1. LEASE MANAGEMENT
Work More Effectively Opportunity Calculation However, the original one is kept. Contrac-
MULTIMAGE Lease Manage- Calculation means creating a payment tual documents such as lease contract,
ment solution enables you to scheduling (a quotation) for the client. payment calendar can be printed out into
manage all the needs of your There are two models of payment: the sea- Word documents and attached to the right
business in an intelligent way. sonal and the regular model. Regular model context . The real life cycle of the contract
means payments are simultaneously cal- begins with its signing. From this moment it
When you are a leasing culated and have various values. Seasonal is possible to make invoices according to the
company, a hire purchase model defines the lessee on his own. payment calendar or individually as needed.
company, or if you grant loans, Regular calculation can be modified with the All key events in the life cycle of the contract
this solution is the right one help of seasonal payment rules. These rules are carefully recorded.
for you. It brings overview into can be either defined simultaneously with
your processes, points out the the calculation or it can be predefined on Every contract has its own status. A par-
weaknesses and maximizes the product. ticular status of a contract has the power to
the added value. The solution The rentability of the deal can be explored perform an accounting operation, to block
is a part to the integrated ERP with the help of some standard financial the invoicing process, send messages to par-
information system indicators: ticular persons, print specific document from
HansaWorld Enterprise. the checklist, etc. The status of the contract
NAR – nominal interest rate indicator, is changed with an case entry. If for example
EAR – effective annual rate indicator, a sales person entries an activity „sending
LCC – Life Cycle Coefficients. a letter of conclusion“, this activity changes
the contract status. This status change simul-
The financial products of the lessor com- taneously generates a message about the
pany are predefined in the calculation and conclusion process for the financial manager
consists of the principal and the interest. All and makes an entry into his work calendar.
other calculation items such as insurance,
various fees and other supplement services Every new status is logged, which means the
can be defined by the user. possibility to find out e.g. the contract status
one month ago.
The calculation works with two types of
items: the selling and the purchasing one. It The contract includes an information win-
means a service can be sold to the customer dow with entire information about contract
at a price which differs from the original subject, calculation, invoiced instalments.
purchasing price. The conditioning system Here are recorded all key events that had an
(see „Conditioning system“ below) serves influence on the contract.
for defining of the supplement services and
general business conditions that determine
the calculation mode and thus the entire
lease contract.
Contract
The contract is made up from the calcula-
tion. Each contract has its version. In case of
any change or amendment to the contract, a
new version arises.
page 1 MORE INFORMATIONS: tel.: +421 2 5443 0000, info@multimageweb.com, www.multimageweb.com

2. Various document can be attached to the contract signing. The cause for contract con-
contract such as picture of the lease equip- clusion must be specified (crash, purchase,
ment, various excel sheets, scanned signed stolen, etc.), which determines the account-
original documents, prospects. You gain a ing rules of the contract ending.
comprehensive overview about the lessee
by simply looking at the summarized infor- System sumarizes all the open claims and
mation. There are recorded all claims, given liabilities. It controlls the conditions fulfill-
in order of time since maturity, the average ment and takes it into account by creating
time of payment delay, list of all contracts the contract conclusion proposal.
with unpaid principal balance determina- Besides financial settlement, the contract
tion, summarized turnover for the customer. conclusion is also booked in nominal ledger.
Conditioning System Case Management
Condition system describes the circumstanc- A high-quality CRM technology (case
es and conditions of the financial deal. It management) is a basis for functioning of a
keeps records of all conditions and relations modern business company. Key word in case
between all parties. The condition fulfill- management is called case and it is created
ments are controlled automatically by the from the particular contract. All activities
system or can be manually registered by the done in order to achieve aim are recorded
user. These conditions results in predefined and attached. This system creates real over-
or ad-hoc consequences - which will be view about all contractual processes and
applied against the customer. System works events.
with two basic types of conditions: planned
conditions – date of the event is known and Events have their given type, status, source
eventual conditions – events that may or and have power to change the contract
may not happen, but at unknown time. status. Every activity record can change the
contract status during its entire life cycle
Planned conditions are e.g. fees and charges from signing until its conclusion.
related to the closing and ending of the con- Event serves also for manual recording of
tract or insurance. Example for an eventual alternative conditions fulfillment.
condition is a penalty imposed at a moment
of non-fulfillment of a particular contract
condition: „In case of non-delivery of regis-
tration book within 14 days after contract
signing, lessee will have to pay a penalty of
50 EUR“.
Conditions can be applied once or repeat-
edly. One time condition fires at the mo-
ment of its fulfillment. The second type of
condition should be fulfilled repeatedly until
it’s deadline. Every condition can have result
in nominal ledger.
Contract Conclusion
Business case can be ended either ordinary,
according to the contract conditions, or
extraordinary, before its expiry date for any
reason. Contract ending is fully automatized.
System calculates the contract payment sum
by fulfillment of conditions agreed upon by
page 2 MORE INFORMATIONS: tel.: +421 2 5443 0000, info@multimageweb.com, www.multimageweb.com

3. Financial Services Accounting and cost al- Lease Management for various markets
location Lease Management with its general purpose
Every element is definable from the view covers various types of financial industries
of its impact on the accounting subsystem. such as financial and operational leasing,
System supports either automatized or hire purchase, loan granting.
manual accounting processes, depending
on the current needs. Almost all leasing From the view of asset types we distinguish
activities with impact on accounting can be financing of:
booked automatically. E.g. if a contract have
been signed, system generates all account- • cars and trucks
ing operations related to it. • machines and technologies
• office and information technology
All related information are available also to • hotel and restaurants equipment
users in the other parts of the system i.e. • health equipment
customer statues report depending of the • ships and aeroplanes
user’s role. Such close integration of the • consumer goods for households
system elements enables quick access to • immovables (flats, industry objects)
the up-to-date information. In addition, it
supports effective decision making on every
level.
Dealer Network
The solution is based on modern HWE tech-
nologies ensuring more access possibilities
to user data. HWE is a client/server architec-
ture enabling remote access through client´s
applications directly into central database.
Technology functions as well on low access
bandwidth without the need of further
technologies application such as terminal
emulation. Part of the solution is intranet
and company portal application (B2U, B2B)
throug web browser.
page 3 MORE INFORMATIONS: tel.: +421 2 5443 0000, info@multimageweb.com, www.multimageweb.com

4. KEY FEATURES
Integration Storage of all information about the lease
equipments
• Fully integrated with HansaWorld Enter- • All equipments features stored and
prise arbitrary definable
• History of events and activities related
to the equipment
Administration Development
• Describes and records all relevant Automatized Accounting
information about leasing contracts and
contract conditions • Generates accounting transactions ac-
cording to defined settings
• Records all important milestones,
amendments, remarks, events • Accounting with accordance with norms
and standards FAS 13 and IAS 17
• Keeps all amendments and changes of
contract conditions • Accounting transactions automatically
mirrored into HansaWorld Enterprise
• All information related to any business Nominal Ledger
activity in one solution
• System generates claims automatically
• Records all changes of lessees and con- or semi-automatically
tact persons
• Distributes key events within the system Multinational trading support
(email, activity, calendar) or outside the
system (sms, fax) • Multi-currency system
• Central recording of all relevant docu- • Multi-language system
ments also in the scanned form
• Multi-language contents
Portfolio Management
• Classification of products in order of
time, regions
• Closing conditions in predefined pack-
ages
• Predefined models of seasonal payment
• Setting the limits of the business
• System of influencing GP according to
the predefined rules
page 4 MORE INFORMATIONS: tel.: +421 2 5443 0000, info@multimageweb.com, www.multimageweb.com