.1% In 2013 the US Motor Insurance is forecast to have 9.1% growth. The US accounts for 44.4% of the world’s Motor Insurance market and 41.1% of the Non-Life insurance market. Industry

5. Hillsborough County Elite Clientele – Ultra Preferred, Preferred and Standard Markets. Homeowners with multiple lines of business. Target Market

6. Leading Auto Insurance Companies in Florida State Farm Group 21.5% Allstate Insurance Group 14.3 Berkshire Hathaway Insurance Group 12.7 Progressive Insurance Group 11.2 USAA Group 4.4 Other 35.9 StateFarm Group 19.6% Citizens Property Insurance Corp. 17.6 Allstate Insurance Group 7.1 Tower Hill Group 4.7 Other 51.0 Market Analysis Leading Homeowners Insurance Co. in Florida

7. Competition Ordiorne Insurance Agency Family Insurance Agency Livingston Charlie Insurance

8. Strengths *Strong Market Position *Diversified Product portfolio Weaknesses *Exposure to certain companies has reduced profitability. Opportunities *Growth of local property & casualty insurance market. Threats *Insurance fraud likely to affect profits. *Natural Disasters, companies leaving Fl. *Competition Swot Analysis

9. Business ModelCox Insurance Group

10. Operating ExpensesCox Insurance Group Licenses and Permits Insurance and Taxes Marketing Rent Salaries Administrative Costs Total First Year Operating Cost $3,500 $4,000 $5,000 $6,000 $30,000 $3,000 =$51,500

11. Sales Forecast & Cost of Sales

12. Income Statement

13. Cash Flow Statement

14. Balance Sheet

15. Key Ratios Profitability Ratio Gross margin percentage=.22 Return on Equity=2.57 Net Operating Income=1.28 Net Profit Margin =.455 Liquidity Ratio Current = 1.14 Quick = .98 Leverage Ratio =6.95 Operating Ratio Days payable=365 Collection ratio=365 Inventory turns=7.92 Days inventory carried=46 Cash Ratio Cash flow cycle=1.41 Cash flow debt coverage ratio=0

16. May 9th, 2011 – Begin class for 2-20 Agent’s license May 20th, 2011 – Take 2-20 licensing exam May 23rd, 2011 - Apply for Business license for Independent Insurance Agency May 23rd, 2011 – Register Fictitious name June 1st, 2011 – Apply for appointments for various insurance companies. June 13th, 2011 – Begin writing policies for customers Milestones

17. Tell all of your family and friends that Cox Insurance Group is coming and I would love to be your friendly neighborhood Insurance Agent. Call To Action